Northern Leasing Systems

I got a call from Smart Card Merchant Service stating that we can save about 40% to 50% on credit card processing service and was forced to make appointment to meet with local sales rep.

They said there’s NO obligation to sign up and this is just simply to compare current rate and theirs.

Then the local sales rep., Michael Lee was assigned to our business and offered me great deal that no one would refuse.

He mentioned that in order for them to find out whether we are qualified for those great deals that he mentioned, the documents needed to be initialized and singed.

Then, he FORCED me to initial and sign on the documents that I never had chance to read and understand because he was HIDING all the IMPORTANT PART. When I hesitated to sign, he repeated assurance phrase of “this is just for QUOTE purpose, NO contract or agreement, DON’T WORRY, TRUST ME, I’m doing this full time and I have over 20 years of experience and I’m here to HELP business owners to save money. I NEVER LIE.” Then later on, we found out that documents were the actual non-cancelable agreement/contract of the lease for 48 months!

As for Free equipment part, I asked repeatedly if it is really free or not because most of the merchant service companies always have a choice to buying option or leasing option. He assured it’s FREE and it’s NOT lease.

Then WITHOUT any notification, I received a brown box from the courier and I signed it without paying any attention. It was the credit card swiping machine. I immediately contacted Michael Lee and left message that I received the machine WITHOUT any notice or any analysis/quote that I supposed to receive BEFORE any official agreement.

I NEVER thought signing "the simple brown package" from Northern Leasing was considered actual acceptance of the contract until I called Northern Leasing. Is this action legally acceptable?

I contacted Smart Card Merchant and Northern Leasing several times to solve the issue by myself somehow, but nothing solved until now. Both companies are just dodging the responsibility each other.

I still don't understand why they are still in business...

They are a scamming company. They broke they're end of the lease agreement as well. The sales person that set me up on this wouldn't even talk to me when I started having problems. I only had starter checks when I signed up with them but Greg insisted I send a counter check. when my real check came I faxed them my check. they said they weren't getting payment from me so all these fees accrued, but they were taking money out of my account and whenever customers used card to pay me they kept all that too. when I would call they would say they straightened it out, but they wouldn't finally tired of the run around I called again very upset because I had stopped payment and they came through in a different amount and it took it out of my bank account northern leasing representative said well I cant tell you what to do but if you close your bank account that will get their attention so I did. I sent their equipment back priority mail asap. they have been calling and sending bills and letters saying they are suing. I was supposed to get rebates from them after a year didn't get that. THEY ARE A FRAUD SCAMMING COMPANY STAY AWAY!

I own a restaurant in Brampton ON work over 50hrs to provide for my family. Few months ago, I regretfully changed our merchant service provider from Elavon to Merchant services Inc as it seemed a good deal on rates. Boy was I ever wrong. Countless overcharges and terrible machines not working properly. So right away I decided to cancel as there was no resolution happening. Merchant services said your account is closed. Coming to find out that our machines are from a company called northern leasing. And now they are asking for $5000 to cancel the lease on the machines. I have never heard of them or was told about a non-canceable lease. If anyone is interested to join me I am in the process of filing a lawsuit against them. for Lost of sales because of their non functional machines, harassment and threats made towards me, overcharges and fees. You can contact me at [protected]@rogers.com if you wish to sue them with me. The more the better.

This is a perfect storm of scam artist at work. Joseph Wilk, Northern leasing are teamed up again, but Joseph Wilk is not US Merchant Services anymore. They are now Power Payment Systems, and not On the BBB good list. WATCH OUT!

Lew is a crook He told my I could cancel the lease with a one months notice. YA RIGHT I'm bound to a lease for four years I have
tried calling hI'm he has disconnected his phone If any one can help me find hI'm so I can file a suite THAT WOULD BE GREAT>

Northern Leasing Inc/ Lease Source Inc, took automatic withdraws from my account that would total over a thousand dollars. The amounts were taken sometimes twice in a day and sometimes daily. When I called and warned them that I would take legal action about the transactions I was not only yelled at but insulted. When I finally got out of the grips of this company they continued to take money from my account. I called again and was told that they just received the equipment, I was amazed because it had been shipped over a moth ago. One more way for them to squeeze more money out of my business. I am glad to be rid of this company and all their wrong doings!

