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eLoan.com is a scam!

Complaint Rating:  91 % with 243 votes
91% 243
We went online to try to get a payday advance, we went to eloan.com and applied for a personal loan, we were approved for a $5,000.00, within a couple of days we received faxes where we just had to sign it, fax it back with proof of identification and they were charging $770.00 on insurance to guarantee the loan, because of them having such a reputable name we went through with it, sent them an entire paycheck to get this loan, we did this on a Wednesday, they said the money would be deposited into our account via wire transfer by that Friday, well it never came, we immediately started calling eloan.com, as it turns out, someone is hacking into their website and scamming people out of the hard earned money they have made, according to the "real" eloan company, there is nothing that can be done other than report it to the fraud dept., as of this date, we still have not gotten the $770.00 back, we have called them and been cursed at, they actually had the nerve to say if we would send another $600.00 in taxes they would release the loan to us still, BEWARE if you go to the eloan.com website, they DO NOT do personal loans, this was a surprise to us!!!
Complaint comments Comments (84) Complaint country United States Complaint category Loans


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A  1st of Nov, 2013 by    0 Votes
My fiancée was called Wednesday October 30 and we were told after we paid all the fees which we did and we were told the money would be in our account. Well it is Saturday morning and nothing. We gave them every penny we had and now we have nothing left and now we are flat broke. So we will lose everything. Our Apartment and everything else. Loan was suppose to be 3000 and we paid about 600 so we got SCAMMED.
A  17th of Jan, 2014 by    0 Votes
I to was scamed. I had a gut feelign this was not right but kept on with the request. They said i was approved for $2000 they needed me to get a monay pac card for $200 then another for $148. I did both and of course i never got the money. I will never again fall Lords Will. eloan is a scam. I wish we could do something about this to many people is loosing there hard earned money.
A  24th of Jan, 2014 by    0 Votes
12th-24th of January, 2014 A. Cooper
ELoan Finance sent me an e-mail on Jan 15th; a dialog over the internet went back and forth with a PDF attachment about a loan. Back and forth went E-mails every day. Then they e-mailed and approval letter for up to $10000 dollars; on the 23rd I called again about the loan to ask more specific questions as I suspected a "fraud"; There are several sites; BBB, Office of Consumer Protection of Missouri Dept of Finance, and Yahoo info sites that alerted me of this so-called "upfront money scam". Today, the 24th, I went on the ELoan and/or Eloan Finance web site, which has 9600 Bryn Mawr Ave., Rosemont, Il 60018-5226 and a ph# of 217-498-3055 but I was given 917-503-5737; I am sure there are others. They have an extensive web site with several types of loans, but no personal loan needs a transaction fee if it is a legitimate loan.
They tried real hard to get me to go to CVS/Walgreens/Walmart to get a Green Dot Card!! They do NOT want you to use your regular bank cards as they would have to supply legitimate routing and account numbers that your bank could be alerted about but Green Dot is an "open" type non-linked card.
Stay away from these people or any company that wants an "upfront" processing fee!
A  5th of Feb, 2014 by    0 Votes
Fraudster using this site to get personal info and call your bank to file disputes on your previous loan payments. Your bank will then take money back from the people you paid and credit your account as they thought you called!! Fraudster calls you and says they gave you credit so you could send money to them from credit to prove you are account holder. The money was not given by them!! Watch out you put your info in this site and it will be stolen!! Account numbers, Social Security numbers, address, all personal info gone and identity theft all you get in return. RUN RUN RUN form this site NOW!!!
A  6th of Feb, 2014 by    0 Votes
I also failed victim to this scam, I applied for a loan with e loans and within minutes I was told I was approved for 1500.00 all I had to do was answer a couple of question to complete the application, once the application was approved to secure the loan I would need to send a transfer fee in the amount of 135.00 in order for them to transfer the funds into my bank account when I asked why they don't deduct it from my loan or just deduct right from my account the so called agent (john Paul) went into a long explanation about some federal insurance code. I was suspicious but really needed the loan so I took the 135 out my account and put it on a vanilla reload network prepaid card. I called him and he gave me instructions on how to send him the card codes off the back of the card and said the money should be in my account within 20 minutes. when I checked and no money was there I called him. He told me that their accounting office was having trouble with depositing the money so he transferred me to the so called accounting office then I spoke to someone named Anthony Chance he told me about the trouble they may be experiencing. He in turn told me instead of 1500.00 I was now approved for 2500.00, and now I need to get another vanilla card and this time they would need me to send them 289.85. I knew at this point something was wrong so I went with my gut and sent them nothing and change my bank info
N  24th of Mar, 2014 by    0 Votes
I need someone or maybe 2 of you listed to please contact me via this site. I was the most recent victim and I believe if we band together we can possibly make this Web Site Financial Institution or whatever it is accountable. Please, please, please contact me.
