HDFC Finance / two wheeler loan

India Review updated:

I stephen danial salve residing at kaveri complex opp. Jindal bhavan kalas alandi road pune 411015, had purchased a two wheeler tvs apache 150 reg no. Mh12 dk 9279 in the year 2006 and had availed finance from hdfc two wheeler finance. At the time of documentation I had given them hdfc bank checks for the ecs formality. Everything was fine till the time I got an opportunity in another company. I went to the bank and told them hence forward please don’t debit my hdfc account for the two wheeler payment as my salary account has been changed to the other bank. They asked me to pay rs. 500 to change the ecs to other bank I paid the requested amount as specified by the person from the bank at bhandarkar road branch. But things didn’t change they still continued to debit my hdfc account and because of that the account started getting the bounce charges and unfortunately I had to close the account. After that the recovery agents started coming to collect the instalments from me. It continued for a year and suddenly stopped no one came to collect the money from me. After a span of 6 months some recovery agents along with the bank officials came to my house and said that they have come to take the bike as I have not paid the instalments. I spoke to the bank officials what had happened they gave me weeks time to pay the remaining balance of rs. 21, 000/-. Unfortunately my company shut down and I was jobless at that time. I requested for some discounts he agreed on rs. 18, 000 he told me that he will give me a bill of rs. 15, 000 and the remaining 3000 has to be paid to the seniors will take care of the closing formalities. They told me I will receive a letter after a week stating the closure of the loan. After almost 6 months a recovery agent came to my house for the instalment. I told him that I have already paid the settlement amount and waiting for the letter I even showed him the receipt which says full and final. He went back on 17th november I find my bike missing from the parking of the building. I lodge a complaint with vishrantwadi police station. And on 18th I receive a call from the recovery guy that they have taken my bike for non payment of instalments. Please help me in this regard my father has gone in a shock because of this and is not eating food for last 2 days. It never happened in his life like what happened now. I know that you can get the right justice for me. Please help me!

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