ASC — The rip-off company!
My father was transfered to this company after 3 payments when he refinance to prepare home for sale and replace 20yr boilers and 32yr underground tank. Before he knew he would probably get behind, I called and requesting loan modification papers and never received them til 3 months and 6 phone calls later. they could never fax them claiming papers are sent from another department... what BS. Well by the time I got papers my dads house sold 16 days on market... oh and within the time because he was about 2400 + fees total short for the 3 months he received foreclosure papers...
Well I just returned loan modification papers and told them this is what I had and this is all your getting... they wanted $264,000 from foreclosure of which they claim $18500 was mortgage payments,fees,& drastic attorney fees. Well I did not pay ###...
I also think our Realtor was a scam because he did ### to sell house... just want the $14000 in commission in which i can say the buyers agent earn their half... Well he got screwed too... because ASC allowed shoftfall and paid realtor after payments... I told ASC they better take this offer from buyers because if my father died in the next coming months they will never get anything and this is what they get taking advantage of a senior citizen on ssi disability after his stroke. I informed them the jerks they brought the loan from lied to an elderly man telling him his payment would be well below his income of only $2400 a month.
ASC finally approval mortgage shortfall which took over 2 months for an approval and i told them i was not paying anything for the 2 months they waited and Judge agreed. SO the $268,000 they was seeking was cut to about 200K , and I am laughing my ### off... scored 1 for the consumer
PS: to the collection agents for ASC who says these loans are sold because of bad credit... you are dead wrong...
My dad only had 110K left on orig loan & and was living on SSI after my mom died in 2017... Shysters loan originators came i told him he could refinance... creating false house appraisal and get a loan of 150K in which he could not afford because of how originators hide numbers on papers... and his credit score b4 loan was 724 above average.
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