The purview / guidelines set by the Reserve Bank of India
(and being followed to the 'T' by HDFC bank)
Thanks for informing the real professional method chosen by HDFC Bank to grow in the market.
I, myself and my entire family were also victimised by HDFC Bank.
I want to share my bitter experiences and trouble caused by HDFC Bank in a Professional way following the rule set by RBI.
The Professional way for the Collection Method by HDFC BANK :
The usual course of business to remind of payment obligation, follow-up calls and the professional method by HDFC,
the concerned Bank's representative initiates intimidating phone-calls to the victim's family in his absence by making unprofessional way of a routine payment follow-up call.
The concerned Bank pretend themselves some time senior police officer or some time a senior lawyer from Patiala Court .
The concerned Bank unleashes repeated threatening to the victim's wife as well as the entire family that they were coming to seal off the home (of the victim) in any moment of time.
They repeatedly scare the victim's family by saying that “ Right now, we are at Jamia Police Station so get the entire belonging out of home
within an hour and we are coming with a police to seal off the house”.
The concerned Bank calls the victim's home from the phone numbers (mentioned below).
HDFC Bank rushes to the victim's account (Saving Account : 0891000075233) and withdraws the entire Savings (Fund TRF-DM-4346771003903573)on 23/11/1004 without serving any prior notice to the victim.
The boastful calls made by HDFC's Rep over the phone with threatening
like "" I am in Jamia Nagar police Station with the court order for House-to be sealed. So get out of house immediately with your belongings or deposit
the outstanding within 2 hours...
Those calls came from G I Dogra(claiming to be a senior Advocate, Phone NO: 9911214584 ) threatening to seal the home.
Similar calls made claiming to be from Tees Hazari Court (Phone NO :9912703147, 9350416532).
Again, a call was received claiming to be from Gurhgaon Police Station (Phone No: 9312894536).
What a mockery!! One of the call came from Sangeeta PS claiming herself to be a Senior Judge(Phone NO: 9871067704, 9910755367, 9891525423, 9911576938 ).
So I hope that when these guidelines adopted by HDFC BANK in this victim's case that is me, are referred to the RBI, these professional ways and professional methods will help RBI strengthen the Economy of the Banks concerned in a very HUMANE and HEALTHY way!!!
Please understand !!! that I have fully and vey well understood the guidelines set by RBI...and applied and followed by HDFC BANK???
So this is the professinal attitude of HDFC Bank.