FinChoice South Africa review: Personal loan, that has been settle

REF - 16357492 - FW: POP -OF SETTELMENT AMOUNT - FinChoice - Proof of Payment, for Saya FinChoice - FNB account number - 62629221897 , for the amount of R800.00 ref - 0278000879161557
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Miranda Katz
Attachments
18 Sept 2026, 11:41
Good morning Quadirah and Team, Trust, you are doing well, Referring to my call, Kindly, please find attached Communications regarding the Settlement that was D

Miranda Katz
Attachments
18 Sept 2026, 13:49
Good afternoon, Thank you very much, will wait on the outcome, Please be advised we will forward your below email to Finchoice, will revert back to you as soon

Miranda Katz
Attachments
23 Sept 2026, 16:10
to [protected]@aragroup.co.za, [protected]@aragroup.co.za, [protected]@aragroup.co.za, me

Good afternoon team

Trust, you all are doing well,

Any Update, on this request, because, I’m continuously receiving notification, about payments, I really would like, this to be shorted out, please,

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Miranda Katz
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29 Sept 2026, 15:55
to Delmonica, [protected]@saya.co.za, Nthabiseng, [protected]@aragroup.co.za, [protected]@aragroup.co.za, [protected]@aragroup.co.za, me

Good afternoon FinChoice/ and team

Trust, you all are doing Well,

I would like to know, what the HOLD UP on this or what the Problem, Or AM I too stupid, to know, what I am doing, I hope this will be the last, that I am sending this email , I have talk to the Consultant Zanathi and the Supervisor Quadria,

I did inform them regarding WHY DO I HAVE TO RECEIVE, EVERY DAY EMAILS AND NOTIFACTIONS REGARDING THIS ACCOUNT, AND AS PER MY KNOWLEDGE THIS ACCOUNT IS BEEN PAID OFF, AND NOT GOING TO PAY ANYMORE FEES FOR THIS ACCOUTN – REF - 16357492

THIS IS NOT MY FAULT, IF YOU’LL CAN’T UPDATE YOUR BOOKS,

I AM GOING TO SEND THIS LAST EMAIL AND THEN IF I AM GOING TO RECEIVE AGAIN ANOTHER EMAIL AND NOTIFICATION FROM FINCHOICE, I AM GOING TO TAKE THIS FURTHER, AND I AM NOT GOING TO LEAVE THIS HERE,

I AM GGGEEEVOL OF YOU’LL THAT DO NOT DO YOURS WORK,

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Miranda Katz
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6 Oct 2026, 11:27 (7 days ago)
to [protected]@finchoice.co.za, [protected]@finchoice.com, [protected]@mbdc.co.za, [protected]@aragroup.co.za, [protected]@aragroup.co.za, Delmonica, [protected]@saya.co.za, Nthabiseng, [protected]@aragroup.co.za, me

Good morning, FINCHOICE AND ARA GROUP Members,

Trust, you all are doing well,

This will be now my last email I will send on to FINCHOICE AND TO ARAGROUP AND SAYA, attached is all the information regarding this Account Numbers, reference – 16357492(FinChoice Number – [protected]), the account with the POP, and the Settlement Letter details, that was shared with me in May 2026, TO SETTLEM MY PAYMENT ON THE 30/31ST MAY 2026, AND THE APYMENT WAS DOEN ALREADY ON THE 29TH MAY, 2026, SO WHO DID NOT RECEIVEN IT, BECUASE, THE BANKING DETAILS WITH THE REFERNCE NUMBERS DID NOT CHANGE, and Now all of a sudden I’m received calls and emails from ARA GROUPO requesting me TO do another payment, WHAT THE HELL>< are you all not doing your work, or what, BECAUSE - no one is replying to me on My emails BUT I every day get a call, from ARA GROUP REGARDSING This account,

I will send the last email and if I will not getting any response,. I will take this now further, I am not going to allow FinChoice, or the SAYA Group or ARA Group to TAKE from Me, we all are already in deep debts and try to make a living and sacrifices to come to a point to settle accounts, so we can set the score with other accounts, but FINCHOICE AND THEIR TEAMS WANTS TOO KILL Clients to INGNORE THE FACTS, THEY DID PAY OF SOME ON THEIR ACCOUNTS.

