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3.6 39 Reviews

EOS CCA Complaints Summary

25 Resolved
14 Unresolved
Our verdict: With a good resolution rate, EOS CCA generally handles customer issues well. However, it’s important to be proactive. Familiarize yourself with their processes and services. Reading through various customer experiences will provide valuable insights into how they handle complex issues.
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3:09 pm EDT

EOS CCA Unsolicited call

I received a call from [protected]. The woman was looking for a different person other than me. I told her this was a fairly new number for me and that I had never heard of the gentleman she was asking for. She was polite, professional and didn't treat me like a criminal and she was the FBI. She simply apologized and told me my number would be removed from their data base. I know we all get calls now and again from companies we don't want to talk to for various reasons but I think if we give the person a chance to explain we might be pleasantly surprised.

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Update by Soap Lady
Mar 23, 2017 3:13 pm EDT

P.S. True to her word, I never received another call from them.

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4:22 pm EDT
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EOS CCA Outstanding cell phone bill even after i moved out of the country

I already moved out of US by 2009 November and when I moved out I paid all outstanding bills from AT&T (was confirmed by the outlet where I registered for unlocking my phone). Unfortunately over the last 1 year or so (which is like 5 years after the account was closed), i have been keeping on receiving letters from the collection agency about an outstanding debts. I tried contacting AT&T regarding this and they dont have any details regarding the same and the collection company asked me to contact AT&T. I keep receiving this mail at an emergency address I submitted when I moved out of US. I dont understand where the collection agency get these information from. I am worried not only about the outstanding debt which I am sure I am not responsible for, but also about the privacy of my details and how they achieved to gather these information.

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9:53 am EDT
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EOS CCA Shame on them

They robocalled my direct line on a Saturday with the generic message "This is a debt collection agency. Please call us back." When I called, I got a recording saying someone would be with me in just a teensy tinesy minute. Waited on hold for 20 minutes (and heard the same message 20 times) before they disconnected me. Called again and got a different message this time, this one saying "we're closed -- call back on Monday." When I finally did reach someone, they had been calling my office to try to reach a person who worked at a different extension in my company -- and left almost six years ago. These robocalls that make you call them back before you can figure out what THEIR SCREW-UP is should be outlawed. And shame, shame, shame on them for calling and leaving an ominous message Saturday morning when they are CLOSED ALL WEEKEND.

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5:00 pm EDT
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EOS CCA not the person they seek

about 2 months ago this company started calling my phone number looking for a person. I explained to them that I am not that person and they even agree but the calls continued. About a week and a half ago I spoke with a supervisor. He told me to give him 72 hrs and my number would be removed from all of their calling centers. I received another call today and spoke with another supervisor. He stated that the supervisor I spoke with previously did not do what he told me he was going to do. I told him that I had spoke with my local Sheriff dept and was prepared to file a harrassment complaint on this company. He stated that he would remove my number from thier entire system. I actually don't believe him so I stated to him that if I receive another call from them I would proceed with my complaint. I have been harrassed by this company enough, especially when I know and they that I am not the person they are seeking. I actually think they are breaking laws. I am now also considering a lawsuit. I want these calls to stop. They have become harrassing.

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stop_scams_now!
El Monte, US
Aug 16, 2013 1:03 am EDT

This company sent me a bill of $19.90 for using Earthlink. My account with Earthlink was closed more than 10 yrs. ago. I haven't used Earthlink.

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11:28 am EST
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EOS CCA alleging debt

EOS CCA
P.O. Box 5055
Norwell, MA [protected]

Your Client Reference: U.S. Asset Management, Inc.
Your Client Reference #: [protected]
Your Agency Account #: 6305462
Your Original Creditor, if different from Client: AT&T Mobility

Your principal $372.30, Your Interest, $165.70, Your Fees/Coll Costs $67.02, Your Total $605.02

On 2/24/2013 I, Angela Mattocks, contacted EOS, CCA at [protected], 8:45 AM CST, in regard to a “Notice of Collection Placement”.

Initial contact was made with “Ashley”. This writer inquired as to the validity of this correspondence and to what services were allegedly provided. According to Ashley, she really didn’t know what the services were for as they could be for A T & T, Singular, or Alltel. She advised something to the fact that Singular or Alltel “bought out” AT&T and something to the fact that EOS CCA had bought these accounts.
I suggested that perhaps EOS CCA may have “bought” accounts that were not legitimate and that was an internal problem, not my issue. Ashley dismissed any concerns of mine and advised that she would inquire if the balance could be “negotiated”. I reiterated that there would be no negotiation as the alleged funds were not legitimate.

