World Finance / LoansByWorld.com review: loans

After reading all the bad reviews about this company I still decided to give them a try. I called to take out a loan over the phone on a thursday around 10:00am after calling all thursday afternoon to hear my approval status and every time I called the young lady said, "let me check and see if they sent me an email and i'll give you a call back" so I said okay. I have yet to receive a call! But I not upset about them not giving me a call back i'm pissed because they pull my credit report and I know it wasn't because of my credit report that they didn't return my call because a couple days later I went and applied at a local bank and was approved within 2days and the apr was much better!