Ever Private Card review: How to get your money back! 470

Ever Private Card charged my bank account$49.95 for a service that I have not authorized. I want the $49.95 + $28.00 NSF charge, the this created on my account returned back to my bank account. This caused my bank account to be charge with an NSF fee of $28.00, because the bills that I did authorize did not go through because this company choose to take $49.95 out of my checking account without authorization from me.

2 unauthorized charges of 49.95 taken from my account. I have to close my account, because my bank can not stop them. It is sad to see how easy and openly can get cheated and robbed and our government cant do anything about it!?

UNAUTHORIZED ELECTRONIC CHECK FOR $49.95 WAS PRESENTED BY THIS COMPANY AGAINST MY CHECKING ACCOUNT. Someone at this company created an electronic check using my account details and made up a check number 9999 and made it out for $49.95. The number used isn’t my check sequence.

I never authorized this transaction, I tried calling and emailing them to no avail. I notified my bank that I didn’t write the check. I have no ideal who Ever Private Card is and I didn’t order anything from this company.

People beware!

Took money out of my checking account. I am in the process of filing charges as soon as i can figure out the real number and company name when you call the number provided for them it says to contact by email but the email given is fraud...

A check in the amount of $49.95, was deducted off my checking without my authorization. I did not authorized this charge from Ever private Card.

Sub: Unauthorized electronic check for $49.95 was presented by this company against my checking account

Someone at this company created an electronic check using my account details and made up a check number 9999 and made it out for $49.95 and caused my checking account to overdraw.

I never authorized this transaction, I tried calling and emailing them to no avail. I don't even know what this is for, period.

I contacted my bank this morning immediately upon discover of this and the bank officer I spoke to was very helpful and is returning this item to Ever Private Card's bank as unpaid due to insufficient funds, but my bank will restore my balance and credit me back the overdraft fees it caused to my account. In addition to that, my bank is putting a freeze on this account and I have to go in on Friday to close this one and open a brand new account.

These are scam artists and my bank advised me that if I need a short term loan, to go locally to apply, and not over the internet.

On March 16, 2007, Ever Private Card took money out of my bank account by writing a fraudulent check for $49.95. I have never heard of this company. I don't even own a credit card. I notified my bank, that I didn't write the check and that the check number that Ever Private Card processed isn't even the number sequence I have in my box of checks. I filed a police report so that my bank can refund the money to me. I'm on limited funds and I can't believe the bank let this company take my money.

Ever Private Card submitted a electronic check to my bank stating they had an application with my signature. I don't even know who they are or what they sell.

Sub: Unauthorized bank charges

Everprivatecard.com showed up on my bank statement with a deduction of $49.95. I did not order anything, nor do I want anything. How can we stop this? I've been promised a refund over the phone, but judging by the number of complaints, I doubt I will ever see one.

The same thing happened to me. I kept writing and they would never give a direct answer. When I said that if action was not taken I WOULD file charges with the Attorney General of my state, they sent me a link to request a refund. The link is

http://www.secretcashcardservice.com/cgi-bin/refund.cgi.

We will see what happens.

Ever card company drafted $49.95 from my account, I have never given anyone the authority to draft from my checking account on this date 4/19/07.

I too am a victim of this company. My account was charged $29.95 by this company without my ok. I am very thankful that my bank was familiar with this scam and caught it.

Ok what's really going on? I'm actually on the phone with my bank right now, trying to dispute this. Who are these people or what is this company? Hello, we all clearly were in some type of financial need which forced us to apply for a pay day loan in the first place, why and how could they do this. I emailed the company and stated that if the amount was not debited to my account by the end of the next business week, I would seek legal action. I'm hoping my bank is familiar with this scam and is willing to reimburse me. This is a sad, ridiculous case of kicking someone while their down!

