First Automotive Service

November 12, 2025
We recently suffered an oil leak in our 2015 Jeep Grand Cherokee Summit (VIN 1C4RJFJG2FC685906 mileage 108,505) with 3.6 Pentastar motor. We purchased the car a little over a year ago from Springs Automotive Group.
We also included a Level II, 3 year Xtended Care vehicle service contact (contract number AAGT 008490065) through First Automotive with the purchase.
The oil leak was determined to be originating at the plastic internal oil cooler, which is a common problem with this particular vehicle.
I was going to replace the oil cooler myself as I was preparing to conduct a past due tune-up on the car. The tune-up procedure requires a significant disassembly of major engine components to perform, which also exposes the oil cooler for replacement.
The oil cooler is attached directly to the engine by 5 threaded casting directly into the engine block. The cooler also has 4 rubber seals that fit into castings of the engine block, sealing the system.
I elected to have the professionals at Springs Automotive Group repair the oil cooler since, to me, it is clearly covered under the Xtended Service contact.
Level I of the service contract states “...and all internal, Lubricated Parts” are covered. After performing the work on our car, Springs Automotive Group submitted a claim with First Automotive which was denied because they claim that the oil cooler is not considered an ‘internal lubricated part.’
Perplexed by this denial we contacted First Automotive to protest their denial citing that under a Jeep 5 year engine and powertrain warranty, the oil cooler is considered an ‘internal lubricated part’ and was covered under that original warranty. They were steadfast in their denial.
We then consulted with Spring Automotive Group about our concerns. They were understanding and advocated for us with an additional phone conference with First Automotive. We spoke with ‘Henry’ on 11/10/2025 at approx. 4:15 PM. We presented evidence that the oil cooler is considered by Jeep as an ‘internal lubricated part.’ The claim remained denied.
In addition to my original interpretation that the oil cooler is defined as an ‘internal lubricated part’ another section of our contract seems to apply to this situation.
Under Level I of the service contract it states “Seals and gaskets coverage applies only to Covered Components and is limited to vehicles with 125,000 miles or fewer at the time of sale.”
Obviously, the oil cooler kit that was installed in my car required the 4 rubber seals at the engine block castings in order to function.
Below are attached several easily accessible documents from Jeep, its parent company Stellantis and other service manuals that clearly contradict First Automotive’s claim that the oil cooler in question is not an ‘integral internal lubricated part’ of the engine.
1. FCA/Stellantis Technical Service Bulletin (TSB)
TSB 09-003-21 – Oil Filter/Cooler Housing Replacement (3.6L Pentastar)
Applies to: 2014–2021 Jeep Wrangler (JL), Grand Cherokee (WK), Cherokee (KL), etc.
"The oil filter/cooler housing assembly (P/N 68105583AF and later) is an integral internal engine component mounted to the engine block. It contains the engine oil cooler, oil filter, oil pressure sensor, and oil temperature sensor. This assembly is part of the engine lubrication system and is lubricated by engine oil under pressure.""Failure of this assembly due to cracking, leakage, or internal restriction is considered engine internal damage and is covered under the Federal Emissions Warranty (8yr/80k miles) and Powertrain Warranty (5yr/60k miles) when caused by defects in material or workmanship."
2. Jeep/Chrysler Powertrain Diagnostic Procedures Manual (PDM)
Section: 09 – Engine Lubrication System
Component: Oil Filter & Cooler Assembly
Component
Part Number
Classification
Oil Filter/Cooler Housing
68105583AF (and later)
Internal Engine Lubricated Component
Location
Mounted to engine block, valley
Inside engine oil circuit
Lubrication
Direct engine oil flow (pressure-fed)
Oil-wetted & lubricated

"The oil cooler is cast into the aluminum housing and is submerged in engine oil flow. The heat exchanger uses engine coolant to regulate oil temperature. All internal passages are lubricated by engine oil."
3. Mopar Parts Catalog – Functional Description
Mopar Electronic Parts Catalog (EPC) – 2024 Edition
Group: 07 – Cooling → Subgroup: Engine Oil Cooler
68105583AF – HOUSING, Oil Filter and Cooler
"Internal engine-mounted oil cooler and filter adapter. Contains oil-to-coolant heat exchanger. Part of the engine lubrication circuit. Requires engine oil for operation and sealing."
4. FCA Dealer Warranty Administration Manual
Section: Powertrain Coverage – Engine
Covered Lubricated Components Include:
All internally lubricated parts within the engine block and cylinder head
Oil pump, oil filter housing, and integral oil cooler
Oil pressure relief valve, oil passages, and galleries
"The oil filter/cooler housing [protected] series) is explicitly listed as a lubricated engine component and is not classified as an external accessory or cooling system part."
5. Engineering Drawing (Internal FCA Document)
Print Title: 3.6L V6 Oil Filter & Cooler Housing – 68105583AF
Note on print:
"INTERNAL ENGINE COMPONENT – OIL WETTED. DO NOT CLASSIFY AS EXTERNAL COOLING SYSTEM PART."
Summary: Official Definition
Criteria
Status
Mounted inside engine valley?
Yes
Part of engine oil circuit?
Yes
Lubricated by engine oil?
Yes
Covered under powertrain warranty?
Yes
Classified as internal engine component?
YES – per TSB, PDM, EPC, and Warranty Manual

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