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Lexington LawFraud and cheating

I was going to use Lexingon Law Firm to help me get out of debt and to help my credit rating well i paid them for my credit reports and they told me how much i had to give them a month for services and that they needed my visa card and like a dummie i gave it to them but they told me that they wouldn't take any money out till i gave them permission when i went to check my balance out for i needed to pay for my medicine i only had a few dollars left in my account. I was very fortune that i don't keep a lot of money in my husbands card so they only got 68.95 but they had been trying to get more out on different days but like i said i don't keep much money in our card i called them and asked them to but my money back and they said i had to pay for their services and i said you hadn't done anything for i hadn't even gotten my credit reports back till 3 days ago and so they hadn't even sent anything to my debtors and they said they couldn't do anything about the money so i told them i know longer needed their services and i told them i was going to report them and they said fine.

Responses

  • Da
    David Sep 29, 2008
    This comment was posted by
    a verified customer
    Verified customer

    Obviously there was a misunderstanding here. Lexington Law does not provide services designed to help clients get out of debt. They only provide credit repair services that once successfully performed, may give customers the opportunity to refinance their existing loans or get approved for a new loan that they could use to consolidate their debts.

    If Lexington Law collected any payments, it was because they had provided the services described in the contract agreed upon at the time the account was created. The credit reports that were just received were most likely the credit bureaus' response to the first round of disputes.

    -3 Votes
  • Fm
    Fm Oct 25, 2008
    This comment was posted by
    a verified customer
    Verified customer

    LEXINGTON LAW, IN MY OPINION, IS WORTHLESS. I WAS WITH THEM FOR 2 YEARS, PAID EVERY MONTH, SENT IN MY REPORTS TO THEM CONSTANTLY, EVEN DID TONS OF WORK FOR THEM TO ASSIST IN INCREASING MY SCORE. I GAVE THEM ACCESS TO MY REPORTS ON LINE WITH USERNAME AND PASSWORD. I DILIGENTLY PAID MY BILLS WHILE WITH THEM. MY SCORE DID NOT INCREASE AT ALL AFTER 2 YEARS WITH THEM. THE ONLY REASON MY SCORE EVER WENT UP AFTER I STOPPED PAYING THOSE WORTHLESS LOSERS IS DUE TO THE FACT THAT I TOOK RESPONSIBILITY AND DID THINGS MYSELF.

    I CALLED THEM TO ASK FOR A REFUND 3 SEPARATE TIMES. ON THE LAST TIME, THEY JUST CANCELLED MY ACCOUNT WHEN I DIDN'T EVEN ASK THEM TO; I ASKED THEM FOR A REFUND. ITS JUST AS WELL, I WAS TIRED OF PAYING 99.00 A MONTH FOR THEIR "CONCORDE PREMIERE" RIPOFF. THEY ROBBED ME FOR WELL OVER 2500.00. MY FEELING IS THAT THEY ARE A TOTALLY INCOMPETENT COMPANY. I HAVE STRONG REASON TO BELIEVE THAT THEY ACCIDENTALLY DISPUTED A TRADELINE THAT I HAVE WHICH IS IN GOOD STANDING. ONE OF THE ACCOUNTS I HAD IN THE SAME CREDITORS NAME WAS DISPUTED WHEN IT SHOULD HAVE BEEN A DIFFERENT ONE WITH A CHARGEOFF. THE COMPANY WAS REALLY SHOCKED THAT "I" WAS DISPUTING THE POSITIVE TRADLINE. WHAT A JOKE.

    SAVE YOUR MONEY, DO IT YOURSELF. I WOULD HAVE HAD GREAT CREDIT BY TAKING THE MONEY I PAID THOSE LOSERS AND INSTEAD, NEGOTIATED, SETTLED WITH AND PAID OFF MY CREDITORS AS I ULTIMATELY DID. NOW THE FILES HAVE BEEN DELETED ANYWAYS.