I checked my bank statement today and noticed a withdrawal of $125 from SKS Associates. I notified my bank and informed them that this withdrawal was unauthorized. They are disputing the charge. I Googled SKS Associates and come to find that they have something to do with Northern Leasing. This is the company I had leased my credit card processing machine from many years ago. I bought the machine in 2004 for $255.74 I cannot believe that SKS had the audacity to just take money out of my account without any notification whatsoever. I can see from this board that I am not the only one that's been hit by SKS.

This happened to me today. I got a debit from on my Wells Fargo Checking acct for -$95.52. I had equipment with Northern Leasing from [protected] which was closed and finalized. I still have the same bank acct which is how they debited my acct UNAUTHORIZED for this or any other amount. It also triggered a $35.00 over draft fee as I wasn't expecting.

After searching Northern Leasing and SKS online, I see that this FRAUD is being committed all over the country. I reported it to my bank and I am following the instructions that other victims have recommended. I have already filed a complaint with the New York Atty General, California Atty General, will be filing a local police report, filing a report with the local FBI office (as the fraud crossed state lines) and filing a report with the District Atty of New York and Dist Atty of Los Angeles. Iteresting that the New York Atty General & California Atty General WERE AWARE OF BOTH these CON-ARTIST companies. They WERE ALREADY IN THE SYSTEM AND BEING INVESTIGATED!

PLEASE E V E R Y O N E call your Atty General in the state you live in AND the New York AG where they are located. Call the FBI and make a report and with the Federal Trade Commission (FTC). If EVERYONE makes a complaint they will get what's coming to them. Also, there is a Class action suit underway. Call the number on the website www.NorthernLeasingClassAction.com (Chittur & Associates, PC) and give the atty the paperwork he requests. Hopefully this will prevent these CREEPS from continuing this scam and FABRICATING FAKE FEES in the future. They will continue to committ this FRAUD if people don't complain.

It only takes a few minutes to participate in the reporting of this abuse. Also, unless you close your bank account, it is likely that they will attempt to illegally withdrawal more funds in the future, possibly under a different company name. STAY ON THIS CASE EVERYONE INVOLVED!

do not trust eric makris. he is a boldface liar. do no sign ANYTHING he gives you. he WILL steal your money. works for northern leasing which just got convicted of fraud in chicago & now is in nyc preying on small businesses. he is commiting mail fraud & bank fraud & us attorney is investigating now & he will be convicted soon. BEWARE!

I have read these post and it awful how they can cheat your money and drain you. If you think about it, is the equipment they leasing your REALLY worth a total of $2000, for a credit card machine. You can buy one for less than that amount "ANYWHERE." They don't care about what you do. All they can say is that you signed that contract. What contract? They won't send you one either. I see that they will still take money out no matter what. Did anyone try to take this to court? I would like to see them owe "US" money back of the loss of time and misrepresentation. DON'T DO BUSINESS WITH ANY AGENTS SAYING THAT IS FREE BECAUSE they are working on taking you for all you got!

PLEASE NOTE THAT UNDER THIS ACT THOSE WITHIN THESE AGENCIES ARE TO INVESTIGATE FINANCIAL CRIMES AND THIS IS A FINANCIAL CRIME BEING DONE WITHIN THE UNITED STATES AND OUTSIDE WITHIN FULL KNOWLEDGE OF LAW ENFORCEMENT.

ACTS OF FORGERY
ACTS OF RICO
ACTS OF WIRE TRANSFERS OF MONEY ILLEGALLY

ARE ALL FELONY NOT CIVIL MATTERS

PLEASE READ THIS AND THEN CALL THEM ON THIS AND FIND OUT WHY

The White House

Office of the Press Secretary

For Immediate Release November 17, 2009
Executive Order - Establishment of the Financial Fraud Enforcement Task Force

By the authority vested in me as President by the Constitution and the laws of the United States of America, and in order to strengthen the efforts of the Department of Justice, in conjunction with Federal, State, tribal, territorial, and local agencies, to investigate and prosecute significant
financial crimes and other violations relating to the current financial crisis and economic recovery efforts, recover the proceeds of such crimes and violations, and ensure just and effective punishment of those who perpetrate financial crimes and violations, it is hereby ordered as follows:

Section 1. Establishment. There is hereby established an interagency Financial Fraud Enforcement Task Force (Task Force)led by the Department of Justice.

