Cart Pay Solutions / merchant account
1st they have a set up fee of 490 USD + Taxes
2nd they hold 10% reserve, which is more than what we have in market standard..i.e it should be 5%
I started processing from April 2017 and every time when my customers have a Discover or Amex card, the payment gets declined.
In general, payouts are on time which is only thing I am sticking with them however when you see the deductions they deduct around 13% where as on agreement the rates are 3.9%
They deduct addition 10% without stating the reason.
I raised it many times but their service team is dumb to understand this concern.