Another individual, “Amanda” came on to the line and inquired if I was prepared to negotiate the balance. Again, I reiterated the above. Amanda was adamant that the alleged funds represented a contract from 1/11/2005 through 6/17/2008. Again, Amanda was unsure to whom I allegedly signed this contract with; however, it could have been AT&T, Singular or Alltel. I advised Amanda that if she would like to send me a copy of the contract of which I allegedly signed, that I would review it and respond. Amanda responded that in “purchasing the accounts”, “they” were not provided with contracts. Further, she advised that in some cases services were solicited through the internet; therefore, a signed contract would not exist. She advised that I would either need to pay the balance or file a police report for identity theft. I advised Amanda that I would not file a police report for identity theft unless they could provide me with SOMETHING that would indicate that indeed this occurred.

My offer stands, if EOS CCA would like to provide this writer with a signed contract or documentation of an internet purchase, indicating WHAT this purchase was for which resulted in a contract for the period from 1/11/2005 through 6/17/2008 I would gladly review it and provide EOS CCA with a response.
Please stop further correspondence, written or telephonic, with this writer until EOS CCA has provided a good faith effort to assist the writer in investigating this issue.

Further, in researching EOS CCA it appears that there have been thousands of complaints against EOS CCA regarding their efforts to fraudulently obtain monies due from citizens of Kansas; therefore, I will be filing copying this complaint to the Office of the Attorney General .

Respectfully,
Angela Mattocks
410 NW Northern Sky Drive, #2
Topeka, Ks 66617

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1:32 pm EDT
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EOS CCA CENTURY LINK BILL

I received a collection bill from EOSCCA, 700 Longwater Drive, Norwell, MA 02061, account # [protected], Agency account # [protected] for CenturyLink, in the amount of $106.24. I don't even know what Centruy Link is and dispute this bill. I left a message with them on Sept 23, 2010 concerning this matter, requesting a call back.
My e-mail is [protected]@hotmail.com.
Please contact me concerning this, as I said, I don't even know what centurylink is.
Thank you for your time and consideration in this matter.
Mickie Olds,
2502 Trenton Ave
Bremertopn, WA 98310

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D. Maccabee
North Charleston, US
Apr 15, 2011 1:31 am EDT
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EOSCCA COLLECTION AGENCY contacted my employer about my debt stating to them what the debt was about and requesting wage garnishment. I called them and told them they violated my consumer rights and that I will sue them, the man I spoke with hung the phone up on me.

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8:46 am EDT
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EOS CCA Very Professional Company

I got an automated call at my house one night and called back the next day. The guy who answered helped me right away. He said they record EVERYTHING, which is good in case he got an attitude with me but he was professional and all business. I didn't like that he wanted the whole balance because if I had the money I wouldn't be in collections but he got me a payment plan for 3 months and I got a discount so I'm pretty happy. I think if you get a message, call back when you can talk and work it out and then you won't feel pressured to hang up before you take care of all your business. Plus, ask if you can get a discount because every little bit helps.

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ethos
Somewhere TEXAS, US
Aug 10, 2012 12:04 pm EDT

BTW anybody reading this don't follow Tiffany's MO. Instead head over to www.debtorboards.com. Learn before you act.

P/S I know i said u tell them u are recording. You don't have to if you don't want to, just record. keep in mind tho' when you tell them you are recording it gets their attention.

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ethos
Somewhere TEXAS, US
Aug 08, 2012 7:04 am EDT

You can also record the conversation and tell them you are doing it. Also request for everything in writing before you make a payment - if it's not in writing it didn't happen. Lastly keep payment proof and all correspondence for life, your debt will be resold over and over again and it will be the same story all over again.

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1:55 pm EDT
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EOS CCA Continued calling

Ever since I got my new phone, four months ago, I've gotten daily calls from [protected]. If I answer, there's another person on the line asking for "Patty". I don't nor have I ever known a 'Patty'. So the last two times I was awake to answer, I was sure to be polite (and the representative sounded polite in return) and asked them to please remove my phone number because I don't know the person they're calling for. That fixes the problem for about a week. A week after the last time I asked, I started getting daily calls at 0800 from them. I don't answer because I'm sleeping (not well thanks to them) but they wind up leaving a voicemail with about three seconds of nothing. I called back an hour later today and their automated machine says, "There are no representatives working today". WTF.

This is getting extremely annoying, no matter how many times I tell these people to remove my number, they haven't done it. They won't stop calling me EVERY morning! :(

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ChrisM85
, US
Jun 17, 2012 12:42 pm EDT
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Hi Rena,

I had a similar situation happen to me once with a company called "One Click Cash" who was trying to reach some guy named "Jeff" over a debt he owed (my name is Chris.) I tried explaining to them over the phone each time they called that I just got this new phone number for my cell and I don't know the person they are after. They always say something like "ok, thank you" and hang up, but always call back.