Sec. 2. Membership and Operation. The Task Force shall be chaired by the Attorney General and consist of senior-level officials from the following departments, agencies, and offices, selected by the heads of the respective departments, agencies, and offices in consultation with the Attorney General:

(a) the Department of Justice;
(b) the Department of the Treasury;
(c) the Department of Commerce;
(d) the Department of Labor;
(e) the Department of Housing and Urban Development;
(f) the Department of Education;
(g) the Department of Homeland Security;
(h) the Securities and Exchange Commission;
(i) the Commodity Futures Trading Commission;
(j) the Federal Trade Commission;
(k) the Federal Deposit Insurance Corporation;
(l) the Board of Governors of the Federal Reserve System;
(m) the Federal Housing Finance Agency;
(n) the Office of Thrift Supervision;
(o) the Office of the Comptroller of the Currency;
(p) the Small Business Administration;
(q) the Federal Bureau of Investigation;
(r) the Social Security Administration;
(s) the Internal Revenue Service, Criminal Investigations;
(t) the Financial Crimes Enforcement Network;
(u) the United States Postal Inspection Service;
(v) the United States Secret Service;
(w) the United States Immigration and Customs Enforcement;
(x) relevant Offices of Inspectors General and related Federal entities, including without limitation the Office of the Inspector General for the Department of Housing and Urban Development, the Recovery Accountability and Transparency Board, and the Office of the Special Inspector General for the Troubled Asset Relief Program; and
(y) such other executive branch departments, agencies, or offices as the President may, from time to time, designate or that the Attorney General may invite.

The Attorney General shall convene and, through the Deputy Attorney General, direct the work of the Task Force in fulfilling all its functions under this order. The Attorney General shall convene the first meeting of the Task Force within 30 days of the date of this order and shall thereafter convene the Task Force at such times as he deems appropriate. At the direction of the Attorney General, the Task Force may establish subgroups consisting exclusively of Task Force members or their designees under this section, including but not limited to a Steering Committee chaired by the Deputy Attorney General, and subcommittees addressing enforcement efforts, training and information sharing, and victims' rights, as the Attorney General deems appropriate.

Sec. 3. Mission and Functions. Consistent with the authorities assigned to the Attorney General by law, and other applicable law, the Task Force shall:

(a) provide advice to the Attorney General for the investigation and prosecution of cases of bank, mortgage, loan, and lending fraud; securities and commodities fraud; retirement plan fraud; mail and wire fraud; tax crimes; money laundering; False Claims Act violations; unfair competition; discrimination; and other financial crimes and violations (hereinafter financial crimes and violations), when such cases are determined by the Attorney General, for purposes of this order, to be significant;

(b) make recommendations to the Attorney General, from time to time, for action to enhance cooperation among Federal, State, local, tribal, and territorial authorities responsible for the investigation and prosecution of significant financial crimes and violations; and

(c) coordinate law enforcement operations with representatives of State, local, tribal, and territorial law enforcement.

Sec. 4. Coordination with State, Local, Tribal, and Territorial Law Enforcement. Consistent with the objectives set out in this order, and to the extent permitted by law, the Attorney General is encouraged to invite the following representatives of State, local, tribal, and territorial law enforcement to participate in the Task Force's subcommittee addressing enforcement efforts in the subcommittee's performance of the functions set forth in section 3(c) of this order relating to the coordination of Federal, State, local, tribal, and territorial law enforcement operations involving financial crimes and violations:

(a) the National Association of Attorneys General;

(b) the National District Attorneys Association; and

(c) such other representatives of State, local, tribal, and territorial law enforcement as the Attorney General deems appropriate.

