This company sent me a letter on an account that is not mine, I have complained to the BBB and to the credit...
for about the last month this company has called me daily to yell and belittle me over a debt that isn't...
I had all but forgotten about Asset Acceptance… During the time period from approximately [protected], they began claiming that I owed them $1, 500+ for a "loan" from National City Bank. The only reason I knew they were claiming this was because a "Mr. Abrahamson" called my parents house repeatedly trying to collect the money. I moved out of my parents house in 1999 when I was 17 yrs old and have never used their address or phone number for any financial transactions. Also, I've never taken out a loan in my life. The only connection I've ever even had with National City Bank (now PNC) was a checking account that I closed in 2002 and I did not have any outstanding checks or transactions and owed them nothing. My mother, who answered the phone when they called HER house looking for me, was going to just pay them (yes, I know not very smart of her to do without even checking with me first). She even got her purse and was ready to give them her credit card information, but lo and behold, they would not accept a credit card payment. They insisted that it could only be paid with an electronic debit from her bank account or with a debit card. At that point she finally got suspicious and told them she was going to have to talk to me first. She even gave them my correct address and phone number so they could contact me directly (which they never did). She then called me to ask about the situation. I told her that I knew nothing about this "loan" they were referring to. I told her that the fact that they would only take a debit or EFT was suspicious to me. It sounded like a scam to either get her bank information or to just get the money without her having the same protections you get when you pay for something with a credit card? They continued to harass her for two years (saying they were with the *** county District Attorney's office, among other things). Finally my Dad talked to them and sent a letter from his attorney ordering them to stop calling their phone.
Neither I nor my parents had heard anything from them since…until today. I got a letter in the mail from Michigan Department of Treasury Unclaimed Property Division saying that they may have some money that is owed to me. The letter directed me to the State's website where you can search for money that has been turned in to them that is owed to you. So, I went to the site (Michigan.gov address so it is a legit site) and there were three entries for me. One of which is Asset Acceptance LLC. This makes no sense—I never have given them a dime (nor has anyone on my behalf), so why would they turn money over to the State that belonged to me. None of the three companies that came up in the search results specified an amount. I am afraid to pursue getting my money now because I'm wondering if this is some new scam (I.e. turn in a small amount of money that they "owe" you and then if you claim it, either that somehow acknowledges that you had a debt with them at some point, or possibly once you try to claim it, they say it was an "error" and then try to charge you a ridiculous amount of fees+interest to pay them back). Is that just being overly paranoid? After my prior experience with Asset Acceptance and from reading these message boards, I wouldn't put anything past them.
Does anyone have any thoughts on this? (Sorry that I posted this in the comments section of a different complaint before realizing this should be a new thread.)
This company called Asset Acceptance continues to call me almost everyday. They leave a recording. "if you are <insert name here>, please call us at number blah blah blah. I have yet to meet a real credit card company that leaves its number. Uually when they call they assume people are not going to call them back so they dont bother leaving a number. My point is don't assume these guys are really bill collectors. They may have the script down good but i would check these guys on google before you give them any personal information. It could be an attempt to bait you to give them your personal information then steal your identity which is no fun.
my two cents
Although they sent numerous letters offering to settle our debt payment by 50% if we made payment arrangements, or paid off an old utility debt, when I called to make payment, they insisted on receiving 100% in order to clear the debt from my records. When I called to complain, telling them what poor business practices they had, sending out settlement letters that they had no intention of honoring, the representative I was speaking to got very mouthy and proceeded to hang up on me.
Two years ago, AC reporting on my credit report a debt for PSEG, which I did not have an account. This was for an account that was already 6 years old, supposidly. I informed them that this was not my account, etc. and they informed me that I would have to file a police report.
I no longer reside in that city, and the police department would not take a complaint for something that happened 6 years ago.
For two years now, I keep telling them, I am not paying this debt, despite the fact they make repeated attempts to get money from me. The SOL drops off my account August of this year. Despite the fact that I keep telling them that this is not my account, they have been checking my credit score every 5 to 6 months. Now, I have 8 credit inquiries for the past two years, 5 of them are AC.
I keep submitting complaints to the credit bureaus and nothing has been done. After I submitted a complaint to Exquifax, AC posted a duplicate account with a different balance due. My credit score dropped 50 points.Despite the fact that I have already submitted a dispute, I know that I will not get those 50 points back immediately, and this is one month before I close on my home.
