I deposited my salary cheque in my ICICI Bank savings account on 8th December 2006 at Nagpur Branch. My account was freezed and restricted me from accessing my account then.my credit card account no.[protected].
After repeated followups at their Icici call center I came to know that my account is been seized ,for the want of credit card payment. I had already setteled my credit card account on dt 28 september 2006 and have got acknowledgment receipt duely signed and with icici seal on it from them.
Few facts in this connection:
1. Mr. Shukla of write off section of ICICI,NAGPUR had come to my place for settlement of credit card payment prior to that i have contacted their office and the call center number of times to inform them that the charges are exorbitant ,irrational and illogical.
2. I have cleared my credit card account in full in april 2005, then after i made a purchase of Rs.15000 (fifteen thousand) against which i paid around Rs. 55000 (fifty five thousand).
3.they charged overlimit charges 650 plus late payment 350and other charges where overall penalty charges came to 1500 per month.
I was leaving Nagpur for job purpose so i was interested in settling the account and make the reasonable payment which i have made.
I was working in bangalore then, now I am working in cheenai. My job is a transferable one and my family resides at Nagpur. I am the only earning member of my family and suffering from cardiac problem since 1999.