I totally agree that this company is a bunch of crooks!
I signed up for this same card, agreed on line to the fees, etc, but never received the card. Apparently someone did, as I was told I had charges on it and they wanted $50 upfront when I hadn,t even used the card. They call me night and day. I refused to pay this even though they keep adding charges daily to it. I will freeze in hell before I pay them a dime!!!!!!! I have put their number on ignore on my cell and I won,t answer any out of state call. How does the government let these people get by with things like this?