World Finance / LoansByWorld.com review: Harassment, rudeness

My husband and I have been dealing with world finance for a year and a half, the new guy thats employeed there is very rude and hateful, they call even if your grace period is not up, they call several times a week, even after you call. They want everything you own for collateral. I pay ontime each month, one time I was late! Once this $500 paid back will not ever go back.