Advance America Cash Advance Centers [AARC]Email stating I owe cash advance money - I have never heard of this company

B Jun 29, 2021
This review was posted by
a verified customer
Verified customer
Review updated:

Letter Of Demand (Past Due $714.00)
From: DELTA RECOVERY SERVICES
To: [email protected]
Date: Tue, Jun 29, 2021 5:11 am
DELTA RECOVERY GROUP ®
Creditor: Cash Advance Inc.
Total Amount Due: $714.00 (Unpaid Loan)
Docket File : FDC07-18-664230-BS
Mode Of Payment: Online
Pay Off Today: $436.00 (36% Debt Reduction)

Attention,
This notice is to notify you that your name is currently in default under its obligations to Delta Recovery Group in the amount of $714.00. Our records indicate that payment on your account is overdue in the amount of $714.00. We have been asked to review your seriously past due account.

This invoice is long past due, and your refusal to remit payment is beginning to concern us. Is there some reason that you feel a you have no responsibility to pay this debt?

Despite our earnest efforts to resolve this delinquent account, payment on this account has still not received. Please advise us if any discrepancy exists, which would explain your lack of response.

Unless payment not received within 4 hours, we will have no option, but to existing, we also used a credit score developed by us in making our credit decision, you may experience difficulties in obtaining a loan in the future Few lenders report to the traditional credit reporting agencies. Instead, they deal with specialized "subprime" agencies and Law Enforcement Bureau.

Naturally, we want to help you out in any way we can, since you've been a genuine person. We think we can extend some help with your credit account with us. If there is a problem with the enclosed bill, won't you please Email us at the give below, so that we can discuss the situation. Whatever the source of the problem is, we are in the dark until we hear from you. Here's how we can help you. Usually, your total outstanding balance is $714.00, but if you pay $436.00 today, you receive a [36%] discount.

We are about to proceed with legal action. However, our clients would prefer to give you one last opportunity to make payment and avoid legal action. Accordingly, please remit full payment today in small amounts ($45.00 Every Two Weeks) OR Pay Off Balance $496.00, we know that you would like to maintain good credit- and so We'll look forward to receiving your payment. Therefore, demand is at this moment made upon you for full payment of the entire balance due on a said note in the amount of $946.18, including interest accrued to date.

Payment Plan: $45.00 Every Two Weeks.
Send us email at [email protected]
Click here to send us email for the settlement

Sincerely,
Joseph Martinez (Debt Specialist) DELTA RECOVERY GROUP ®
Delinquent Account Recovery | FDCPA | Online Lenders Alliance
CONFIDENTIAL: ATTORNEY-CLIENT PRIVILEGED; ATTORNEY WORK PRODUCT: Emails and attachments received from us may be protected by the attorney-client privilege, as attorney work-product or based on other privileges or provisions of law. If you are not an intended recipient of this email, do not read, copy, use, forward or disclose the email or any of its attachments to others. Instead, immediately notify the sender by replying to this email and then delete it from your system. We strictly prohibit any unauthorized disclosure, copying, distribution or use of emails or attachments sent by us.

Responses

  • Ka
    Kayt Houghton Oct 25, 2021
    This comment was posted by
    a verified customer
    Verified customer

    Same email, then this follow up:

    FINAL DEMAND LETTER
    Despite our earnest efforts to resolve your past due account, payment on this account is still not been made. You are therefore in serious breach of this outside of court settlement.

    We are informing you that this is your final notice and last opportunity to make payment. Unless we have the permission from the registrar department for an acceptable proposal for payment to be obtained forthwith, we shall immediately commence legal action against you. If the matter goes the far you will also be liable for all attorney fees & court costs. Such an action will also adversely affect your credit rating.

    To settle this case outside of court today than send us email at mailto:[email protected]

    Docket File: {FDC07-[protected]-BS}
    Creditor: Cash Advance
    Outstanding Balance: $714.00
    Debt Reduction: 36%
    One Time Payment: $714.00 (Pay Off Today)
    Click here to send us email for the settlement
    Joseph Martinez (Recovery Department)
    Account Settlement | FDCPA | Delta Recovery Services ©

    THEN this one:

    Delinquent Payment on Invoice
    Account Balance: $714.00
    Docket File : FDC07-[protected]-BS
    Creditor : Ca$h Advance Inc. (Speedy Cash)
    Payment Mode : Online

    We are disappointed that you have not taken the initiative to make reasonable arrangements to resolve your delinquent balance. If we have not received payment in full or in payments of the entire delinquent balance by today, your file will be referred to your local county clerk office for possible legal action. If you wish to avoid legal action against and the possibility of incurring court costs, attorney's fees, and considerable inconvenience, remit certified funds for $714.00 or Email us at [email protected] to discuss reasonable arrangements to do so. If this matter is not resolved by today, all further correspondence will need to be made through your local county clerk office.

    Settlement Amount: $714.00
    One Time Payment: $436.00 (36% Debt Reduction)
    Payment Mode: Online
    Click here to send us email for the settlement
    Joseph Martinez (Recovery Department)
    Account Settlement | FDCPA | Delta Recovery Services ©

    0 Votes
  • Ba
    baybrze Aug 27, 2021
    This comment was posted by
    a verified customer
    Verified customer

    LEGAL DEMAND NOTICE (FINAL CALL)

    Subject: Legal Proceedings
    Docket File: {FDC07-[protected]-BS}
    Creditor: Cash Advance
    Outstanding Balance: $714.00
    Debt Reduction: 36% (Waiver percentile)
    One time payment: $436.00 Today (It will be considered as a paid in full).
    Mode Of Payment: Online

    Attention,
    We have repeatedly advised you of your long overdue balance of $714.00. Since you have not made any payment we have turned your account to our attorneys and instructed them to commence suit without further delay.

    There is still time before the case gets downloaded in the courthouse tomorrow morning, however, to avoid suit if you contact us right away. This will be your final opportunity to resolve matters without the expense of court proceedings and facing legal consequences.

    To settle this case outside of court today than send us email [email protected]

    Settlement Amount: $714.00
    Offer In Compromise: $436.00 Today
    Payment Mode: Online
    Click here to send us email for the settlement

    Joseph Martinez (Recovery Department)
    Account Settlement | FDCPA | Delta Recovery Services ©
    This standard email footer is used to protect attorney-client privilege, which generally applies to communications between an attorney and their client, provided those communications are not disclosed to a third party (or made for the purpose of committing a crime or tort). This is one of the oldest recognized privileges for confidential communications. It is critical to the attorney-client relationship because it gives clients confidence they can be forthright and their attorneys are then better able to provide candid and effective advice. The possibility of disclosure to a third party is the specific reason the disclaimer is included.

    0 Votes
  • Ia
    Iammichelle Sep 22, 2021
    This comment was posted by
    a verified customer
    Verified customer

    @baybrze I received the same email today. It must be a scam

    0 Votes
  • Jd
    JDB3 Aug 08, 2021

    I got pretty much the exact email. It must be a scam.

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    0 Votes

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