A little research helped me out and there's an easy way to stop this. It's going to cost you about $5.00 or so in postage, but it's worth the hassle to make these guys go away. First and foremost, you're going to have to write to the debt collector to tell them that they have the wrong number. They tend to ignore these requests over the phone. EOS CCA's address for receiving these types of letters is:

EOS CCA
PO BOX 556
Norwell, MA [protected]

As an example, the following letter template should do the trick:
------------------------------------
EOS CCA
PO BOX 556
Norwell, MA [protected]

Your Name
Your Address
Your City, State, Zip

RE: Wrong Phone Number (XXX-XXX-XXXX) / Cease and Desist Communication

June 17, 2012

Dear Sir or Madam,

I have been receiving phone calls from your company in an attempt to reach someone unknown to me. Each time, your representative is seeking someone named "Patty" and no such person resides at this number. I recently acquired this phone number and it is my belief that the person you are attempting to reach was a previous owner, but they are no longer associated with this phone number. I have given this information to your representatives multiple times, but you continue calling. This letter is formal notice that you are dialing me in error and I am demanding that you stop immediately. Any future calls I receive from your company after you have received this letter will be considered harassment and appropriate action will be taken.

Yours Faithfully,

Sign here
Print Name
---------------------------

Be sure to keep a copy of this letter for yourself, you may need it later if they ignore you. Now you just need to take a trip down to the post office and mail this to them CERTIFIED MAIL with RETURN RECEIPT REQUESTED. The postal clerk will help you fill out the form (it takes about 15 seconds but they know what they are doing.) The reason you are sending the letter this way is to prove they received it. The return receipt will be mailed back to you with EOS CCA's signature on it proving they received the letter. Keep this and attach it to the copy of the letter you wrote. Within 24 hours, all communication with you from EOS CCA should stop. They don't take letters like this lightly and you're essentially forcing them to comply. They know that if they call you again, you can sue them for $1, 000 per phone call. If they do call you again, tell them that you sent a certified Cease and Desist letter and they are violating federal law, then hang up. You can also file a complaint with the Better Business Bureau (bbb.com) explaining the situation and providing a copy of the letter you mailed to them and a copy of the return receipt showing they received it. The BBB will contact them and about 99.9999999% of the time it ends there. They will send a letter back to either you or the BBB within a few days explaining that they removed your number from their system. Congratulations, you win!

Best of Luck,
Chris

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8:47 am EDT
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EOS CCA fraud

they had my account before april 08, 2012 when the new collection agency receive this account on04/08 eoscca took out from my daughter credit card account a 200.00 on 04/30 they do not have the account this is illegal the account is [protected] that I owe them.plz notify me aboutt he outcome cll me [protected] or [protected] after 5:00pm eastern time I need to be compensate for they action my daughter was out 200.00 from her account which she need to pay some now she after to wait on the new paycheck

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EOS CCA A different experience

I had a different experience with EOS CCA and I think you should have some balance to your page. They were very professional, trained in the FDCPA, mini-miranda and they said the call was recorded. I can't imagine how stressful this job must be, no one actually wants to talk to them, but they remained calm and offered options. Perhaps a few of your complaints might be someone having an extremely bad day or someone raising their voice before they heard what the person from EOS CCA had to say. I believe there are two side to every story. I'm giving you my side and it was pretty good.

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Tiffany Washington
, US
Aug 03, 2012 9:01 am EDT

They DO record everything and they have to say all that stuff so maybe they are right. I didn't think they were that bad actually. I'm checking to see what everyone else is saying and it's like a 50 50 chance you get a good person to talk to. Whatever, mine is paid so it's all good now anyway.

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ruth.b
Fayville, US
Jul 16, 2012 3:49 pm EDT

This must be an employee of the company.

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9:16 pm EST
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EOS CCA Collection Placement for Service I never used

I received a notice of collection placement from EOS CCA, with a bill from AT&T Mobility which I never belonged to

EOC CCA
700 Longwater Drive
Norwell, Massachusetts
United States
Phone: [protected]
EOSCCA.com

I am receiving a collection placement letter from this company in reference to an AT&T Mobility account and I never belonged to AT&T Mobility. And they said I owe more than $2k, now they think it a fraud and they going to mail me a fraud package. It doesnt make any sense. I never use this phone company, the address link to my name is in another city. but somehow they manage to find my name and address to mail this letter to me! WTF?

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ChrisM85
, US
Jun 17, 2012 12:15 pm EDT
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Hi Doan,
I would have replied sooner but I'm just now seeing your message. The usual culprit behind something like this is "bad skip-tracing". Essentially someone that shares your name ran up a debt with AT&T and the debt collector was having trouble finding them, so they take a stab in the dark and mail the bill out to people with the same name and any other information they have that makes them think you are the person they are after. If it's not your bill, then chances are they have very little information about the person they are really trying to find. Do you remember the movie "Terminator?" When the Terminator was looking for Sarah Conner, he found several of them in the phone book and showed up at each of their houses. Instead of trying to verify which one was the exact person he was looking for, he just started kil...erm...okay bad example but same concept. They take a stab in the dark and just start sending out the bill hoping the real person will call them.

