Wells Fargo Home Mortgage / unable to meet closing date
My husband and I decided to finance our new home with wells fargo because we had a positive experience with a refinance in the past. Big mistake!
We were set to close on our new home on july 15th with an out of state move to washington. We have an awesome real estate agent that helped keep the loan on track. Both the agent and I confirmed with wells fargo a week before closing that everything was on track, which they stated it was. We provided all documents quickly and should have had no problems making the closing date.
The closing date came and went and we could not get an answer as to why. Suddenly, nobody in the wells fargo branch could answer their phone or emails. Between my husband, agent and I we left over 50 messages that were never returned. We had no clue what was happening for over 48 hours (Past the closing date). We later found out they dropped the ball after verifying employment and our loan sat in limbo for 3 days. We have still not closed on the house because we needed documents overnighted on a friday which were actually sent on monday.
My new job is in jeopardy because I spent too much time my first week on the phone trying to get an update from wf. Additionally, I am in a hotel with my 2 children and have to board my dogs for each day the closing has been delayed costing me hundreds of dollars. The worst part is that nobody at wells fargo will even answer or return my calls. Not the agent, his boss, her boss or anyone at wf. We have been professional but they still refuse to communicate with their customer. Not one person there cares that they have a homeless family due to their negligence. We are very worried the seller is going to pull the plug on the contract tomorrow.
Advice to anyone looking to get a loan and close when expected, do not go with wells fargo.
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