I am with you on this. For me, it was not just the 3 Cebu Airline ticket transactions, there were two other smaller amounts - one of which was with a T-Street Jewelry (most probably an offline purchase) and the other was an online transaction on a charity website called http://www.oxfam.org.uk
The Cebu airline transactions happened in three instants, but almost in a minute's gap, they tried to buy 3 domestic airline tickets. The statement message appeared as HSBCMNL1 CEBUR AIR, PHP. So watch out for this one.
The transactions were happening so quickly that I was not sure what was going. But a big thanks to my bank’s SMS alert system which sends alerts each time even a single transaction occurs, right at that instant. If not, there was no way I could have known what has happening to my card and would have had to wait another 2 days for the online statements to update. The money would have just kept on dissapearing if I had not called up the call centre and had the card blocked immediately.
Luckily the bank will be refunding the money that has been transacted. I thank again the bank’s SMS alert systems - funny how somethings, that we least bother with, can be of a great help at times.