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Credit Acceptance Corporationbig rip off and scam with this company a bunch of b/s

I am currently making payment on car that was fiance threw them . I had my repo several month ago n i got it back but now. They saying. I still owe for the repo fee. So i am still paying on that plus trying to catch back up . Now my car got hit in the back of thr car . My insurance company want to send the hold thing to them . But i want have the car no more n still will have a remaining blance that. They said i would have to pay after the insurance pay them . But the catch i want no car at. All am. Going carless or get refiance and put another down payment. Which i do not have .

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