Sec. 5. Outreach. Consistent with the law enforcement objectives set out in this order, the Task Force, in accordance with applicable law, in addition to regular meetings, shall conduct outreach with representatives of financial institutions, corporate entities, nonprofit organizations, State, local, tribal, and territorial governments and agencies, and other interested persons to foster greater coordination and participation in the detection and prosecution of financial fraud and financial crimes, and in the enforcement of antitrust and antidiscrimination laws.

Sec. 6. Administration. The Department of Justice, to the extent permitted by law and subject to the availability of appropriations, shall provide administrative support and funding for the Task Force.

Sec. 7. General Provisions.

(a) Nothing in this order shall be construed to impair or otherwise affect:

(i) authority granted by law to an executive department, agency, or the head thereof, or the status of that department or agency within the Federal Government; or
(ii) functions of the Director of the Office of Management and Budget relating to budgetary, administrative, or legislative proposals.

(b) This Task Force shall replace, and continue the work of, the Corporate Fraud Task Force created by Executive Order 13271 of July 9, 2002. Executive Order 13271 is hereby terminated pursuant to section 6 of that order.

(c) This order shall be implemented consistent with applicable law and subject to the availability of appropriations.

(d) This order is not intended to, and does not, create any right or benefit, substantive or procedural, enforceable at law or in equity by any party against the United States, its departments, agencies, or entities, its officers, employees, or agents, or any other person.

Sec. 8. Termination. The Task Force shall terminate when directed by the President or, with the approval of the President, by the Attorney General.

BARACK OBAMA

THE WHITE HOUSE,
November 17, 2009.

Seeking people to get involved in a worldwide boycott of Northern Leasing and Lease Financial Group which moved to 65 Wacker Drive in Chicago Illinois they are involved in international fraud with leases and can use banking systems to shutdown your income, they are involve with clouted people who are involved in covering up this worldwide corruption we need to boycott them and anyone involved including all of the companies that they do business with - DO NOT USE ANY MERCHANT ACCOUNT BUY WITH CASH YOU TWO WEEKS PLEASE PASS THIS ON! CALL THE MEDIA REFUSE TO BUY PRODUCTS ON THE AIR UNTIL THEY COVER THIS NIGHTMARE. THEY HAVE ROBBED THE SMALL BUSINESS OWNER IN THE USA CANADA AND IN UK PLEASE GET INVOLVED PASS THIS ON

Northern Leasing Systems rip-off, dishonest, fraudulent business practices, harassments and deducts more money than the signed contract. Northern Leasing Systems finances equipment for $4, 000.00 that is worth about $400.00. The contract supposedly says that this lease can not be cancelled that is why they feel justified in charging 10 times what the equipment is worth. Sales representative filled out the application, showed me one page of a six page contract told me where to sign without giving me time to read the contract, he did not give me a copy said he would mail it to me if I was approved. They send the equipment a couple of days later and started to deduct money out of my account even though we were not scheduled to open for business until December 1, 2009.

Salesman place my name on a credit card machine lease and then forged my signature. I had no involvement with the business which was owned by my wife and her partner. Through an attorney I provided numerous documents that proved I did not sign the agreement. Northern Leasing, aka Golde Eagle Leasing finally dropped a lawsuit against me, but filed a derogatory report with Experian Credit Bureau. I have been fighting this corrupt company since 2004.