A  31st of Mar, 2014 by    +1 Votes
I was scammed by ELoans and I need each everyone of you who sent money to this company to please contact me on this board. I am starting a Class Action Suit against this company. So far I have gained one other person but I would like more to join in. As I can see this company has been doing this for years. It's time to stop the madness. Those that have been scammed may be too embarrassed to admit they were scammed but the more we come together to stop this the better we will feel.
A  30th of Apr, 2014 by    0 Votes
HAhahahah! These lame ### punks just tried to run the scam on me as well. Being that I have been in business for a long time I have never heard of having to send money to a company that is giving you the loan. I told them I'm headed to walgreens right away.. I'll see how far I can drag this out!
A  13th of May, 2014 by    0 Votes
I have been getting calls from an Indian guy for the past month or so for a loan that i have been approved. I repeatedly said that I had not applied for one and no thanks. This day I said to myself let's just check it out and see what they were talking about. So when I said yes, I was instantly passed on to another agent named David Thomas. I was approved for $8000 with 11% with low credit score that is quite reasonable. I went on with the conversation and then they had to pull my credit. The only way I could get the money is to but a payment on eloan verification voucher. I was told that I would get my money back and that He would walk me through the process. I told him I would call him back when I was able to go the 7eleven with the money. After researching and talking to a real estate broker friend, I knew I wasn't going to continue on. The man called me back and asked why I had not called him back. I told him I was not longer interested in the loan. He tried to convince and I spoke firmly no and said goodbye. Moments later an 800 number calls me and another Indian guy claims to be Bank of America and wants to know why $8000 deposit about to drop in my account and then was pulled back. This was the call that I knew 100% they are a scam. I have dealt with BOA for 14 years, and know how they do business and this was not it. So Beware!
N  29th of May, 2014 by    0 Votes
I have a similar complaint, I'm now going through the same thing, these Indian guys keep calling me stating that i can receive a10, 000 dollar loan, with a five year pay out of 130.00 dollars a month.And its not just one number they call from, it's a bunch of them ###ers.And the mess of it all is, they somehow know all my information.closing my account.on another note, i was contacted by another group of whatever ethnicity they are, claiming to be attorneys representing American loans/e loans, saying that i defaulted on several loans, and that if i don't pay them$467 dollars that they are gonna call my job and tell them they have a criminal working for them and have me arrested.so don't fall for that one either folks 205 225 3792 will be the number to look for.
N  30th of May, 2014 by    0 Votes
never get a loan from theses guys they are SCAM ARTISTS I received a call from Scott Davis saying i was approved for a 1, 500.00 loan and i was to 138.00 and of that $138.00 was to be refunded along with the 1500.00 well they claimed there was a problem with the bank and funds will need me to require them sending it via Western Union and they needed me to send an additional 294.19 and would be refunded along with 1500.00 but then we i was about to get the tracking number needed for the wire transfer they i needed to pay an additional 485.00 for taxes for the state of Louisiana to get the last 4 digits to the tracking number so i put a stop and realized I have been scammed should have never sent them money. If you have to send money you are being scammed So I said i am going to report them to BBB and what i received was FU B**CH!!! and click so now what does this tell you SCAMMERS!!! BEWARE 224-353-0374
A  3rd of Jun, 2014 by    0 Votes
Few years ago I got a call about a loan I applied via E-Loan. Luckily I read an Article about Lending a few days Earlier. It is a federal law that lenders can Not ask borrowers to pay anything upfront. Any reputable financial institution do Not ask anything upfront and fees, terms and Rates are disclosed clearly and before signing. Anybody who fell for this scam need to report this to consumer agency or your Attorney General. I told the guy who called me this and he got rude, cussed me out and said I don't know what I'm talking about. Well I did and reported him come to find out these people work from home somewhere and are out to scam people
N  5th of Jun, 2014 by    0 Votes
I applied for several payday loans, through various companies and was declined. I received a call 2 days ago from a guy with an indian accent that asked i was still interested in a student loan and I answered yes. He said I wouldnt have to pay anything and he already had all of my information. He told me that he would put the money in my account the next day. So I checked my account the next day and there were 2 ach disputes credited to my account for more than the amount I had requested. He called me back and told me to get moneypak cards and send them the money back and they would correct it and send me the right amount. I sent the money back and he said that my loan would be in my account in 30 mins. This is when I knew it was a scam, I immediately called my bank and they said that someone had made 2 ach disputes on my rent payments for april and may. I informed my bank that it wasnt me and they said they will cancel the disputes and correct everything. I only fell victim to this scam because I was in need of money and wasn't thinking correctly. Please dont fall victim to their scams. If someone offers you a pay day loan and you dont have to sign anything or it doesnt seem legit then it probably isnt
