This coin company, Universal Coin & Bullion, is ran by a crook named Mike Fuljenz who has ripped me off before at another Texas coin company. He apparently claims to be a "consultant" for coin companies in Beaumont Texas, but he only "consults" for those he makes money off of. He also claims to be "the official coin company of the National Rifle Association" but only because of the marketing dollars he has spent with them. By mistake i responded to an ad in an NRA magazine, and was bludgined by some sales guy who sold me over and over and over again telling me my coins were worth more than i paid. When i told him I wanted to sell and take my "profits" he claimed i had he was rude and told me they had miraculously gone down since our last talk. They were even rude to my husband. When i talked to the manager i was given a laundry list of Mike Fuljenz credentials and accomplishments but never got my money back. I paid about 5 times what i should have. The last i heard he was being sued for millions and so i gave up trying to get my refund. Avoid this rip off company completely unless you just like being insulted and ripped off. This speaks loudly about the NRA. I guess they do not check out the criminal background of those they deal with.