We got behind on our payments with countrywide went for a loan modification waited and called many times .We were told the couldn't talk with us because we were in modification and we would receive something FED.While we were waiting 3 mo. we got futher behind .When we received the modificatins, modification meaning less our payments went up $300.00. If we could afford the payment of $800.00 before how can we afford more.I didnot sign, so countrywide said they would do another modification in the mean time we got forecloser papers . More calls with idiots who don;t know what their doing but did stop forecloser for the time, we started this in Jan.2008 first modification received inAug2008 went into second modification right away in Sept.2008, received second FED in Jan.2009, samething.Payments went up again, I called and was told if we did not sign this time that forecloser would take up where it left off, that would mean we 'd have to be out of our of our home in 60 days, she even laughed and said this payment with all the nessessarys is more then you make a mo.But if you don;t sign this time we will go on with forecloser. I signed the payment was due April 1st can;t make the payment.What can we do we have lived in this house for 25yrs.Trouble started 7 yrs ago we went for custody of our grandchildren then 5, 9@16.Legal fees cost thousands so we had to refinance twice fast for money to pay atty, fees.credit went to hell.Then i had chemo for colon cancer and thousands, now the kids are at least safe, still have two at home 12@16, and now with everything ealse they had to go through were about to lose their home we are in our 60's and no place to turn.If anyone has come kind of answer to help we would be so greatful. God bless you.