Santander Consumer USA

Currently have multiple reporting on my credit from santander on all of the reporting agencies which is illegal. This is hindering me from being able to purchase a new car with a good interest rate. I have attempted multiple times to get them removed due unethical business practices but failed. They harassed me by phone for years calling multiple times a day to receive payments. They also were not completely honest about the payments and interest applied

Santander has not been reporting my payments to the credit burial for two years...
I just recently refinanced my car with my bank with a lower interest rate, and the loan was satisfied by my credit union. Well Santander posted the check, removed the check, charged me a 20.00 fee and increased my payoff amount. Santander told me that my bank called and told them the account number on the check was incorrect, which I knew was false information, so I went down to the bank and we canceled the first cashiers check and the bank reissued and overnighted a check. I called this morning to see if the check had been received and posted to my account, I was transferred to the loss and recovery department and asked how I would like to satisfy my debt... This is an absolute nightmare... I can not understand how I bought a car for 12, 000 in 2015 and here I'am in 2019 still owing 7, 000... with all of the payments that I have made in the past and current... and now they aren't accepting the check that the bank is sending.

I cosigned a loan for my ex-boyfriend. The dealership did a "bait and switch" on me at last minute with the company and the terms. We purchased Gap and now I'm reading that theirs only covers 120% of value, yet due to their interest rates and fees - its impossible to ever get out of being upside down. If I had known about this company, I never would have signed. Cant refi because after 4 yrs, only 7k has gone to principal. Its 14k upside down. Now his diabetes is causing amputations, etc so he's not working while in hospitals. This loan is seriously going to be the death of me.

I have been laying 2 years and the principal has not reduced at all on my auto loan. I have made payments and after looking at the account,
Nothing has been taken off the loan amount. Payments are 618.00/ month. It would seem something should have gone to the principal by now. I have not been able to resolve this with the company yet. I would like to know what I can do to rectify this situation. I feel like I am being taken advantage of.

I called to make a payment and once I made that payment the lady on the phone congratulated me saying I have less than 2000 owed on my account. The following month I went to pay my bill My balance was back up to 5000. I hurried to pay them off. I was really upset because they could not explain to me how my balance increased over the last few months of my loan . I tried to pay my loan months in advance so I was under the assumption that I did not owe a balance until one day I received a bill when I enquired about the bill they said I can only pay 3 months in advance and they could allocate my money how they see fit. Keep in mind I wrote on the memo line what month the payment was for. This company is a scam don't trust them

I brought a Saab truck and was financing though Santander and paying on the truck good for a long time charges never went down after paying on truck for a year it was horrible dealing wit this company I have all my info please help this is my payment agreement finance charges not on here as of now they are saying I owe 7000 after I let truck go u pay twice for the car now I am being threatened

I bought this used car back in May 2015 due to my disabled mother, and I was told by the sales rep at Victory Honda, That i can refinance it after 1 full year of making payments in the amount of $513.12 at 27% interest plus western union fees $2.50 each month. I've tried to refinance this Honda Civic almost every other car dealerships have told me that Santander consumer are a bunch of crooks and they will never do business with them. Now I'm stuck with this loan and it's so depressing for me and I can't afford it.

Unfortunately I got a car loan in Aug.2013 6yrs term . I am 5yrs and 9 months into being done and my car was repossessed. I've been making payments every month and was told a few random ones were missing over the years...How? I am $29, 000 into the payments. Loan was $12, 000 with 26% interest and they still say I owe over $11, 000 Im no mathematical genius but they are screwing me.

Purchased vehicle August 2016 $15000 making a 442.42 per month payment and still owe 13500. Intrest rate 20% too high and I cant get it refinanced. I'm seriously considering giving it back. They told me after 1 year of consecutive payments I could refinance . It has not happened yet. They never show a beginning and ending balance on your statement. Most of the payment
goes to intrest.

