XCover.com & RentalCover.com review: Trip insurance

Do not purchase this insurance through Priceline. Had our return flight cancelled by airline (Spirit) and they could only rebook us for two days out. We had a funeral the next day to attend, so had to get another flight on another airline (SouthWest). We purchased points to use for three tickets, as we are SWA loyalty members. Little did we know, Xcover does not refund for flights paid for by points. We also had to book a hotel, and had dinner. Looked back at documents they supplied me when I purchased the insurance, these terms were not included, nor available on their website. They produced them with their denial request. I showed the how much we paid for added points. Would not consider it. NEVER using them again.