This is the worst company I have ever, unfortunately, had to deal with. They lie, refuse phone calls and hide behind no known address. I had the misforune of using this company to lease my credit card machine when I opened my business. Up front, they were helpful, however deceitful. I was told I could "lease" the equpment for approximately $50/month, or purchase a machine for $1600. Not knowing how successful (or unsuccessful) my adventure would be, I opted to lease. They automatically debit the fee from your checking account each month. Well, after 9 months, my business was not making money so I closed the doors. I, of course, needed to return the machine to Northern Leasing. However, all the phone numbers I was either given from my credit card processing company, or from information, never could get me through to a representative of Northern. I must have tried to reach them (by mail and phone) over a dozen times. So, finally I decided to put a "stop" on the automatic debit from my business checking account. When I approached my bank, they told me they had many clients who were having the same problem I was. That Northern Leasing remains somewhat "anonymous" but continues to debit accounts. So, any way, I put the stop on the account. Incredibly, once Northern could not access my account, they sent me a collection letter, threatening all sorts of action. I called them as they finally provided me a phone number, however, the phone representative would not answer my questions, would not transfer me to a supervior, and told me I was rude, then hung up on me! I keep getting threatening letters, and, they now say if I return the machine and pay them $1500, they won't proceed with collections. After reading this blog, I've decided to contact the Attorney General and see what happens. However, I ADVISE EVERYONE TO NOT GIVE THIS COMPANY YOUR BUSINESS AND IF YOU ARE IN MY SITUATION, FIGHT IT!

If a default judgment has been issued against you by the New York Civil Court in favor of Northern Leasing they cannot post it as a judgment against your Credit Report until it is entered as judgment with the New York Civil Court for an additional fee of $15.00

(You can check by going to http://iapps.courts.state.ny.us/webcivilLocal/LCMain to see if they obtained a default judgment against you and then calling to see if they have a record of judgment; I doubt it since they only have TWO from 2004 listed; TWO. )

In 2004 they were granted 2900 default judgments from the new York Civil Court; at $15 an entry for judgment of record that is over $43, 000 dollars. No way is Northern Leasing going to spend that kind of money. They cannot report to the Credit Reporting Agencies it is a judgment UNTIL they enter it as a judgment of record.

The Credit Reporting Agencies have to verify with the New York Civil Court that it is a judgment of record; to not do so is a violation of the Fair Reporting Act and New York Law.

DON'T bother with Northern Leasing unless you want to have the default judgment removed; write to the CRA's and just have it removed from your credit. Don't tell Northern Leasing; they will figure it out eventually but they will not know WHO got it removed. If you tell them they can file the $15 against you and then you are stuck.

They don't have any power in this area unless they are willing to spend a lot of money.

Just have them removed from your Credit and go on with your life.

________________________________________________________________

Greetings:

My name is Hate Northern and my SS# is [protected]

I am sending this dispute Certified Mail to make sure you receive it.

There is no judgment of record # 12345 from the New York City Civil Court for this date of 07/2004 for the amount $1234 from Northern Leasing, Inc.

If this entry is verified, please send me the name and address of the provider or furnisher providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies.

Very truly yours,

Hate Northern

After reading through other people's complaints regarding Northern Leasing, has anyone looked into suing this company. Our nightmare started after our credit card machine lease was up and the machine was sent back to our third party AMG, with whom set us up with Norhern leasing. We closed our business and paid what was owed to Northern Leasing and then continued to receive a bill from the company. I called regarding the bill and was told that a 30 day written notification was required at the end of the lease or we would continue being charged. I contacted the third party AMG and told them that this was ridiculous, we are not in business anymore, returned the machine to them and would not pay another cent. The representative from AMG said to send them a copy of our lease and they would handle the rest. We received a numerous amount of harassing phone calls and my husband finally intervened and much to my dismay, paid Northern Leasing another $30.99 and was promised that this would be our final payment. That was last April, well almost a year later I am still receiving bills from the company which I throw in the trash everytime I receive one. The harassing phone calls have begun again. I have told their "legal department, " that I have requested not to be called, if they call again I will record the call and send it to my lawyer. They are claiming that they did not receive their machine back until June of 2007. I told the a**hole they can take that up with AMG, the third party that initially set us up with this horrible company, the machine was returned to them long before this! Blah, blah, blah the man went on! To make matters worse, AMG is no longer in business! If anyone would like to file a law suit, we must have some rights as small business owners.

I co- signed for family and now these people are suing me for the balance of the contract 2 years + attorney fees. They took out double payments from account and lied and said they didn't, lied about being able to cancel contract, lied about refunding money they stole. They called my job daily until i said not to for i would be fired they still call all the time. I am getting a lawyer because they cannot continue to get away with this. I do not know what attorney in their right mind who would represent these criminals!