N  6th of Jun, 2014 by    0 Votes
Literally just got off the phone with these crooks trying to get my money. First of all I really don't recall signing up for anything however I have been stressing so anything is possible but I digress so I told them that yes I was in need of a $1500 loan this man named Ray, with an Indian accent, went on to tell me that my loan was approved and that I did not have to feel out any paperwork since they already had my information they just deed it be to verify my account number and my routing number the last four of my Social Security number and my date of birth so that they can go ahead and get everything finalized, told me that my monthly installments would be $287, then he went on to say the only thing that I needed to do was to show that I was financially responsible for the $287, so I asked him how would I go about doing that and he told me that I needed to go to the Walgreens and purchase a green dot money pack... At this point in time my spider senses are tingling and I know that this is a scam because once I put that money on the card and I give him the number he can then access the card and remove that money good thing that I was already on the Internet while I was talking to him researching the company that he said he was calling from...be careful out there
A  6th of Jun, 2014 by    0 Votes
We applied for an eloan also for $2, 000. from ELoan. Each time we got an Indian Guy, sometimes his name is Chris Watson other times he goes by Don, lol They wanted $184.00 on a green dot money pak to verify who we were. I refused to do this.
Don't go thru ELoan for nothing.
A  12th of Jun, 2014 by    0 Votes
They did it too me too!! My god I feel like a total "TOOL" I cannot believe I fell for this, but everything looked so legit, and upstanding. Jesus, what a mess this has caused...Do NOT I REPEAT DO NOT DO BUSINESS WITH THESE SCAM ARTISTS. I got the Indian dude too and he was calling from a 330-460-4807 number. If it weren't for my awsome company I would be so screwed right now.
N  12th of Jun, 2014 by    0 Votes
I got scammed...I should've listened to my gut, truly I should have, I want to rip someone's head off and ### down their necks. 160 dollars just POOF gone...then the asshats told me I needed to pay an additional 180 for the taxes, I told them to kiss my ### and I'll be reporting ya'll to every place I can think of...DO NOT I REPEAT DO NOT FALL FOR THIS TRAP!!! I got some indian sounding guy and he was calling from a 330-460-4807 Number... Just don't do it, save yourself, time/money and dignity.
A  16th of Jun, 2014 by    0 Votes
Everyone is totally right these people are scamming all of us. They now are calling from 661-636-6397. Their new fake website is www.quicklendloans.com
They contacted me stating I was approved for a $5000 loan then within 10 minutes was telling me that I needed to put $238 on a GreenDot prepaid card. When I told them that this is exactly the same way scam companies rip people out of their money he tried to give m
e their website name to look them up which isn't even www.eloans.com. I told him I'd do my research and call back. When I called back I told them to stop calling me and that this was a scam. The Indian guy tells me that no one has ever called me and that it isn't a scam. My first response to this is, So if a loan company asks you to load money onto a prepaid card that they want the number to, do you thinking it is a scam?" He responds saying, Yes. At this point all I can do is laugh at this guy. They just called me telling me to do this, I got off the phone with them and within 5min I found out their company was scamming people, so I called back to tell them to never call me again and this guy is literally telling me they are a scam company. Please don't be a victim. Jesus loves us all and will help us find a way. Just pray and have faith, but don't fall victim to the demons of this world. I love and will pray for the world, past, present, and future.
A  18th of Jun, 2014 by    0 Votes
I got scammed as well. I paid the first 195 as my "first" payment and then was told to pay an additional 250 for taxes. That's when I realized it was a scam. But it was too late man I wish I had done more research at least it was just 195 could have been worst. The are using 3 different phone numbers. I wish I would have kept them to post. Beware leave e-loan ALONE!
A  18th of Jun, 2014 by    0 Votes
This guy named Eric Johnson from E-loans kept calling my land line looking for a random woman. After entirely too many voice mails and missed calls, I finally was home to answer the phone. When I asked Eric to stop calling this number, he asked for my name. I gave him my last name, but refused to give him my first. He then asked me to do him a favor at which point he asked me to suck his dick. I told him to F off and hung up. "Eric" immediately called back and I (mistakenly) answered thinking I could talk to a supervisor. He repeated his request and then told me I sounded sexy. At that point I hung up but he kept calling me; 6 times in a 3 minute period. I can only hope some form of karma exists for people like that.

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