If it's not your debt then you just have to dispute it and let them know you aren't the person they are looking for. For future reference, this is best done in writing. You'll write to the debt collector and reference the account number or whatever on the bill they sent you and then express very clearly that you dispute the debt and you aren't the person they are looking for. By law, they must immediately stop contacting you and "validate" the debt. This means they have to talk to AT&T and get documents (original contracts, bills, etc) that prove you are the person they are looking for. When they realize they can't do it (again, because you aren't the person they are looking for) then they must delete your information from their systems and stop contacting you. They will likely send you a letter back apologizing for the mistake and to let you know they won't contact you again.

Understand that it is important to dispute the debt, even if it isn't yours. This is because if they mail you a bill and you don't challenge it within 30 days, they have the right to assume you are the person they are trying to reach and that you owe the debt. When you send your dispute letter, you need to send it CERTIFIED MAIL with RETURN RECEIPT REQUESTED. This will prove they actually received the letter and it will run you about $5.00 in postage, but a small price to pay to keep the hassle of this escalating at bay. You can try to call them and tell them they've made a mistake, but many collection companies pretend these calls never happened. Do it in writing.

If they still contact you trying to collect after you've told them that you aren't the person they are looking for, then you can file a complaint online with the Better Business Bureau and explain the situation and the steps you've taken to tell them they have their information wrong. With EOS CCA, this is surprisingly effective. They are really good about responding to BBB complaints in just a few days and once they realize you are going through this trouble to show that you aren't the person they are after, they will back down and leave you alone. You can also file online complaints with the FTC and Attorney General's office. In conclusion, a debt collector will usually respect your claim that they have made a mistake, because if they continue trying to collect something that you don't owe then they can get in a heap of trouble (you can even sue them) and the fines are really, really expensive ($1, 000 per call/letter/violation).

Hope this helps, and good luck!

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EOS CCA None - great work - refreshing to work with

EOS CCA is compassionate, ethical, professional and knowledgeable! There is no doubt it has been difficult for many families during these tough economic times; and I know from experience that EOS CCA is helping many families resolve their debts in a way that works for the customer (me!). The team that works for them listens and is empathetic to each individual's personal, financial situation. They take into consideration all aspects impacting your ability to pay and then come up with a solution that works for you. They obviously started out asking for payment in full, and why wouldn't they as the debt was severely past due. However, when the situation was explained to them, and payment in full was not an option, they offered to do a settlement on the account! They actually offered to reduce the balance and take less than the amount owed. Unfortunately, that was also not an option so they took payments for several months and worked out a plan until the financial situation improved. Then when I followed up with them ... professional and knowledgeable! There is no doubt it has been difficult for many families during these tough economic times; and I know from experience that EOS CCA is helping many families resolve their debts in a way that works for the customer (me!). The team that works for them listens and is empathetic to each individual's personal, financial situation. They take into consideration all aspects impacting your ability to pay and then come up with a solution that works for you. They obviously started out asking for payment in full, and why wouldn't they as the debt was severely past due. However, when the situation was explained to them, and payment in full was not an option, they offered to do a settlement on the account! They actually offered to reduce the balance and take less than the amount owed. Unfortunately, that was also not an option so they took payments for several months and worked out a plan until the financial situation improved. Then when I followed up with them, they were still willing to work out a settlement on the account. Because of EOS CCA, the credit reports are now updated and the road to 'financial repair' was made a lot easier! If you have an account with this company...call them and explain your willing to work with them - if necessary, ask for a manager...but don't give up as they will help you and work with you. thank you EOS CCA and to all of your employees - keep up the good work!
EOS CCA is compassionate, ethical, professional and knowledgeable! There is no doubt it has been difficult for many families during these tough economic times; and I know from experience that EOS CCA is helping many families resolve their debts in a way that works for the customer (me!). The team that works for them listens and is empathetic to each individual's personal, financial situation. They take into consideration all aspects impacting your ability to pay and then come up with a solution that works for you. They obviously started out asking for payment in full, and why wouldn't they as the debt was severely past due. However, when the situation was explained to them, and payment in full was not an option, they offered to do a settlement on the account! They actually offered to reduce the balance and take less than the amount owed. Unfortunately, that was also not an option so they took payments for several months and worked out a plan until the financial situation improved. Then when I followed up with them ... professional and knowledgeable! There is no doubt it has been difficult for many families during these tough economic times; and I know from experience that EOS CCA is helping many families resolve their debts in a way that works for the customer (me!). The team that works for them listens and is empathetic to each individual's personal, financial situation. They take into consideration all aspects impacting your ability to pay and then come up with a solution that works for you. They obviously started out asking for payment in full, and why wouldn't they as the debt was severely past due. However, when the situation was explained to them, and payment in full was not an option, they offered to do a settlement on the account! They actually offered to reduce the balance and take less than the amount owed. Unfortunately, that was also not an option so they took payments for several months and worked out a plan until the financial situation improved. Then when I followed up with them, they were still willing to work out a settlement on the account. Because of EOS CCA, the credit reports are now updated and the road to 'financial repair' was made a lot easier! If you have an account with this company...call them and explain your willing to work with them - if necessary, ask for a manager...but don't give up as they will help you and work with you. thank you EOS CCA and to all of your employees - keep up the good work!

