I was advised by their corporate office there was nothing they can do and I was hung up on and blocked. After calling the 800 number on back of the card the agents were not able to see any funds deposited to the cards and said it is under investigation should have taken 7 to 10 days it has been 30 days. I received a claim number for both cards that were invalid. At this junction I am no longer able to discuss the card numbers because they have been deactivated. I am at a loss of $700.00 I am going to report this incident to the better business bureau next. I am so disgusted!!
Absolutely useless, most places don't accept them then you find the balance has disappeared by them taking £2 per month admin charge and considering the only admin is them taking money, surely this should NOT be legal!!!
Has anyone managed to get these outrageous charges refunded?
Also is there any associated gift cards that behave like so so as I can ensure I advise everyone I know to avoid them?
I was given a $300 VanillaVisa gift card from my boss in October. It was stolen, so I reported it to their customer service department. Was told I would get a replacement card. I received the replacement card and put it away for safe keeping, to use in December for the holidays. When I tried to use the replacement card in December, as planned, I was told that all of the funds, minus $5.95, was already used up. I called their customer service department again and was advised to fill out their dispute forms, but since the funds were used in October (from the original card) and I didn't try using the replacement card until December, I will probably not get much, if any, refunded. Don't use them! They will take your money and leave you with nothing.
I tried using my Vanilla Visa Gift card for a purchase $11.00 less than the value of the gift card and it was refused. When I called Vanilla VISA to ask why I was told it was because of a 15% Hold Back fee. I was told this is written int he Terms and Conditions. I took the time to read my included Terms and Conditions and it was not stated about a 15% hold back fee. What a rip off!!!
I purchased a gift card yesterday to be able to purchase Microsoft word online. Only to find out that you can't use the card for online purchases. No where on the packaging does it state that you cant use the card for such purpose. Since this was my first assignment needless to say I didnt get it done. And failed my first assignment. Doesnt look good on my school record already. Then when I tried to find out the balance on the card it told me the card had never been activated, when it clearly states that the card is activated at the register and immediately available for use. This card is useless do not every buy one for anyone or any purpose..You can guarantee that if i ever get my money back from this that i wont ever be purchasing another one...
I purchased a vanilla visa gift card so I could make some online purchases. I put $350.00 on the card. I can't even use it. I've tried to get through on the phone. No such luck. The automated service gives you an option to hold for a representative and then hangs up on you every time. I'm waiting to hear from my family member that I bought two additional "vanilla visa" gift cards for in the amount of $25.00 each. Yes that's $400.00 in total. I'm so pissed.
As it is once more nearing Christmas time and others out there may be considering “gifting” these VISA prepaid cards, please be forewarned. They would be more aptly named as VISA RIPOFF cards. The one overriding common denominator that users are experiencing with these cards is that they are NOT user friendly. “Vanilla Visa” is one of the worst.
I have received several of these in the past, and it was like stumbling through an obstacle course trying to expend them. It took several unsuccessful attempts to use the cards, several phone calls to the card company’s customer service number (when I could ever get through), diligence, and lots of patience before my prepaid VISA “gift” cards were finally expended and even then, I as the customer had to dole out instructions to the store clerks regarding how to process them. If the purchaser is attempting to purchase something that costs more than the value on the gift card, the store clerk must calculate the cost difference in ADVANCE and collect the difference in cost from the customer BEFORE scanning the Visa gift card. If the store tries to scan the card FIRST (applying it against the total purchase price) and collect the cost difference from the customer second, the card will be declined. Despite the fact that store merchants who sell (and are supposed to accept) these cards have a written contract in place with VISA, supposedly instructing them on how to process these stupid things, most store clerks are clueless on how to go through this ridiculous exercise. Climbing Mount Everest is easier than trying to use one of these cards in a restaurant.
The companies who market these cards are counting on the fact that once purchased, most of the people who were “gifted” (more like stuck) with these cards will give up using them out of sheer frustration and that only adds to the profit the company has already made on the sale of the card itself. Additionally, the credit card issuers get to deduct ridiculous monthly fees from the value of the card when not redeemed over a certain length of time. It is better to gift either cash or a specific store gift card that can be applied toward purchases in a NORMAL fashion without having to go through the confusion and absurd nonsense that most of these VISA prepaid cards (as a whole) inflict on unsuspecting customers.
The fine print is so small stating the fees charged 7 months after activation, that I could not read them w/my 20/20 eye sight. I ended up paying $17 in fees on a $25 gift card. The admin fee was $2.50 per month after activation and therefore, the use of Vanilla Visa is a complete ripoff.
Received Vanilla Gift Card for Christmas, declined at store. Tried phone number on back to to check balance and get message unable to complete call at this time. Tried website and it will not display. What a rip off. Someone spent good money on the card to five to me.
On June 11/09 I bought a Vanilla Visa gift card as a present to my sister, she tried to use it on 3 different places and they told her that the card was declined. I called the number on the back of the card and they said that it wasn't activated properly that I needed to go to the store where I got the card (Dollar General/Asheville/Patton Ave.) until 3 attempts to have somebody to help me the Assistant Manager called vanilla visa from there and they gave her some instructions but at the end she told me that I had to come back when the Gral. Mngr. get to the store that he would help me.
I went the following day and he did the same thing, called Vanilla Visa again and told him to read the card number and then the number on the outside of the card cover and they told him that the numbers did'nt match and he resumed that he couldn't do anything because the numbers didn't match, implying that I have changed the original card from the card cover.
How did I know that the numbers matched when I bought the card if I didn't opened it when I bought it, this was a gift card that you give away the way you buy it. Until this day I cannot use the card.
I feel helpless, like if they just STOLE my money and didn't even want to investigate how this mistake was done.
My mother bought my brother and I our own $50 Vanilla Visa gift cards for our birthdays from CVS. We soon...