I had a providian card that was sold to SST w/o my knowledge and it was sent to collections. I was able to pay this debt off to providian ( still not knowing that it was sold to SST). Now SST is after me for the same money. From what i have read everywhere they are scums of the earth. trying to keep it clean I think they are worse then that. I would love to have a class action suit against them. LET ME IN ON IT!!!