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Expedia - Total Protection Insurance / insurance covering nothing

1 United States

We bought a ticket through Expedia, we were prompt to buy the Total Insurance and I did it
Key Benefits:
Coverage for trip cancellation or interruption
Reimbursement for lost luggage

We had one stop at London
Due to the airplane delay in Huston, we missed our airplane and therefore we had to wait around 9 hours in London Airport. When we arrived to our final destination, the bag was delayed to the next day (total delay of 2 days), we went back to the airport and they gave us the bag but it was broken and the airline refused to file a claim even though we were at the airport.
So in summary we had:
Travel delay
Baggage delay
Baggage damage

Surprisingly, we called Aon Insurance and after a 45 international call (they refused to get the info by Mail! they asked us to give them :
Full names
Addresses
Phone number
Email
Letter by letter ( g like georges, e like earth … !!!)
After submitting the claim with the necessary documents (claim ref: Travel Protection Plan 15EXC08784),
They said:
Travel delay :Not covered by Policy !
Baggage delay : Not covered by Policy !
Baggage damage : Not Covered since we are a secondary insurance !

What kind of Total Protection insurance tell you that you are covered for :
trip cancellation or interruption
Reimbursement for lost luggage
And doesn’t cover my Travel delay, Baggage delay, Baggage damage !
This is an insurance that Cover Nothing !

EXPEDIA SAID: THIS CONCERN AON INSURANCE COMPANY NOT US !!!
I will be sure that I will get my right by :
Media, Law
Any help is highly appreciated TO FIGHT THIS FRAUD
MY EMAIL IS GEORGES_TOUMA@HOTMAIL.COM and I am ready for any clarification

Ge
May 8, 2015

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