    HOPEFULLY SOMEONE WILL CLASS ACTION SUE THESE LOSERS. MY GIRLFRIEND HAD THE SAME EXPERIENCE WITH THEM AFTER USING THEM FOR A YEAR. THE WORST PART OF IT IS, WHEN SHE CANCELLED, IT WAS BEFORE HER RENEWAL FOR THE NEXT MONTH. THE LOSERS WENT AHEAD AND CHARGED HER FOR THE NEXT MONTH ANYWAYS. TRUE ### OF THE EARTH. I STILL WANT MY REFUND.

    -1 Votes
  • Ge
    George Beckhart Nov 17, 2008

    I guess you have to read the fine print; they help you increase your credit score, not erase records. I had a bankruptcy several years ago. After a few years (after the bankruptcy), I used their services for about 2 years. They did raise my credit score to a very favorable level from negligible one.

    I used their services basically because I was lazy to do it myself. I paid a down payment (I think it was $99. Then a monthly fee of $34 (back then). And for me it worked.

    At this time we are using them to help my wife re-build her credit. I'll see how it goes. I do not expect miracles from these companies but I use them because I dont want to do the work myself. But think about it, it may sound expensive but in is not so bad. A real lawyer would charge a fortune.

    Just my comments. I am not advertising for anyone.

    And I do thank all the people that posted their concerns. I will be more vigilant with their work.

    Best to all.
    George

    3 Votes
  • Th
    the.truth. Jan 30, 2009

    First of all, Lexington Law does not help with debt. They help with any inaccurate items on your credit report, not just everything you want taken off that effects your score. It has to be verified with creditors as well as the credit bureaus that the item is outdated, not yours, etc. Even after you pay things off they can and will stay on your credit reports for 7 years before legally coming off. So before you sign up, make sure the items that you want removed are actually going to be verified to be taken off. Just because you didn't pay bills or paid them late doesn't mean they're going to take those off, because that's your fault. And 99.00 and 68.00 isn't anywhere in their retainer. The highest priced plan is 79.00 a month, and there is no contract. Don't accuse the company of being fraudulent if you didn't read and understand every single word of the agreement before agreeing to it.

    1 Votes
  • Th
    the.truth. Jan 30, 2009

    Also if they were fraudulent, they would charge all of the money upfront and not do any work. Instead they charge at the end of each month when the month of work has been done rather than having you pay upfront before they even dispute anything. And sorry, they do have the initial 99.00 fee when you sign up. Forgot about that one.

    0 Votes
  • Sh
    Sharon May 18, 2009
    This comment was posted by
    a verified customer
    Verified customer

    I have just filed a complaint with my bank and the better business bureau. I got a call from Lexington after I filled out a form which they sent to me in email. I was given false information as to what I was signing up for, and had already allowed the withdrawl of $9.95 for the credit report, but when I got to the so-called paralegal, I was told that I was not given the correct information, and cancelled right there. I had to change my bank card because I don't trust them to stop taking money out of my account. TOTALLY CON ARTISTS!!! TOTALLY!!! LIARS, CHEATS, AND THEY TAKE ADVANTAGE OF PEOPLE WHO HAVE ALREADY LOST EVERYTHING. THE WORST OF THE WORST.

    -1 Votes
  • Sh
    Sharon May 18, 2009
    This comment was posted by
    a verified customer
    Verified customer

    By the way, they would not refund my $9.95 for the credit report even though I never used their services...they make out on this amount, and I am sure that a lot of people cancel right away after they find out that they have been duped, but they get to keep the money for the credit reprot anyway...NOT... I have disputed it with my bank...they are con artists, and anyone who writes otherwise on here are part of this abberant company.

    0 Votes
  • Un
    Unhappy Crappy May 12, 2010

    I guess I am joining the bunch of unsatisfied customers... I was with them for over a year and my score went up barely. I found a local credit repair comapny in Los Angeles and they were able to get me more results in three months than Lex was in a year.

    They suck!

    1 Votes
  • Fu
    futureBLU2010 May 12, 2010

    @Unhappy Crappy... which company in LA did you use?