I also was scammed by quickcardservices.com. I had to write to them 3 times. The third time i informed them that i would be contacting the BBB, FTC and the Attorney Generals office. They responded that they would be refunding my money due to "my error"... LOL

It will take up to 10 days. I will keep you posted. Everyone needs to file complaints about this company to ever business conduct reporting agency out there. What they do IS WRONG . There needs to be better laws against this 3rd party information. My bank wasn't so nice. They did not consider it fraud since i had put my personal information online and would not refund my overdraft fees.

I agreed but to no avail. As soon as i recover from this 109.95 overdrafts i am going to change my bank

I never applied with this card company, how in the world did they acquire my information.

The same thing happened to me. I just opened a checking account the end of march and on 4/4 $49.95 was taken from my account from this ever private card company which i never heard of. My bank says they have a electronic signature from a check #9999 from me. I never wrote a check yet, i just opened my account and haven't even received my checks in the mail yet! So how can this company deduct money from my account without my permission? This is really pisses me off because i'm arguing with the bank people trying to convince them that i never even made such a transaction and i want my money back because now my account is overdrawn! The number my bank gave me to call this company doesn't even allow for you to speak with anyone but give a website to go to... The website has nothing on it! Except for aplace to leave your name,email address and comment and says please give 24 hrs to be contacted. That was on 4/9- i haven't been contacted back yet even after leaving 4 comments! This company needs to be reported and charged with a crime because they are ruin individuals lives.come on people, money doesn't grow on trees who has money to just give away? No way am i gonna let them get away with this i take this matter to washington d.c government if i have to! This is ridiculous! They gonna pay for what they did to me and others.

Exact thing happened to me exact how do we stop them. Now i have another one by unified services how can my bank cover these checks 9999 and 10159 without funds.

I need to get an understanding on how the company Ever Private Card run there business. I ask for a not for someone to go in my account and take out money without telling me. The reason for that loan was to pay off some bills not add on to my bills. If i knew that they all would go in my account and take out money without telling me i would not deal with this company at all.

People beware!

I also had $49.95 deducted from my bank account unauthorized. It also caused my account to be overdrawn and charged at $35.00 NSF Fee.

My money was also taken by this company I called my bank and there is nothing they can do because they say it's a paper check and it makes it look as if I wrote or gave approval for this transaction. My bank also let me know that this company is very good at what it does and that why they use the paper check instead of filing electronic because it's harder to recover.

Ever Private Card took 49.95 out of my account without my consent and I want my money back now. I don't even know what this company is or what it's for. They used a check #9999 to take it out and I'm FURIOUS...

I never requested any card or service from this company and they withdrew $49.95 from my account. I have tried their [protected] number and you only get a recording. When I tried again today, it is a changed recording to go to their website to submit a refund request, but of course, that website does not come up and is inaccessible. I have written a letter also to their San Celmente address with no response to date. They should be put out of business and I don't know what to do to get my money back, especially when it is needed now. Whenever I am online and other boxes pop up, I always check NO but nevertheless somehow this company got my bank account number and took what they wanted without any authorization and now can't follow up with them for refund. They need to be put out of business by proper authorities!

This company stole 49.99 from my checking account with M and T bank. They used a 9999 check and fraudulently completed an ach transaction for the 49.99. I have filed complaints with both the federal reserve commission as well as the BBB. i have also launched an investigation through my bank and sought legal council. This company must be dissolved and the leaders must be arrested. Please continue to complain and file reports. As a group the feds. are more apt to really look into this company and shut it down.

Shari Cole

Good morning everyone, it seems I just joined this club. I just checked my account and there's a withdrawal for 49.95 from this company. Who the hell are these people. I don't have the funds to lose, i made the mistake of trying to get a loan online and these parasites where waiting. There going after people with no money that is truly sad. Followed the web page posted above . Going to close my bank account to stop any further actions. Good luck everyone.

I went on the site for information and now on Friday 20, 2007 $49.95 was taken out of my account. I think that's a little expensive for just getting information.