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ethos
Somewhere TEXAS, US
Aug 10, 2012 9:45 pm EDT

Hey Atreyu57
I agree i think Satisfied Customer822 is an imposter, a phantom poster from inside the CA pretend industry.

Don't take any abuse from anybody. They should treat you with respect, it's the only way two people can come to an amicable agreement. But collectors like to get you emotional, talk over you, etc so you can make irrational/emotional decisions to pay them without thinking. before you talk to them go to debtorboards.com, learn all you can and get great help on how to handle these low lifes.

Tiffany Washington
Tiffany Washington
, US
Aug 03, 2012 9:09 am EDT

Wow, Atreyu57 has some issues. Sounds like you need some counselling, maybe take some of the money you didn't pay your bill with and get some professional help. Killing the Bill Collector isn't the answer.

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Atreyu57
, US
Oct 11, 2011 4:24 pm EDT

D? It's now an F! Which tells me that the individual who posted this in the first place either works for the corrupted EOS CCA, or is sleeping with one of the managers. I tried talking to a manager you ###, and that got me no where! They were not willing to work with me, in fact they threatened to make my life a living hell if I didn't pay them the "money I owed". This "business"...if you can even call them that, does nothing except make the murder rate go up in this country, because I felt like killing them after I got off the phone.

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EOS CCA Debt Collection

EOS CCA sent a letter to my parents home dated Sept 14, 2011 attempting to collect a debt for Century Link in the amount of $336.33. I have not lived with my parents for 31 years and I have not lived in NM since August 2010. The bill is for charges through March 2011 for phone and internet services. The phone number on the debt collection doesn't match the number I had when I lived there. I called EOS CCA and they indicated that the bill was valid and I could dispute it but it needed to be in right away since my time limit was running out. Really, Sept 14 and today is Sept 21! Either it is identity theft or they have their facts mixed up. Interesting note, if it is a phone bill, I call home from my cell phone regularly, why didn't they have my cell phone number or any of my family's numbers? They would have been on the bill.
Scam Artists trying to get people to pay bills that they never incurred and do not owe!

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ChrisM85
, US
Jun 17, 2012 1:19 pm EDT
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I think people are too quick to call "scam" when they don't understand exactly what is going on. A scam is a deliberate action to trick someone out of money they do not owe. Emphasis on "deliberate". EOS CCA is a major debt collection company in the US and they make mistakes sometimes. I've dealt with them multiple times and I fixed the problem every time without trouble.

If you don't believe you owe the debt, then dispute it. When you do this, by law they have to prove that you owe the debt. This usually means they send you account statements, signed contracts, etc. If you're not the person that owes the money, then they aren't going to be able to supply these and they have to stop contacting you and remove anything on your credit report immediately. Easy, yes?
It's important to note that you have to dispute this stuff in writing. Send a certified letter with return receipt requested to prove they got it.

If they don't validate and they don't remove the information from your credit report and/or still contact you, then file a complaint with the Better Business Bureau. They usually respond to these pretty quick (within 2 days in my experience) and will send a letter back saying they made a mistake, they'll stop calling, and they'll remove everything they put on your credit report. Game over, you win.

If they still keep it up, then file a complaint with the FTC/Attorney General. This will usually get their attention if they've been ignoring you up to this point. If after 30 days or so they still aren't complying, then they are really up a creek without a paddle. Go find yourself a nice Consumer Protection attorney and explain what's going on. Most CP attorneys will take your case on for free because they know it's impossible to lose if you have proof they aren't complying and that you tried to fix the problem. You can sue their happy ### for major Fair Debt Collection Practices Act violations and those don't come cheap to them ($1, 000 per violation in your pocket).

Debt collectors make mistakes. It happens. Is it unfair that you have to take time out of your schedule to deal with it? Yes. But it's much better than ignoring it and letting them legally assume you are the person who owes the money and that you are refusing to pay - that will bring a world of pain down on you and is much harder to get fixed. Worst Case Scenario: If they try to tell you that your time limit for disputing is over, and you are 100% sure you don't owe the debt, send the dispute letter anyway and tell them to stop contacting you. By law they have to stop calling you and such even if the debt is valid. If they really think you owe the debt then they'll sue you. Show up in court and say that you don't owe the debt and they haven't proved you do. They either have to prove it right then and there or they lose their case. If you DO owe the debt though and you're just trying to get out of paying it, then you've screwed yourself big time with this approach.