BELOW, IS THE LETTER FROM SAYA FINCHOICE, WITH MY NAME MIRANDA KATZ

THEIR REF. NUMBER – [protected].

MY REF . NUMBER TO USE FOR PAYMENT – 16357492

THE OUTSTANDING BALANCE WAS – R4574.13, WITH THEIR DISCOUNT FOR SETTLEMENT, AMOUNT

SETTLEMENT AMOUNT – R2781.30.

MY PAYMENT WITH PROOF ATTACHED IS R2782 ATTACHED, I DO NOT SEE, THAT I DID DO A MISTAKE, WITH THE PAYMENT INTO THE FNB TRUST ACCOUNT – ACCOUNT NUMBER – 62629221897. EVERYTHING /NUMBER IS IDENTICAL,

THAT WAS GIVEN AS PER THE LETTER FROM SAYA FINCHOICE,

SO WHERE DID THE PROBLEM GOES BY ME, NOOOOO, AND NOT THE BANK, BECAUSE ALL THE DETAILS, ARE THE SAME,

EVEN THE REMINDER MESSAGE THAT WAS SEND ON THE 20TH MAY 2026………..

SO WHAT THE HELL CAN’T FINCHIOCE UNDERSTAND AND ALSO ARAGROUP, WE ALL CAN SEE AND WE ARE NOT BLIND,……………

IF THIS NOT GOING TO STOP I AM TAKING THIS FURTHER AND YOU AS FINHOICE, AND ARAGROUP AND SAYA FINCHOICE WILL PAY THE PRICE FOR THIS, AS I HAVE ALL THE PROOF THAT I WAS COMMUNICATED WITH YOU’LL AND THE PROOF,WAS THERE, SO, YOU WILL SETT THE PANALTY STRAIGHT, THEN IT WIL BE OUT OF MY HANDS, BECUASE YOU ALL WILL NOT LISTERN AND READ MY STORY AND EXPLANATIONS…………YOU ALL ARE IGNORANT………

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Miranda Katz
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6 Oct 2026, 17:58 (7 days ago)
to FinChoice, finchoice

Good afternoon LORNA,

Please, read your emails, that you are ignoring everyday, and time that is been address to you,

Don't know, what management Team youll are, that will never feels liek to reply to clients email that have proof of fraud that would want to take place,

because, to be ignorant, you will feel the penalties, that will come to AR GROUP
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[protected]@aragroup.co.za
7 Oct 2026, 10:57 (6 days ago)
to lorna, anthea, me

Good day

Please be advised we did a follow up regarding the abovementioned account that you have settled with Saya Recoveries, still awaiting feedback from Finchoice will revert back to you.

Kind Regards,

ARA GROUP

Description: cid:image003.[protected]@01D95819.BDBB84B0

Disclaimer: Anthony Richards &Associates (Pty) Ltd, Registration No: 1999/008204/07 (“ARA”), CDC Reg.No: 003168/03 does not accept responsibility or liability for the unauthorised use of its e-mail facility and/or the use of its e-mail facility other than for its own authorised business purposes. Save for statements and/or opinions relating to bona fide company matters, ARA denies responsibility or liability for the contents of this communication. The information in this e-mail is confidential and may be legally privileged. It is intended solely for the addressee and access to this e-mail by anyone else is unauthorised. If you are not the intended recipient, any disclosure, copying, distribution or any action taken or omitted to be taken in reliance on it is prohibited and may be unlawful. Views and opinions are those of the sender unless clearly stated as being that of ARA. ARA can not assure that the integrity of this communication has been maintained or that it is free of errors, virus, interception or interference. No liability, whether direct or indirect, is accepted by ARA, or the sender should this e-mail, or any attachments thereto, contain any form or manner of an error or a virus.

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