I'm trying to get ahead of the game and bam! Another charge, wait a minute, i didn't agree to this charge. Now they tell me I've got to prove that i don't want their service, well let's see, first, i did not accept any agreement not have i ever signed any documents and second, this company has no prove that I've agreed to any charges to my checking account, and now my bank hit me with an overdraft from my bank.

On April 24, 2007, Everyprivatecard.com deducted $49.95 from my bank account, unauthorized causing my account to overdraft adding a NSF fee of $34! I've filed a complaint with my bank ASAP and they put the claim in as fraudulent, but it might take 45 days to solve! I've read on another website that a person had applied to a payday loan site and then Everyprivatecard.com took money out of their account. I've didn't receive a loan from payday, but I have received junk mail from them. I wonder if anyone else has applied to those quick cash loan sites and then had this happened to them. Let me know! I'm trying to make sense of this. I never did business with these people and it's a shame they are getting away with this!

I read the messages on the complaint board about everprivatecard. I thought I was the only one. They also withdrew the money from my account as an electronic check # 9999 for 49.95 on 4/20/07. My bank credited the overdraft fees but would not file a dispute on the charge stating that it is valid. I applied for a cash advance and apparently there is a disclaimer in fine print allowing them to release your bank info to other companies. Thats how everprivatecard got into my acct to charge me, and my bank is saying i must contact everprivate to request a refund (everprivatecardserives.com). You can call [protected](thats the # my bank gave me) or514-868-2092. I reported this to the ftc as well as writing a letter to the state attorney of california. (They are located in SAN CLEMENTE, CA). You have to basically be a pest in order to get your money back, i am still working on getting mine back. If anyone has gotten there money back e-mail me and let me know.

I had 49.95 deducted from my account and I want it back. I did not authorize this to be deducted from my account and feel this is theft. I have tried calling several times and no one calls me back. I was told to call [protected] find out what I should do and was told this is a answering service and that they do not take messages nor do they care!

I too was a victim of ever private card. They withdrew the 49.95 from my account as electronic check # 9999. I disputed the charge with my bank and they gave me this website to go to: www.everprivatecardservice.com.

If you request a refund on that site they will send you a refund check in 10 business days. My bank reversed all overdraft fees i incurred because of this.

As the story is all the same they cost me 57.00 dollars in NSF fees. They went in my bank account on April 20 2007 and then again 2 days later. Thank God for good banks. I put a stop on them entering my account cost me 18.00 as well.

The bad news is these thiefs have our bank account numbers, my questions is how do we stop them, and who has authority over this web scam, to stop them?

Help us Please this is the great united states of America. It's embarrassing to say anyone can do this to us!

Attorney General in CA.
State of California, Office of the Attorney General
Department of Justice,
P.O. Box 944255
Sacramento, CA [protected].

This company Ever Private Card stole 49.99 from my checking account with Bank of America. I found this was deducted from my account on 4/20/2007. They used a 9999 check and fraudulently completed an ach transaction for the 49.99. I have filed complaints with the local authorities, as well as the BBB. I have also start an investigation through my bank. I need to get an understanding on how the company Ever Private Card operates their business. I ask how someone can go in my account and take out money without telling me. I have left messages, along with calling a number I was given (by my bank) [protected]. The individual that answered the telephone told me that he was an answering service but could not take messages. I was given a web site(this site) to go to by my bank along with the ever private card's (everprivatecard.com) answering company to file a complaint, which I did. I was informed that Ever Private Card will not call or email me and let me know what's going on or how to get a refund.
I opened this bank account so my daughter could have a safety net in case of an emergency. She told me she was going to apply for a loan. I ask if she approved the loan request and she said no. That they would only give her about $200.00 and had to pay back a lot more and she told them she did not want it. I ask if she approved a deduction and she said no. She said that there was not anything asking if she wanted to have 49.95 deducted from this account. I can not believe that this is allowed to continue.

