Vacation Hub International (VHI) / misleading information
On 2017/10/12 I were invited to a presentation of VHI with the promise of a free holiday without any obligation or cost.
After everything about VHI was explained, Clement tried to convince me to become a member of VHI, with an opening amount of R5649.00 and a monthly payment of R802.00 for 12 months.
I told him several times I can't afford the opening amount or the monthly instalment, because I'm a pensioner. Then he asked I will accept the opening amount if it will go through as budget account on my credit card and a monthly instalment of R402.00 for 24 months (because I'm a pensioner).
I agreed to that. What I did not know, was that the budget application was declined by my credit card division and Clement had put the R5649.00 on my straight credit card.
By then the people for the next presentation were already waiting and Clement rushed me to sign the contract.
When I got home, I switch my phone on again and saw that the budget application was declined and the opening amount had gone through on my credit card.
Then I sit down to read the contract properly. To my shock the monthly amount was R805.00 and not R402.00 as promised and I can only cancel the contract after two years.
Now my financial situation is in dire straits and I don't know how I'm going to survive.
Hope you can give me any advice on how to proceed with this problem.
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