It’s a very good app for building your credit score. However if you should get a credit card from a company that actually does NOT DELIVER anything to you, but still claims you received their credit, and you use the CK app to report them as “defective credit” after trying to contact them for help BEFORE you get them removed from your CK account?
Well LOOK OUT! The FICO Systems suddenly don’t like you anymore and our credit scores also take a hit and SUFFER because you reported the credit card company, UGH 😣! Lost -16 points.
Recommendation: Just be careful. You will just hurt your own FICO score in the end if you can’t figure out how to get a credit card to work properly!