    0 Votes
  • Ab
    abened May 26, 2010
    This comment was posted by
    a verified customer
    Verified customer

    I too have had no success with Lex Law. They easily charge for work that anyone can do. The only things I was able to resolve on my credit report I had to do myself. Completely useless. Take your money and pay off your debt then pay these guys who have made a successfull business from selling legal letter templates.

    2 Votes
  • Ke
    keepinItReal2 Jul 17, 2010
    This comment was posted by
    a verified customer
    Verified customer

    As most of the scammers out there do, they email me me their adds every day and i have no way to stop it. Maybe if you see their adone day and they catch you at the right time of weakness you will succomb to their relentless efforts as i almost did minutes before coming to this site and Im glad i did. Does anyone know how to stop these scam internet businesses from e-mailing you to death.

    2 Votes
  • Wa
    wannacomplaint? Jul 23, 2010
    This comment was posted by
    a verified customer
    Verified customer

    LEXINGTON LAW IS AN ANNOYING SCAM


    Really? I didnt sign up for this, all i wanted was to check my credit score. So I did, and now I am getting emails, because I almost did go through with their services, until I did some research. Now I am getting texts, emails and calls, even though I have told them do not call, have submitted my unsubscribe to the emails, and texted STOP to the number from Lexington Law that has still been texting me.

    Then I get this email today, from a fake email address, It wont even let me email them back to tell them yet again to leave me alone.


    --------------------------------------------------------------------------------
    From: "<[email protected]" <<[email protected]>
    To:
    Sent: Fri, July 23, 2010 5:00:06 AM
    Subject: Lexington Law Firm Retainer Confirmation

    Dear,

    This is Andrew Crandall from Lexington Law Firm. Thank you for retaining our firm on the phone with me yesterday.

    We do need you to confirm your retainer with us by visiting the following URL:

    http://www.lexingtonlaw.com/confirm/?cid=100722-448708-53152P&campaign=1279

    Your telephone confirmation code is:

    Once you have confirmed your order, we can begin representing you against the credit bureaus.

    Sincerely,

    Andrew Crandall,
    1.800.838.8736 ext. 10204

    0 Votes
  • Be
    bekki brown Aug 12, 2010
    This comment was posted by
    a verified customer
    Verified customer

    I applied for a online payday loan and had to order a credit report for free through protectmyid.com and free information on credit repair i gave all my information and had to pay a $1.00 fee which i did with my credit card then come to find out that my checking account was being deducted $8.42 one on 8/5/10 then another 8/9/10 i never authorized these deductions now in the process to get this stopped and my account refunded if it states free and they charge even $1.00 don't do it

    0 Votes
  • Pe
    Peggy C Aug 24, 2010

    Lexington Law is a waste of money and time. If I never received any returned letters, I never would have known how unprofessional Lexington is. Lexington sends letters on your behalf asking creditors to remove information from your report or challenges the accuracy of your report. A few of those letters came back to me since Lexington writes the letters as if I were writing the letters. The letters Lexington types are composed of 2 lines in a cursive font to mock a hand-written letter and mailed in a cheap envelope with a 44 cent stamp. I signed up for the premier service and expected more. Each time I complained that I was not seeing results, they offered to enroll me in the "pilot" program. (Not to mention, only a couple of accounts will be enrolled in this program at one time.) They send the same letters with the attorney's name at the bottom instead. I asked if this was supposedly more efficient, why they did not enroll all my negative accounts in the pilot program. They gave me a convoluted answer that amounted to "it is too much work for us and would make us less efficient". My fiance took it upon himself to read up on some online material on how to fix your own credit and started sending letters for me. In a month, I saw more results than I had seen a year with Lexington. I wasted $79.99 a month for almost 12 months for a service that over promises and under delivers.