I am very upset, and can not wait until Asset finally drops off my credit report, unable to do further damage,
I received a copy of my credit report & saw there was a debt listed from Asset Acceptance. When I called them so get more information regarding the debt, all they could tell me is it was a final bill that I didn't pay. They had no contact information for the original creditor & told me I needed to google them & contact them to get more information. When I told them they should have all that information if they are trying to collect on something, she got very rude and told me "To have a nice day & hung up on me. I also told her I haven't used this company since Feb 2004 & the SOL is 6 years in Minnesota.
I have been making payments to asset for the last 6 months totalling over $3000 always on time and they reported another negative hit to the credit bureau; That the payment was not only over due but set at the total amount due. Asset as yet to send any statements. And payments are sent the same time of month. And they didn't report the months of previous payments the the full amount wasn't paid or late. If the last payment was invalid and late then they all should be. What do I do
Called in regards to a letter I received that I owe $400 from 2007. I called to say I did not owe anything and spoke to a woman Helene who was absolutley HORRIBLE to speak to and seemed to interested in drinking her morning coffee.
I am completely fustrated with the lack of help and unwillingness to hear what I had to say. I do not owe this amount! This debt is not mine.
I will call later this afternoon to escalate but felt this past hour was a complete waste of time with a very rude and uncooperative person.
I keep getting phone calls from Asset Acceptance phone #[protected]. I've done my research, and they are apparently a debt collection company who are known for being shady and dishonest. Well, I don't owe any money to anybody (except for my mortgage and car loan), and I've never filed bankruptcy. So there's no reason for them to be calling me. I don't pick up when they call, and they never leave a message.
I did change my phone number back in Feb., and I received a lot of calls after that for someone named Jose (or some Mexican name like that). Apparently, the Mexican people who had my phone number before me didn't pay their bills (including their phone bill!). If they keep calling, then they're gonna get my 'obscene phone caller treatment'. You see, I bought a cheap whistle a few years back to get rid of an obscene phone caller. I simply pick up when they called and blew the whistle as hard and loud as I could into the phone. He never called back...or maybe he's now deaf in one ear and doesn't want to take the chance of going deaf in the other one! Anyway, if they keep calling, that is what I will do. I'm also going onto their web site and advise them of that, first.
After managing a mild panic attack while researching Asset Acceptance LLC, I need to ask anyone who'll answer a simple question. We are purchasing a home and closing cannot be scheduled until a debt is proven satisfied (something done nearly three years ago) with the ever popular AA LLC. We have been given verbal assurance again and again the debt is satisfied, and weeks later...no fax, no letter, no help. What we have been given is an endless runaround. While I'm sure the answer will be, have a lawyer draft a letter, this could take months we don't have.
What I'd like to know is does ANYONE think this letter will ever come?
Received a notice from AA that there were giving me a huge break on a $6000 debt they say I owe from CITIBANK. I have never done business with Citi. I have a current credit report in front of me. Nothing on it relating to Citi either. But they want to settle for $1200. Do people really send these *** money? Financial companies are ripping us off legally (yet unethically). How can these companies make up false debts and actually get away with it? I'm pissed. Mostly because I know there are people out there who are getting screwed and paying these things without doing some homework.
In 2003, I defaulted on a credit card with Chase Bank. Earlier this year, they charged off the debt and sold...
About a year ago, I got a letter in the mail from a Law Firm in San Francisco called Peck & Ray, and inside...
Last week I opened a piece of mail from Asset Acceptance LLC, regarding a debt that they say I owed from 1999. I was shocked to say the least, especially after they said that it was for over $1700. I called Asset Acceptance immediately because the form letter said if you didn't then it was automatically accepting the debt and they would pursue it.
So I called and asked who this company was and what the debt was for. The young lady that answered then asked me my name and, if my SSN was (*****). I answered in the affirmative. She asked me if I lived in Grand Rapids in 1999 and I answered in the affirmative. But I had never even heard of this company that they said I owe. The lady on the other end said she'd send me out a form that I could file a fraudulent claim with then.
Ruth mentioned that she had checked her credit reports and that the claim had never shown up on them. I did the same thing myself and have never seen it on any of my credit reports ever, and I monitor mine regularly. When I read the report from Ruth in Alachua Florida, I was in shock, to say the least! Here's another poor soul that this company, Asset Acceptance, is trying to dupe out of money.
