My daughter has loan with LITTON, I wish I never heard of them. Never return calls, never nofity you of a problem, etc. They have a real neat way to steal your money. Modify your payment and always report you late to the big 3 credit services.
They send you papers after waiting for days and then state that you must sign then immedately or your agreement is void.
I read a modified payment agreement and sure enough there it was, we do not have to notify you. At least honest crooks have a gun, these people live under a rock. They keep charging you late fees even after you sign the new agreement, so even if you make a payment on time to them they still charge you a late fee and report it .