Don't be scared of debt collectors and be courteous with them, even if they aren't with you. Find out what state they are calling from and see if their state and yours are "one party notification" states. If you are, then you can record their calls and not even tell them. If they start making false threats and cuss you out, then you have it on tape and can use it in court (both of those actions are illegal for debt collectors). Just deal with the problem in writing and it will go away. If you don't owe the debt then you have nothing to hide or get upset over as long as you do what you're supposed to in order to dispute the debt.

Best of luck,
Chris

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Marvless
, US
May 29, 2012 3:16 pm EDT

Contact the FTC and also your state consumer advocate office (or equivalent). EOS CCA is a scam!

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tmbmom
Hurlock, US
May 09, 2012 4:42 am EDT

I have not received anything from EOS CCA...but I check my credit report monthly and today found them on my credit report. I am currently sending letters and copies of the fraud comments that I am finding online to get this removed from my report. I have lived with my parents for the past 3+ years and have had no need to use centurylink...which is a company that supplies phone and internet services. If anyone has had this on their credit and successfully had it removed please let me know what you did. I will report back if I am able to remove this from mine.

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EOS CCA False information, threats

I owe a debt to Platte Valley Hospital in Brighton CO, I was paying on this debt but was sent to collections stating I was not making big enough payments. In Janurary Jenny Gonzales with CCA contacted me stating I needed to pay this debt, she threatened me by stating she would come to my work, she knew where I lived and I was told our calls were recored. I told her I needed to speak to my spouse and figure out how to get this resolved. I call back a few weeks later and asked for a supervisor, I explained my situation and she told me her staff does not threat customers and I was wrong, again our call was recorded. I agree to make monthly payments and she forwarded me to a Garry who I left several voicemails and never recieved a call back. I went to the online webiste that is listed on the back of the letter paymybill.com and made monthly payments. I continued to try and contact Garry 3-4 times a day with out any luck, I then started calling the 800 munber on my one and only statement I kept a log of the date and time I called 3-4 times a day for over a month no one ever returned my call. Finally on May 3rd Sergio answered the phone and again I explained my situation, he told me I could continue making the payments on line or call him directly at [protected] and make payments, he never told me once I needed to pay a certain amount. I have been making these payments every month. One July 10th I was served papers stating I was being sued in the amount of $2331.61 which is almost $400 more then the amount I was given in May. When I contacted CCA Jenny Gonzales is the one who called me back and explained I owed a debt and if I did not agree to pay $200-$300 by July 29th and $100-$150 a month I would be sued in court on July 29th. I have agreed to pay my debt. I called Sergio back and asked why I was not given an amount in May to pay everymonth he first denied our conversation then turned our whole conversation around.

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Doc4hunt
Lansing, US
Sep 21, 2011 7:54 pm EDT

First of all, they have to sue you in state court in your home state, in the county where the contract was formed, which is where you live. I doubt that will happen, just a bluff.
Get your paperwork in order, beat them to the punch and sue them, state court decisions are binding in other states, it will cost them more to hire an attorney to show up in court than it's worth. If you win, it goes away, if not, your bound to pay, but through the court, not those camel jockeys!

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EOS CCA Bill

I have received a negative mark on my credit score from EOS CCA which I later found out was for a telephone bill. This was a bill from 2006 in which was paid off a very long time ago. Not once had I received late bill notices, fees, or anything else yet there it sits, making a ding on my credit score. This bill is over $400! Now what am I supposed to do with this? I have called them and complained, written them a notice and disputed it on my credit score all with no results.

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EOS CCA Bill Paid Not Being Reflected

AT&T sent a old bill that I never knew existed to EOS CCA the collection agency. As soon as the mysterious bill appeared I called AT&T to take care of it. 5 months later it is still showing on my credit report. After countless calls with AT&T & EOS CCA I was assurred it would be removed and taken care of. Another month passes and it is still there. I called EOS CCA to see what was going on and was told that they had no record of me and had no idea what I was talking about. I was then disconnected 8 times! No one would speak to me and give me an explanation how there could be no record of me yet they were still showing up on my credit report. After 2.5 hours of dealing with AT&T customer service I finally reached a manager who was able to call EOS CCA and have it deleted and letter faxed within 5 minutes. Unbelievable that they are allowed to destroy peoples credit knowing that a bill has been paid. If you search the internet you will see that this is a recurring problem. How they manage to not report paid bills and continue to hold on peoples credit reports is beyond me.

