HBC / Beware of store credit cards
I had an HBC card that I paid in full in the summer 2011. Later I discovered that the company shared my personal information without my consent with a third party, an insurance company who billed their fees on my card. I phoned the company and they told me that they had nothing to do with it and that I had to deal with the insurance company myself. I cancelled the card and months later they are still sending me the bill and charging the interests.