    -1 Votes
  • Tw
    twmpm Aug 30, 2010

    i hired lexington law back in 08 and seen no improvements. so i dropped them and tried doing it myself. i was able to get the legitimate things on my credit report taken care of. but i was not able to get anything done about the mistakes that were reported. so after talking to lexington law again and asking about direct results i hired them again. i received nothing from lexington law but a bill. they some how were able to get places like free credit report and true credit to show that my trans uinion score had went up. but i found out it was only a scam when i went to the bank to buy my bussines and the bank showed me that my fico score did not change at all. so i called lexington law and was told that some times removed items show back up! after months more of playing lexington laws game and not seeing any improvement i called again only to find out that they can not get my fico score improved even if they get items removed.it is now 2010 and i could of paid off the bogus debt on my credit report with what ive paid into this scam. i myself have spoken to an attorney and plan to take action but im posting this to tell you to save your money do it yourself and this is a scam. lexington law has page after page of scam reports and bbb reports that really are just advertisements for them and the true complaints are moved way down and way back so you have to look to find them. if you are thinking of using lexington law save your money!!!

    1 Votes
  • Di
    DIANE SHACKLES Sep 07, 2010

    Lexington Law is a waste of money and time .I guess I am joining the bunch of unsatisfied customers...
    MY SCORE DID NOT INCREASE AT ALL AFTER 8 MONTHS WITH THEM

    0 Votes
  • Ke
    key5000 Sep 22, 2010

    LEXINGTON LAW IS SCAM, DO NOT USE THEIR SERVICE.

    I lost $200 to Lexington because I though they can remove my negative to increase score but they did not. After 3 months, I just stop the service because it does not work out as they said.

    At first, I had to pay $100 for the setup fee, $10 for credit report and they charged me $59 each month. For first month, they send out a letter to dispute 3 negative and the following month they only send 1 dispute. The result I get back from 3 credit still show negative. I call them they they said they will send out the letter to them next month.

    I think the point is they just try to stretch out to months and months so they can collect our monthly payment.

    After 3months and paying $200, without any result, I just cancel the service and report to credit card as "lost card" so they can't charge any further.

    DO NOT USE LEXINGTON LAW, IT'S SCAM, SCAM SCAM

    Try to dispute your self then you will get the result better.

    KEY

    0 Votes
  • Al
    Alex_J321 Sep 24, 2010

    While some here (possibly even Lexington Law employees) are trying to defend this company by saying that they are a credit repair/restoration service, and that they can't really help you fight off debt collectors... after my experience with them, I'm convinced that they are nothing but expert con-artists. Before signing up, I called them and spoke to several of their agents directly. I was given the impression that they can pretty much do it all as they told me how they're a group of lawyers, paralegals, analysts, and experts in finance, lending, consumer rights, etc. etc. They make their sales pitch very appealing to folks who are desperate to get creditors off their backs, and identity theft victims as well. Infact, my issue was that I was a victim of ID theft by a former roommate who not only stole and misused several of my credit cards, but he also used my SSN and personal info. to open new accounts in my name, which he subsequently also committed fraud with. I needed expert help in convincing these credit card companies that it was my former roommate who was responsible for all of those charges on the stolen credit cards as well as the cards that he opened using my name and info., and that these debts that resulted from his unauthorized transactions were infact fraud and not my responsibility. Every person that I spoke to at Lexington assured me that this is precisely the type of case that they can be of help with, and basically conned me into signing up with them.

    They assigned a "paralegal / specialist" to my case and gave me a reference number and all, but whenever I called them, that particular person that they assigned my case to would never be available. So as a result, I could only get general advice from "others in the office" who have worked on similar cases, and were available at the time. I just wished that I had trusted my instincts back then and cancelled right away to minimize my losses from ever having subscribed to this firm's services. But I was desperate and fairly ignorant about how to deal with creditors hounding me on my home and cell phone, and through the mail in the form of collection letters as well as mounting bills with added penalties. So I retained Lexington's services a while longer and hoped that they were infact sending out disputes and letters to not only the credit bureaus but to the creditors themselves explaining my situation and hopefully resolving my issue. But the thing is, they never send you a copy of what it is that they're sending to the credit bureaus or creditors on your behalf. So you never really know if they're infact doing any work for you at all. They do send you e-mail notifications that supposedly alert you as to when they've sent something on your behalf, but they don't ever let you see what they've sent, and to whom specifically. So all I could do is wait and hope that whatever it is that they did will get the desired results.

