Najm One / Majid Al Futtaim Finance — credit collector is very rude
Najm Credit Card could apply if your salary is 10, 000 AED (3, 000 USD) and they are providing you with 10, 000 AED limit.
First complaint-> credit card sellers will lie you that their card has many connections for promotion offers and so on. It is not true. Most of promotion they provided can be get with other cards or without any card. You could only get small benefits from services from their own company such as carrefour hyper market( but nowadays my club card giving better discount :) ) and vox cinema .
Second Complaint -> if debt collector call you, it doesn't matter how much your debt amount is, they will yell on you. Seriously even at first time, they will yell on you. They forget they are giving you service and they forget how much you could effort. Actually Najm card owners are earning more than their card limit every month. But they simply forgot you are customers.
Finally I understood that they are not bank, just like other finance service company, nothing more.
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