Resurgence Capital
reviews and complaints

This company sent me a letter claiming I owe a debt for $797. I responded via fax and also a hard copy in the mail that the debt was unknown and denied. Now, two months later, here they go placing the debt on my file illegally, as if I don't realize that they are trying to be deceptive. I pay attention to these things daily as an identity theft victim. I can't file any police report at the moment or do any notarized letters due to COVID-19, but they were not supposed to place anything on my file unless they could legally verify the debt. However, they can't because you cannot verify a fraudulent debt.

I notice multiple FCRA reporting violations reported by LVNV Funding/Resurgence Capital, yet LVNV Funding refuses to comply with law and remove the tradeline from my credit file. I sent disputes to this creditor showing factual base evidence of FCRA non-compliance. The Creditor is reporting on my credit file that I have a 120 days of late payments in two consecutive months which is impossible because that's only a 30-day time frame. They responded in a letter stating that this is accurate. They also said that it was accurate that they report this as a collections account that still has an open account balance and reporting to the bureaus that I am making late payments on this account each month while it's locked into a collections status. I also requested evidence to this agency to prove that this account belongs to me, i.e., a document bearing a signature which they refused, yet continuously reports unequivocal credit damaging information onto my credit file.

This is a debt collection company. I live in [insert location] and debt occurred in [insert location]. This company sent a garnishment to my place of employment. As soon as I had the knowledge of garnishment taking place-was the 1st one that was taken out of my paycheck. I immediately filled out the necessary court forms to stop garnishment due hardship. I faxed my everything to the company and called and verified they received it. The 2nd garnishment was then taken from my pay (I get paid every 2 weeks)- when I call Resurgence they told me that I didn't "prove my hardship" so then I sent a copy of my state benefits showing that my kids and myself receive badgercare state insurance (father has passed away, I am a single mother 3 children dependents) Then 10 days after they received the proof they sent me a letter that they stop garnishment but never sent one to my employer (knowing good and well they employer can only accept directly from them to release) then upon reading my copy of letter they had the wrong address (some out of state) that in no way is any relation to where I work not even a head quarters (its a small medical clinic)- it was just a tactic to delay notification to my employer (which they faxed initially the garnishment request) but did not fax the release. I requested them to fax the release after a 3rd time of garnished wages, rep over the phone told me that they did as I was on the phone with them. H/R did NOT get the fax and she has been looking for it. Finally after the 4th attempt (and garnished wages) I contacted the [insert organization] again and was told it would be faxed to release while I was on the phone. They will not send me proof of fax that they released it to my employer to prove it was sent. This company tactic took 3 garnished payroll (over 6 weeks) in efforts to disregard my request due to hardship per law. This tactic is beyond wrong not only morally but lawfully. They will not refund any money that was submitted to them after the letter of release.