    However, as the months went by, I realized that whatever they're doing (if anything at all) wasn't working, and they were simply taking a monthly payment from me while providing me with zero results. So I began to research things for myself. I found out that the Fair Debt Collection Practices Act allows me to get the collection calls to my home and cell phone stopped (although the letters and bills still kept coming, until that is, I was able to get the debts completely cancelled later on) as long as I fax over a letter to my creditors asking them to do so. I then wrote letters to the credit bureaus informing them about my roommate and asking that the debts being shown on my credit reports are errors and that they be deleted. I also contacted the creditors myself, and even talked to them over the phone asking for their customer service and/or fraud departments (as opposed to the collection dept.) to get the charges that caused the resulting debts to be properly classified as fraudulent or unauthorized charges, and dealt with in the appropriate manner. I often met resistance, as some creditors were saying that they had fraud investigators look into the matter and they believe that it was I who is responsible for the charges, and not a former roommate. So finally, I went down to my local sheriff's station and opened an identity theft case, obtaining a police report. There is also an online FTC ID theft report that you can file online and print out. This contains a lot of detailed info. and the last page even provides fields for signatures of the claimant (myself), and law enforement officer name, badge no., signature, and a field for the police report number. I had this FTC report with me when I took it to the cops, so I was able to get them to sign it as well. I made copies of the signed and completed FTC report, as well as the police report, and sent copies of these along with letters to the creditors. I continued making phone calls to my creditors (as opposed to their collection agents calling me) and staying after them, asking for supervisors and anyone with influence to get my case properly classified as ID theft/fraudulent use and getting the charges/debts dismissed. And guess what... things began to look up! Some of the creditors were now sending me letters saying that the debt was cancelled, and I began to receive bills showing a zero balance! At this point, I knew for certain that I had done more for myself than what Lexington did for me in the several months that I've been with them, and I immediately called to let them know that I'd no longer be needing their services. As a parting insult, they billed me the entirety of the current month's cycle for their services even though it had just started. All in all, I threw away around $600 total by buying into this firm's con.

    Just to finish up the story, I did eventually get all of the negative charges and debts dismissed and removed from my credit reports from all 3 bureaus. In a couple of cases, it took several months (nearly a year), but eventually all charges and debts were erased/cancelled. My former roommate's current whereabouts are unknown to me, and I hope that the law has caught up with him. I had a huge fight with him and threatened to turn him in to the police when I first discovered what he had done, but he moved out a couple of days after that when I was at work. I've never seen or heard from him since, and quite frankly I hope it stays that way.

    1 Votes
  • Bu
    buildrealcredit Oct 19, 2010
    This comment was posted by
    a verified customer
    Verified customer

    I was looking for information on credit repair that actually show you how to repair your credit yourself, but have just found the same info you could read for free credit repair exposed. On October 27th 2010 these credit repair can not accept any money till after they do what they promised. We offer Build Real Credit software that will help you raise your FICO score by repairing your credit report and settle your debt. http://www.buildrealcredit.com an easy and affordable solution.

    1 Votes
  • Be
    belgia Nov 04, 2010
    This comment was posted by
    a verified customer
    Verified customer

    Anyone else notice that the AD by Google on THIS site have a Lexington Law and CreditReport.com (mni and so on) AD? YIKES!

    0 Votes
  • Li
    Lisa 09 Dec 02, 2010

    Thanks you guys for the fyi. Im currently looking for a law firm to fix my credit but after hearing all this I will NOT be hiring lexington law for services. And believe me I will make Sure NO ONE in my family/ friends do either. And I will spread the word!!!

