Tokio Marine HCC Medical Insurance Services Group / HCCMIS.com — Student health insurance / non-payment of claims
08/15/2016: date of service received
03/21/2017: date of denied letter has been received.
This Insurance is the worst ever. They do everything to not to pay the claims, they put my claims "In Review" for three months, but they were denied then. Those claims were about one day that I'd had a very strong pain, so I went to an Urgent Care and took an injection. After that, the UC doctor requested me to go to a specialist. So I did it. But that Insurance started to ask me about my medical records, and even I replying all of the letters that I received from them (like 6 letters), they denied my claims for "Missing Information".
I can't pay all the medical bills, I'd contracted an Insurance and I felt secure that this company could help me, but I've never regret about a decision.
I need my claims to be paid by the insurance because they're about unexpected and urgent medical condition.