If you are offered a loan thru these people, YOU DON'T need a vehicle that bad. You can send in your payments and they either say they didn't receive them or credit your money to another account and then say YOU did not mail in your payments. Sent in by Delivery Confirmation so it showed they got it. Several times money posted somewhere else and then they still wanted to charge late fee. Or the money order arrived and never got cashed. Thank god had enough brains to send by postal delivery confirmation and pay with money orders and write down the dates, times and people with who I spoke to. I was sick of messing with their stupidity and calling me a liar. When they came, I gladly let them take it and told them I will countersue if they try to come after me. Only good thing, I can at least get back the money from all the money orders they never cashed. Six total!!!