    2 Votes
  • Ks
    ksymjksykes Dec 13, 2010

    I have been using them for almost a year. My credit has increased over 100 points.. I have been happy. I have referred a couple of people that were not happy but for whatever reason, they have been successful at getting things removed from my credit. My husband uses them, our credit has went up and up since we have been using them. I had only decided i would use them for a year and then that was it, but it is going really well so I am going to continue a few more months to get at the score I want. Yes you have to do somethings on your own, especially pay your bills ontime going forward or you are only backsliding...and they will remove many things but you may have to pay some debts too. Once the debts are paid, you have a better chance of lexington getting it removed when it is paid in full... so far no major complaints... sometimes i get a rude paralegal and I disconnect the call and call back and speak to another person.. but normally pretty good service. i am not mad that I paid 59.99 a month to get the results I have gotten. It takes time though, we didn't see immediate results, it can take up to 60-90 days for these credit adgencies to start removing items based on the disputes that lexington sends... i would say if you have one or two things, you can prob do it on your own. if you have more than that, it would be good to try..

    1 Votes
  • Mi
    mishy30 Dec 21, 2010
    This comment was posted by
    a verified customer
    Verified customer

    Wow - i was going to use them thank you SO MUCH forthe heads up! Has anyone used a company that actually helped them?

    0 Votes
  • Ch
    Chief Investigator @ Scammer Database Jan 10, 2011
    This comment was posted by
    a verified customer
    Verified customer

    Lexington Law Firm is a big SCAM and I hope they come after me for saying it because I have the proof. First they charged my account without authorization and then they sent me a contract listing attorneys that are not legitimate in that they are not listed in the state bar association directory, therefor are not licensed to practice law in my state. I sent cancellation notices to them and they continued to call for days afterward and finally I had to file complaints with the BBB and the Utah State Attorney General and Utah State Bar Association along with the Washington State Attorney General and the Washington State Bar Association.

    0 Votes
  • Kl
    KLPhair Jan 13, 2011
    This comment was posted by
    a verified customer
    Verified customer

    I am currently using Lexington Law and like some other people said, it is not used to check your credit report. In less then a month they had many things removed on my credit score that I could not get removed myself because the credit reporting companies took forever to get back. Having a bad experience with a company is not a scam. The company has a favorable rating with the Better Business Bureau, they define what their services are and I even checked with the credit bureaus to see if they had heard of them and if they were legitimate.

    I have had 6 things removed in less then a month and they extended my payment to 2 weeks after they sent out the letters. So sorry you have had bad experiences, but in my personal experience they went out of their way to help me. So yea, it is hard to believe they were a scam when they performed services before I even paid and all they did was take down my credit card number. Honestly, I could have easily canceled that card and received services for free. So yea, it is hard to believe some of these posts. To me I could not get my credit clean by myself, so yes I used Lexington Law because lawyers wanted a lot more to probably do the same thing.

    -1 Votes
  • Eu
    eula m campbell Jan 21, 2011
    This comment was posted by
    a verified customer
    Verified customer

    withdrawed money from my checking account 99.95 for line of credit on a visa card havent recieved no visa card and never was notified of this to be deducted im very unhappy that these companies have fake sites on the internet and scam inocent people

    0 Votes
  • Ma
    Madison453 Jan 22, 2011

    EVEN IF LEXINGTON LAW OR ANY OTHER "CREDIT REPAIR COMPANY" DELETES NEGATIVE MARKINGS OFF YOUR CREDIT, THEY WILL JUST POP RIGHT BACK UP ONCE THE DEBT IS SOLD FOR PENNIES ON THE DOLLAR TO ANOTHER VENDOR. IT IS A FEDERAL OFFENSE TO LIE ON ANY CREDIT APPLICATION SAYING A BANKRUPTCY OR REPOSESSION NEVER TOOK PLACE EVEN IF ITS REMOVED FROM YOUR CREDIT...AND YES THEY PROSECUTE A LOT FOR THIS TYPE OF THING. DO NOT USE CREDIT REPAIR COMPANIES...SERIOUSLY. DO IT YOURSELF...IT IS ALL BOGUS!!!

