Completely agree, my boyfriend and I have been trying to get out of this contract with them for almost 2 years now. We realized early on that it was not the gym for us at all. But unlike any other gym that I have ever used; they are scam artists. It is impossible to get out of the contract, even after it has expired. If you read the fine print on the back, you will see that it says if you do not notify them in writing in the 23rd month, then you will be automatically re-enrolled. At this point you then have to give 60 days notice of cancellation. I have yet to meet anyone who has ever been happy with that establishment, but when I do mention their name, people cringe. We have learned our lesson and will never ever sign a gym membership contract again.
I agree with another poster, that the YMCA is the best place (of course I used to work there as a personal trainer so I am biased) also in NC a good gym is Planet Fitness, they don't have exercise classes, but they are the nicest people in the world, cheap and you can absolutely cancel at any time and they are completely understanding and the environment is nice to work out in.
My advice is to start writing them well in advance of your 23rd month and send by certified mail, so you have proof that you sent them notification of your intent to cancel. The letter does not have to be fancy, you could find a template online probably, just make sure you use dates and clearly state your intent to cancel membership and state that they no longer have the right to automatically draft your account. Then notify your bank that after the 24th month, they no longer have your permission to draft your account.