If the bank knows that this is happening, how can they accept no responsibility in letting the thieves steal from their customers? I was told that the bank has dealt with this company before and that they can do nothing. How can that be? With all the technology today, why the banks can’t just put a hold on the withdrawal and e-mail you that there is an attempt to withdraw funds? I had to close my account open a new and notify all the payers to change the account numbers.

What can be done to stop this from happening?

Please help me get my daughters money from these thieves.

This is the letter I sent to the attorney general of cal.

Hy my name is Sandra Reese,

I was requesting an payday loan, and while I was waiting for my answer, other pop-up from other loans came up, plus it asked did I want an visa a card, there was no where to check no, so I hit the x in the upper right hand corner. The next couple of days I checked my account and funds were taken out of my account without mt authorization. I feel helpless.

On 4/20/07 this company tried to take 49.99 from my account, I didn't have funds in so account was charged 35.00 NSF, I called the bank they gave me a phone number i called, they gave me a web site to request them to stop this card service that i never agreed to in first place, Well on 4/27/07 they did it again this time my bank ok'd it anf paid the 49.99 but again charged me a 35.00 overdraft fee. Again I have no idea who they are or how they received my information.

I never heard of this company and my checking account was charged 49.95 for a service i never heard of or signed up for. What can I do to et m money back?

Today, I checked my account only to find that it had negative balance. This company tried to draft my account twice leaving me with -40.00 in my account. I called the bank to dispute the electronic drafts. I explained to them that I did not ordered anything and I did not give out my account number. My bank gave the name of the company and the phone # only to come to a dead end. Then I checked out the website and saw all these complaints about this company. So I called my bank back and told them what I had learned. They gave me back my money and closed the account as a compromise and opened a new checking account. So if you don't know what to do, get a new account and don't use any payday loans website.

Many here for this scam (49.95, check number 9999). I used a link posted here to get a refund. I actually got a response by email, here is the response-

Hello ,

For refund,
Please fill the form at http://www.secretcashcardservice.com/cgi-bin/refund.cgi

It is another helpdesk specifically for refund purpose & please communicate further through this helpdesk only. Please copy paste the above link in your browser (internet explorer etc) or click the link. We request name & mailing address for check. We process refund through check.

After filling this form our refund department will contact you in 24 hours. we can refund the charges debited by us. we can not refund the charges not debited by us.

Please fill the form only if the charge is actually debited from your account & not returned by your bank. This is one time charge & no action is required from your side if the charge is not actually debited. The card gets canceled automatically if you have not activated it.

We advertise on other Web sites that collect your information, present our membership offer and then provide the ability to check YES or NO to join. In order for us to receive your personal information you had to provide permission to pass it on. If you want we can provide the date, the site you were on and even the computer identification ( IP address) that you used.It is one time charge for life time usage. It may be mistake or oversight on your part or some one misused your financial details.

EverPrivate Card Customer Service.

Clearly they are covering their tracks, but HOPEFULLY this will get your money back. Today is 5/2/07, I have jumped through all these hoops and now I wait to see what happens. Good luck to all, these guys are busy!

On April 24, 2007 the amount $49.95 payable to Ever Private Card was deducted from my account. This amount was not taken without my authorization or knowledge. Because my account balance was already in jeopardy, this charge further overdrew my account and resulted in an additional $32 charge by my bank.

Ever Private has an evasive method of dealing with complaints. They refer you to a website to request your refund. They 800 phone numbers they refer you to for assistance to speak with a live operator. In order to speak to a live operator you have to dial a number with a 514 exchange which would be long distance for me, which will mean further expense for me in an effort to recover my current loss.

Look, I was trying to get an online loan. Instead of getting a loan sent to my bank account, I got a charge of $49.95 for a credit card that I DID NOT want ! This is another company that has done this to me. I have reported that company, I am reporting this one as well. I want my money returned to me. Please someone help me.

I knew of none of this i checked my checking account balance before i went to work and noticed the charge wrote them a email but no response i plan follow up with the attorney general in CA and make a complaint, makes no sense how they can get away with something like this.