    2 Votes
  • Ma
    Madison453 Jan 22, 2011

    Seriously, people!!! C'mon now!!! It is all a scam, Period. You cannot, I repeat cannot have negative marks deleted and not expect they will not come right back onto your credit. They do show back up and these companies know it. It's a short term fix that will bite you in the butt, trust me. The comment above is correct. And whoever says "NO" is lying through their teeth. Even if a charge off is removed most likely the original bank or credit card company doesnt own the debt anymore, someone bought it and is trying to collect. This usually goes on for 4-5 years. During that time all the money you paid for is pointless because it will show right back up. So lets say you had your negative markings deleted, then go get an auto or home loan? Well then guess what, the bank or loan company gets notified once the marking shows back up and will question you on why you lied on your application and never mentioned you had a bankruptcy, charge-off, reposession, late payment etc. Its a serious offense and don't think you will not get caught. You think these billion dollar banks and federal regulated credit agencies are stupid?? Let's be real. Their is NO MAGICAL way to get rid of something like magic that you owe and screwed up on. You will have to wait a full 7-10 years before its legally removed. "covering" it up wont do anything whatsoever and if you read these credit repair companies small print
    "we are not responsible for prosecution and error made upon the client in this agreement, and client agrees to forfeit all rights against the company at hand and for any future losses"
    Please, please, please use common sense here people.

    0 Votes
  • Re
    Rebabennett Jan 25, 2011

    I wish I had read these complaints before I became a member. Lexington Law Firm is NOT A TRUSTWORTHY COMPANY. They compleletlt stole my money and did not do anything at all to help my credit score. I do not believe one letter was sent on my behalf. I feel taken advantage of and whats worse they do nothing to reconcile your business relationship after completly ripping you off. I feel SO CHEATED!

    -1 Votes
  • He
    Herrmaddog Jan 28, 2011

    Lexington improved my credit from a 570 to a 722 in 9 months. You can dispute negative items yourself but it takes time and I just didnt want to spend my time doing it. Im on there premire plan which cost about 90 a month. They are relentless and dispute items each and every month. After a while the creditors get worn down and presto the items disapear from your report. I now have the best credit I ever had in my life and I place alot of that sucess to the fact that Lexington has done a great job. Now that I have good credit I am of corse makeing sure that I dont mess it up again . I cant say enough about them. They have delevered exactly what I wanted. Ill probably keep them on permante retainer. Its nice having some one moniter my credit and there there to remove any negative items that show up. I can now get great rates on cars, real estateor anything else. Its worth 1200 a year for me to insure that my credit is tip top. Most of the folks complaining are probably low income folks that cant afforade them. If you can afford 89 a month you cant go wrong.

    0 Votes
  • An
    Anonymous105 Feb 16, 2011

    I always do my homework before working with a company. I'm so glad I came across this site. Upromise.com has them listed on their site. I plan on contacting Upromise.com to request they remove them for being a fraudulent company.

    Best wishes to all,
    Laura

    0 Votes
  • Cu
    curious to know Feb 26, 2011

    Low income or not, if a company tells a consumer what they are going to do, they should do it. Talking about low income people is a low-blow. It shouldn't matter on the income level about whether this law firm does the job as promised or not. If I pay you to do a job you say you can do, just do it. Don't worry about my income level.

    I spoke to somebody today on the phone. I called them to check into it. I was told they could get the negative items cleared off my credit report. I asked how they did that. I was told that they dispute with the creditors and if there is no "paper trail, " they can't keep the item on your report. I asked what if they can show paper work? The reply I was given was they would set up a payment agreement with the creditor.

    I explained to the guy that I would have to do some research on the company. He gave me his direct line and extension. I asked if he had any paperwork I could look over and he could only suggest the web site or the BBB. He said they were the top rated company across the 50 states.

    I'll have to look into this further, but I am taking these comments very seriously. There are more negative comments than there are positive. And as far as income level, i'm not even worried about that.

    Thank you all...

    2 Votes
  • Mf
    mf13 Mar 01, 2011

    Maybe I was just lucky but my expierience with LL was more favorable. It did take some time (about 12 months) but they were able to remove 2 items that were in collections and were drastically hurting my score along with a few minor items such as late pays. I'm not recomending LL for anyone but it worked for me. Understand that there is a process. As credit companies recieve letters regarding accounts, they legally have a certain amount of time to respond to the inqueries. I believe it is 45 days. So it takes time. This is work you can absolutely do yourself if you have the patience. Sample letters can easily be found online. Hope this helps.