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OutspokeninOhio
Columbus, US
Nov 16, 2012 5:24 am EST
Verified customer This comment was posted by a verified customer. Learn more

I have a AT&T bill for $950 which was given to EOS CCA in August 2012, EOS CCA reports to the credit bureaus biweekly and each time the amount is higher. EOS CCA has me owing $1344. The provisions of the federal Fair Debt Collection Practices Act (FDCPA) bar debt collectors from inflating the amount, character or legal status of a debt. They cannot add interest or fees unless state law allows for this; they are also not permitted to harass you over a debt which you do not owe, or try to collect a debt that has been discharged by a bankruptcy proceeding. I will pay AT&T the amount of $950 directly. I never signed a contract with EOS CCA, therefore, I'm not paying them.

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C21998
, US
Jun 05, 2012 4:48 am EDT

Exact circumstances in my situation with an old AT&T bill after the account was closed. I settled with EOS and they haven't cleared the debt on my credit report. They're a real piece of dirt, rude and abusive.

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EOS CCA Ben Merritt

I received mail for Ben Merritt from EOS CCA on 7/02/2011. The correspondence was mailed to 1836 Maryland Avenue, Eden, NC, 27288 and stated that EOS was trying to collect a past due amount of over $1000.00 for Verizon Wireless. I am divorced from Ben Merritt and am not responsible for payment of his bills. My ex-husband lives in Live Oak, Florida not Eden, NC and has lived there for over 4 years. He is employed with Live Oak Fire & Rescue. Ben Merritt came to NC during the month of March, 2011 for a court appearance. If he went to Verizon Wireless and purchased a phone while in the State of NC & gave Verizon Wireless the 1836 Maryland Avenue address, he did so without my knowledge. If I receive any further correspondence from EOS concerning Ben Merritt, I will be forced to seek legal counsel to straighten out this problem with Mr. Merritt, Verizon Wireless and EOS.

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Update by Christi P. Merritt
Jul 02, 2011 11:34 pm EDT

I am familiar with Live Oak Florida. I think it's Suwannee Co. Fire & Rescue not Live Oak Fire & Rescue. When 2 people are divorced neither one should be responsible for the other's debts. The one that owes the money should be the one getting the correspondence. Sounds like this person wanted the phone services but not the responsibilities of having them.

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JohnHitchesness
, US
Jul 06, 2011 3:50 pm EDT

Who is the primary account holder of the account with the past due balance? Whoever's name and social security number is associated with the account with the overdue balance is the personal liable for the charges. If the account has your name on it, good luck, you're kind of screwed. If you're not the primary account holder then you have nothing to worry about. But if your name is on the account it doesn't matter if you haven't been using it. It was your responsibility to tie up those loose ends.

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EOS CCA requesting money without documentation

This company continues to call and demand that I send $146.06 to them or they will ruin my credit. They say I owe the money to Verizon. I have asked them to send me proof or a letter or something and they said they have send paper once. I have never received a thing only threatening phone calls.

I called Verizon to ask if I owed any money and they said no. I do not received any bills from them for $146.03. I have moved and they have my new address. I still have phone service and the balance on my phone bill is $0

When I called the company the first time they listed my old address. Verizon has my new address on record. I have been at my new address for only three months and the post office still forwards all mail that does not have my new address, including junk mail. I gave the company my new address and asked them to send me information concerning the debt. They said that they would not "Because you are only a debt consolidation company we can't provide you with anything." I received no information by mail but continued to receive phone calls.

I called a second time and they did not have my updated address. Again I updated my address and again was told that they were not able to provide me with any proof of my debt because they were only a debt consolidation agency.

My email account was hijacked on December 23, 2010. I don't know if this has anything to do with the email hijacking or is a separate incident. What can I do to stop the harassment?

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Update by post swash
May 05, 2011 8:09 pm EDT

Thanks quasar. I filed a report with FTC earlier today.

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EOS CCA unowed cell phone bill

Received a notice of collection placement letter stating that I owed $450 to A T & T for an unpaid phone bill. I have not been with AT&T since December 2006. I called EOS CCA and was told I needed to call A T & T for proof that I owed this money. I called AT&T and spoke to a guy who said I had a zero balance. He then transferred me to his supervisor to get this resolved who told me that they had no information on my account that it had been sold to US ASSET MANAGEMENT, but they had been sending me statements monthly and my account had been sent to 4 different collection agencies. And that I needed to contact US ASSET MANAGEMENT for any information, so I called back EOS to get the number for US ASSET MANAGEMENT and was told they are the same company. The ### that I talked to was Dominic Palmariello, he told me that he did not have to provide me any proof of owing the debt just to pay it. I refused and he hung up on me. I am sure this is all a scam and that some people do not question it and just pay it. I am going to warn everyone I know to stay away from AT&T, I am also reporting this company to the Federal Department of Collection Agencies.