After looking into it myself online and doing some investigation, I have found that they were a long distance carrier, which have now merged with AT&T. But at that time, they were not affiliated. I also have discovered that in the state of Michigan, the time limit for collecting such debates is 6 years, which is now over that limit.
I am now in the process of sending everything I can find on them over to my lawyer to deal with it as well as to let as many people out there know what Asset Acceptance is doing with 'Old Debt', fictions or real. I suggest that everyone else do the same.
In the economic atmosphere that we live in today, when we find companies that claim money is owed...they better provide the proof.
Well, Ruth, and any others out there that have had this situation with Asset Acceptance or any others like them, my suggestion to you to to gather all the information you can on them and turn them over to your lawyers or at least the better business bureaus in your state and let them know what they are doing.
In 2017 I was a college student & had a telephone landline that was for local calls only. I had a cell phone for all other calls. A friend of my former roommate visited often when I was not there. This friend made several long distance calls on my landline to the tune of $285. When I got the bill I notified the local phone company to complain as I did not recognize any of the calls & the phone that had been used was in my bedroom and not available to anyone else but me.(or so I thought) The telephone company (AT&T) advised me that they would reverse the charges if I would agree to press charges against the person. I told them I would consider that action, but ordered the service disconnected. I confronted the person who made the calls & attempted to collect from her to no avail; so I contacted the phone co. 3 days later and agreed to press charges to get the calls removed. The rep deducted the long distance amounts & advised me of the amount I owed for the local service and I paid the bill. Three years later, I started getting letters from Asset Acceptance advising that I owed $285 from the original creditor AT&T. I have been disputing these charges on my credit report, but they keep showing up. Any suggestions what I should do? Should I attempt to contact the original creditor to find out why they sold this uncollectible when they had already agreed to remove & reverse the unauthorized charges from my bill ? Apparently AT&T did not do what they said they were going to do and ended up selling this acct to Asset as a 3rd party collection. Note: I never received any correspondence from AT&T advising that an addl amount was owed.
Help, anyone! I am trying to buy a house & I need to clear this up, but I don't feel I should have to pay this bill since I was assured I was not liable.
To the people who work for Asset Acceptance, or anyone who might know the answer to my question...
What do I have to do to get AACC to stop calling me and trying to collect on a debt for someone who doesn't live here, never has, and most definately never will?
I have been receiving calls for someone named Scott Roblenski (I don't know the exact spelling of the last name) for the past two years. I have no idea who he is, or how to contact him, yet AACC keeps calling my phone number on a debt he owes. I have had my phone number for almost four years now, and yea, changing my phone number would solve the problem, but why should I pay to change my number when all this company has to do is remove my number from whatever file they have on this guy? Maybe he had my number before me, or maybe he gave whoever he owes money to a random number to avoid being called. Whatever the reason, the calls I am receiving for him are getting annoying, mostly because I work overnight and I am usually trying to sleep during the hours AACC makes their calls. Unfortunately, because of my on-call status through my job, turning off the ringer on my phone or leaving my phone in another room is not an option.
I have called just about every number listed on AACC's website to try to get these calls to stop, and I have emailed them several times. Every person I have talked to so far has been really nice, so I have no complaints on how I was treated, and I usually get a response back on my emails within a day or two, but it seems no matter how many calls I make, emails I send out, or people I talk to, I just can't get through to them that calling my number will not help them talk to the person they wish to speak to any faster.
Any help or advice would be greatly appreciated.
Please help!! My wages are being garnished but they are saying that they have contacted me but I can't...
In 2006, when my husband and I where purchasing our home, I discovered that this company (brood of viper...
I am a single unemployed mother. I received notice from my bank that a company, Asset Acceptance, LLC that $75.64 had been garnished out of my puny checking account. ?? I have no idea who this company is, nor do I know how they were able to garnish funds out of my account without any notice, a hearing, or anything??? I went to the courthouse yesterday and apparently it's a company that my ex-husband filed bankruptcy on back on '05 when we divorced. I do not owe them a penny and do not understand how this has happened. Needless to say, it's left me with no money for food or gas as I cannot afford to dole out $75 of my account for money I do not even owe.