    2 Votes
  • Al
    allen den Mar 03, 2011

    I sure am happy I think for myself and don't pay to much attention to peoples rants and raves about Lexington Law because if I would have listened I would never been in the position I am in today. They have repaired my credit better than I could ever ask for ..the fees were well worth it. Only good news here!
    Al

    0 Votes
  • Li
    lisd Mar 12, 2011

    Lexington Law was worthless - I spent $490 only to have my score decrease - items they said would be removed only were "updated" on my report which became a negative since they became recent items (former collections) showing paid. Each time I called to complain (I did the program for 5 months), I was told it takes time...they kept encouraging me to give it time, which obvioulsy just gave them time to continue to get paid on services that didn't do anything to help me. Perhaps it works for some people, but I urge you to research this more before paying them (even though they say they don't charge upfront and only charge after the fact - that doesn't matter - you still have to pay for the service even if they didn't do anything to help you - it's a bill and still due so you are obligated to pay - they use this to put you at ease...example, I just cancelled and they are charging me on March 15th for Feb's "services." Even if I try to dispute it, they will then show I didn't pay the bill - which could turn into a collection and hurt my credit so I obviously still have to pay it. It's scary to think there are services out there like this who claim to help people who are in need - they lost my credit reports numerous times, sent me updates that were exactly the same (automated) to show they are sending "all of these letters on my behalf" - I wouldn't hear anything from them for a while so I would call to cancel...then, miraculously that day I'd see all of this "activity" of someone working on my "case" only for it to not do ANYTHING. They will keep you on the line for as long as they can so they can collect their $79/month - what a waste. I've paid all of my debt and all I wanted was for this service to help expedite my credit rescoring - it did no such thing and my credit score only went down...$500 down the drain. Don't waste your money like I did.

    2 Votes
  • Je
    jesse r Mar 23, 2011

    i was stupid enough to use them. I hate this company. All i wanted was to get 20 pts or so but that was not the case. I paid these guys for 5 months of work and finally i told them that i was fed up and that i wanted to cancel my account. they said that all they do is send letters to these companys... they have no control of what action these companies take. Can u believe that, i was paying for premium service and they tell me that all they do is send letters.:(

    0 Votes
  • Co
    Coby Glass Mar 28, 2011
    This comment was posted by
    a verified customer
    Verified customer

    Lexington Law is an inherently dishonest company and cannot be trusted with anything- much less your financial information. Despite my repeated attempts to decline their services they have now stolen my information- taken money from my checking account, and sold my information fraudulently to third parties that are now calling me believing I have requested quotes on health and car insurance.
    I am on record repeatedly not only declining their services- but making them confirm to me that I declined. Please, please do not give these people your real name much less anything else. They are intentionally out to defraud you and steal your money.

    -1 Votes
  • Pr
    PRIVATE INVESTIGATER Mar 30, 2011
    This comment was posted by
    a verified customer
    Verified customer

    Lexington Law Firm is A Joke. You are trying to get out of debt but they are putting you in debt. SCAM SCAM SCAM DONT DO IT AND IF YOU DID MAKE SURE TO CANCEL BEFORE YOUR FIVE DAYS ARE UP.

    -1 Votes
  • Gl
    glenneroo Apr 05, 2011

    These guys are a total scam! They have created DOZENS of fake internet "review" websites such as "lexingtonlawreviews.com" with nothing but supposedly happy customers - all of which do nothing but continually praise them for their ability to do great work - but always lacking most details. They also fill up sites like this with useless and FAKE happy customer reviews.

    -1 Votes
  • Ni
    Niquee Apr 12, 2011

    I am currently a client of lexington law firm. I've been with them for a year. I have seen changes in my report. several of my negative items were deleted. I would have like to have had all of them gone within a year, but I take some responsibilty for that because I didn't turn in my credit reports on time. Yes I do think they work slowly to an extent, but they're there to make money just like any other company. I'm not a spokes person, just speaking from my experience.

    0 Votes

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