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Teresa Baudour
, US
Aug 28, 2017 6:20 pm EDT

I KEEP GETTING LETTERS FROM THEM AND I DON'T GIVE OUT
THEY CAN GO AND THEMSELVES I DON'T KNOW THEM
SO NO MONEY THESE ARE SCAMMERS I TOSS THE LETTERS OUT

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Casie Douglas
, US
May 05, 2016 3:27 pm EDT

This is also currently going on with myself. I was never sent a bill for anything ever that linked to this debt, but it shows up as negative on my credit score. I searched out answers from EOS CCA and they told me that it was a century link account that was disconnected back in 2012. I did not have an account with century link back in 2012 nor did i live in Tukwila Washington. In 2012 i was going to college daily 3 hours away from Tukwila! when i spoke of this to the ### on the phone, he said because i DID have an account with century Link in 2014 that they verify it to be my debt even though I NEVER LIVED IN TUKWILA! They recently sent me a statement saying they verified the debt to be mine but never provided proof. i have made a complaint against this company and have also disputed it with the major credit companies. This company must be a scam!

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Vanessa J
, US
Mar 25, 2016 4:50 am EDT

I received a letter from these people on 3/24/2016. I contacted AT&T and confirmed I had a zero balance, which I did. I explained the letter I received and suggested that AT&T get their legal department to investigate and prosecute if necessary since they are using AT&T to get money from people. I'm also going to see if I can find a government office to contact and lodge a complaint.

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April Lockett
, US
Jan 27, 2016 5:17 pm EST

I just received a similar notice claiming that I owe AT&T $755, however they would settle for $385. I couldn't remember ever having service with AT&T so I called the number on the notice and she confirmed that it was a debt collector. She then stated that I had two phone numbers from 2010 that I did not recognize. I told her I was going to give them a call to confirm. I called AT&T and spoke with a representative who told me that there was no record of me ever having anything from pulling my social. I am so glad that I saw this post. They are still out here trying to scam people. I'm reporting the company.

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Nina0422
, US
Oct 22, 2014 8:31 pm EDT

I AM SO GLAD I FOUND THIS! THIS IS HAPPENING TO MY SISTER AS WELL. WE JUST RECEIVED THE NOTICE TWO WEEKS AGO AND FROM THE SAME COMPANIES! I AM SO TAKING ACTION ON THIS AND HOPEFULLY THIS CAN BE STOPPED. AND SURE HOPE NOBODY ELSE HAS FALLEN FOR THIS! THANK YOU FOR SHARING...NOW I KNOW ITS NOT GOOD!

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Nina0422
, US
Oct 22, 2014 8:30 pm EDT

this is happening to my sister at this moment... we received her mail and the letter 2 weeks ago...and shes been living in Mexico since 2008 so she has no idea what is going on...she paid all her dues before leaving. im glad to know that i found this! im so taking action as well! thank u for sharing!

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10:47 pm EDT
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EOS CCA being charged for a cell phone bill we don't owe

We have a cell phone bill that EOS CCA has been trying to collect from us now for 3 years. It was with AT & T. The problem? We returned those phones and ended our cell phone service withing 14 days of getting those phones. We got them Nov. 2 of 2007 and we returned them Nov. 16 of 2007. According to the contract, if we returned them and ended our service within 14 days, we would not owe anything. We didn't even use them after we got them home. It was buyer's remorse! And yet, they are still trying to collect. Our attorney has sent them letters two years in a row now telling EOS CCA that we dispute the debt and we have sent them proof that we don't owe it, but they still keep trying to collect from us. We are about ready to slap them with a lawsuit because we are tired of it! We don't think our attorney is doing enough, so we want to get a new attorney. Where is there an attorney who will fight this for us?

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Update by S and B
May 12, 2011 1:03 am EDT

But by the time I was contacted by this collection agency, At and T didn't even have the account information anymore. This debt was supposedly incurred in 2007. I was not contacted about it until 2009. I contacted AT and T right away about it--and AT and T said they didn't have any record of it anymore and couldn't even tell me where to go to take care of it--so I am stuck fighting with this collection agency. So there is no talking to the client.

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Advice2525
Denver, US
Apr 29, 2011 3:21 am EDT

You got to dispute the balance with the client not the debt collection agency. Either way they forward the information you fax over to the agency to the client. Might as well send the letters directly to the client. Thats my recommendation

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Advice2525
Denver, US
Apr 29, 2011 3:19 am EDT

Well, my advice. EOS CCA is like all collection companies in America. The clients (i.e. Verizon Wireless, AT&T, T-Mobile, etc.) sell accounts to EOS CCA to try to collect a debit. EOS CCA has nothing to do with direct billing, they can't pull up bill and see what the charges are for. They don't have access to the same software as the clients. PEOPLE! If you get a letter from a debit collection agency, go to the client and have them look up the account with your SSN. Fraud does happen in this world. If your not careful with your SSN someone might get your SSN and use it to open an account, give false information, and then you get stuck with the bill because you refused to listen to the people tht call you.

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