Over the years the have taken duplicate payments out and have been an all around horrible company. The supervisor I spoke with got very nasty with me and I had had enough and told them to come get the car, they have it as a repo, when it's a back out. I tried to talk to them rationally and was civil, until they were not. One had nothing but trouble with them from day one

I can send a copy of my payments and charges. I've only had my vehicle 1 year, I missed a payment and for 2 months I was paying an extra 200 on each payment to make it up. The following month they said I had 570$ worth of late fees, on top of the missed payment so that month I made a full car payment plus the 570 to get caught up. The next mother I paid a full car payment and a week later they call and I have another 230 of late charges and of course I'm mad bc I just paid the 570 to pay all that up. I don't know what to do, 1 missed payment of 460 cost me over 1500$ that's ridiculous!

I got an auto loan from Santander Consumer USA back in May 2014 they told me the best they could do was a 24% interest and at the time I did not know that that was actually usury rates unless you agree to it. I was promised at the dealership a 4-year warranty and I was also told that after a year of making payments on time my interest would go down and my car payment would be $100 less that has never happened and I was told by Santander Consumer USA that that was never true to begin with.

Illegal practices and consumer harrassment. My principal for my account has not gone down. If one payment is missed or late, their harassing calls never end. This loan is the worst loan I ever signed up for. My Gap policy didn't even cover everything on my car either. I had to pay for a new catalytic converter(because it was not covered) not to mention the car has so many issues. Very upset with this company.

My auto was reprocessed in which I was told what my 3000 would cover and the break down, when I paid the fee about a month later they called to find out if I had picked up my car stun I made my payment to the directly. Once my account was update non of my additional charges was paid off and I was charged additional fees that was not told to me by Santander. I am constantly getting told different information and being ripped off every bill that I receive. The most Incompetent company I have ever seen in my life.

Car loan - owe more in interest after paying $23K+ and still owe $19K+ for a car that's worth $10K car. We deferred our load and they added who knows how much and they apply only to my interest all the payments. Out of the $23K+, only $3000 has been applied to our principal.

Santander also call to ask for payments when payments are not due. They call almost everyday. After asking for a transcript or payment history of how payments have been applied, they said they would email it and mail it, after 5 months, we still have not received. How can we make payments without knowing what we actually owe.

Our payments is $689 per month and can't get anything from Santander Consumer USA. One of their representatives told us the interest per day is around $40. $40 x 30 days is $1200, no wonder we cannot pay off our loan and we have had the loan since 2013.

i got a notice a that the autopay was turned off and had to send my last payment in by check i did . that check cleared my bank on 03/25/2019
and you took out the last payment out of my checking account on
the 03/27/2019 .ihave been trying to get my money back and you
keep giving me excuses on you need proof i have fax that twice and still
no reolution thankyou nora waller 937/864-7524

I pay monthly of $440

I've been paying this amount since 2011

I still have $9000 debt for a 2010 Nissan Sentra.

Most dealerships I've tried to trade the car in says that I was given a ridiculous APR and deal by Santander. They said 75% of my monthly payments only go to APR and 25% to the loan amount

I tried calling Santander to see if I could get a better deal, but they said no.

I was overcharged in interest as well as principal balance increases. There was no consistency in their payment allocations. I was misled and ended up paying double for the car. They were payed $60, 000 for a $31, 000 dollar car. Miscellanies fees were also added that were not explained. I was told that they would not give me any more information about my case.

I have been having my vehicle since 2009 and I purchased that vehicle for 13, 000 dollars with 4, 000 dollars down payment and it's 5/9/2019 and they are still saying I owe 1800 dollars. September of 2018 I was told that I had to payoff only 1200 dollars which I paid back in September and as of 5/9/2019 they are threading me with a repo saying my total payoff is 1800 dollars.

I written you last year and this year in efforts of joining this Santander lawsuit both times I was told and attorney representing Claimants would contact me What I got was a email stating that no more attorneys were available u did this may of last year and this year to no avail. Now I think that this is a scam as well as Santander This bank will bleed you dry I paid interest only for 6 months come to fine the terms were not made clear a d they know it ..If I am not a part of this lawsuit I will be seeking my very own council and when I am done I promise heads will roll