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Cash Advance Us & American Legal Services / SCAM

1 United States Review updated:

Like many others that I read on this website received a call on my cell phone and my place of employment. I was unable to take the call when they first called. When I listened to my voice mail a woman with a VERY heavy middle-eastern accent stated something about me being sued and the was pretty much I could understand other than her statement at the end of the message that if I fail to return their call that she regretted what would happen to me and blessed me. I tried to call the number back that she left [protected]) and it no longer in service. Shortly after that my sister called saying that she received a call from the person with a VERY heavy accent stating the she needed to relay a message to me to contact them immediately to avoid going to jail. The call back number they gave her was [protected].
I tried calling that number and got a message that all the circuits were busy and hung up. About an hour latter I received a call from “Chris Harris”. She had a very heavy Middle Eastern accent and was telling me that I was being sued. I asked her why and she said that she would have to transfer me to the attorney and he would explain it to me in detail. The phone went quiet (didn’t sound like I was put on hold, but someone was covering the receiver) and then man with a VERY heavy accent who stated his name was Daniel White. Mr. White asked me to confirm my social security number. I told him that I wasn’t going to do that and then he proceeded to tell me my correct SS#. He told me I was being sued for check fraud, money laundering and some other kind of bogus claim which I really couldn’t tell what he was saying because of his accent. He told me that I needed stay quiet while he read the charges against me. He proceeded to tell me that I had taken out a pay day loan that I never paid back. He continued to say that I needed to get an attorney and that the court costs could run me as much as $18K and that they were going to notify my employer and I would be fired, blah, blah, blah. He asked for my employer’s fax number so he could send them a copy of the law suit. I gave him my office fax number. After he finished with his spiel he asked me if I had any questions. I asked the name of the company that was claiming I owed them. He stated it was “Cash Advance US”. I told him I have never heard of them. I asked if they had an affiliate or subsidiary and after my having to explain to him what that meant he said they have thousands of affiliates. I then told him that I didn’t owe any payday loans and that I looked up his company on line and saw that they are bogus and that I read how they try bilking people of many with threats of legal action and that this whole thing was bogus. He then said that he could look up my name on line and that I was bogus. With that I hung up. Here it is four hours later and no fax has come through.
I looked on line again concerning “Cash Advance US” and saw all these people that went through the same exactly what I did. People with heavy Middle-Eastern accents with VERY simple, general American names with exact same stories. I want to know what can be done and if anyone has done anything about this scam.

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  • Dc
      8th of Oct, 2010
    +1 Votes

    I've received several calls from "Rex White" with "American Legal Services" regarding the same issue. In one call he told me to "[censored] off" because I told him I couldn't understand his accent. The subsequent messages he has left at my work number threaten sharing my financial information with family & friends and my employer (which is illegal) as well as a vague "you will suffer the consequences."

  • Ga
      11th of Oct, 2010
    +1 Votes

    I got the same call from "American Legal Services-Law Firm" name Mike...same heavy accent and everything else. The only thing you can do is file complaint to Attorney General in your states. Because they all the resources to get together with FBI and other agencies how they can prevent that from harrassed other people. I believed that how they get that information is from either when you apply for cash loan or other and they sells your information to other company. I think the best way to prevent that is applying "ID Theft" or other that way your identity will be protected from selling to other scammers.

  • Mr
      12th of Oct, 2010
    0 Votes

    The same thing happened to me. I realized it was a scam the moment he started insulting me. Lawyers have better vocabularies than that!
    Very rude and annoying, to say the least. And the threats are beyond belief. I will report to Attorney General. Thank you for the suggestion.

  • An
      12th of Oct, 2010
    0 Votes

    I just received a phone call from Kenny Rogers. He informed me that he would be at my office with an arrest warrant tomorrow. I inquired as to why there was a warrant for my arrest and how it is possible that this individual on the phone could be in possession of one (only police officers issue arrest warrants; I work for the courts!). He proceeded to tell me that I would find out when he comes to my job (which I informed him was the court house) and then he called me a hoe! I filed a complaint with FTC. He said something about EZ Payday Loans. I have never gotten a payday loan, plus he read off some social security number.

  • No
      13th of Oct, 2010
    0 Votes

    Wow that is horrible. This morning i received the same phone call from a heavy accent lady leaving me the same massage wishing me good luck. When i called back they told me i was being sued for online fraud and read me my correct address and work id number. They were very persistent that i make a payment that moment or i will be going to court and might end up paying about 14k. I almost felt into their trap, they were convincing me to make payment arrangement. I therefor checked my back statement and clearified that i had never received such money from cash advance usa. I contacted a lawyer, and he adviced me not to ans any of their calls and not to be even nice to them on the phone, and that if i had never received such money, i should not pay them any money. I therefore decided to search online and when i read simillar stories then did i believe i was being scammed. I called them back and spoke to calvin collins with a heavy eastern accent, he was the one i spoke to this morning. i told him to stop calling my phone, and that i have search online and that they are scammers, and if he he ever called my phone number again i was gonna pressed charges on them. He began to argue, and i hunged up.

  • Ar
      3rd of Nov, 2010
    0 Votes

    What do you think my best option would be to do because this happened to me and my husband and we don't know what to do.

  • An
      9th of Nov, 2010
    0 Votes

    I just received a call from the Criminal Investigation Unit. They left a message telling that there was some illegal alien using my social and they would black list my social and if I didn't call them back in regards to it I would be responsible for what ever they alien did.
    So I called them back expecting to here some government agency and instead I they answer "Attorneys offices". I finally get a person I could understand on the phone and then she goes into the spiel about the payday loan I had "outstanding" After talking for a second she tells me that the lawyer is batching the papers to go to court tomorrow (Weds Nov 10th) and they have been trying to get a hold of me. She can help me out and if I pay 500.00. Now what they were suing me for was 2900. I informed her that loan was payed off Jan 09. (giving the clueless lady at least a date to work with) I asked her what date did she have for the loan. She told me she didn't have any facts but that it was Jan 09. I told her if that is the case I will get the statements and prove that the money was payed. She then claimed that it doesn't make a difference or not if I paid the money or not. The point is the next day they where going to court and I would be sued. At this point I said what If I took the deal. That would give me a chance to prove I payed the money and it would be fine. Then she goes into just have your lawyer call me etc. I hung up, hit the net and found this website site. I have been sued before and never did they threaten to black list me, send someone to house and work etc. I figured this was a scam. Where can I report this too?

  • Dm
      15th of Nov, 2010
    0 Votes

    i recieved 2 calls from a Ronnie Cooper and a Daniel White, they both had very heavy accents. 1 left me a message and i spoke to the Daniel guy and he stated that i needed to listen carefully to the serious charges. He said i using my msn account fraudently obtained money. He then said i had 24 hours to have my attorney call or my place of employment would be notofied and the Attorney General would take the case. He them started asking if i had been convicted of any fraud charges before and i hung up. They are rude and threated my kids in the original message. I have filed a police report. Scary part is he knew where i banked.

  • Fr
      7th of Dec, 2010
    0 Votes

    I get calls from this company every few months. I usually take one and ask for their Federal Tax ID number to file a complaint with the FTC and the Attorney General. The calls usually stop for about 6 months. My attorney has been notified and if I ever get that information I will share it with you all. If nothing else all of this constitutes harassment as well as being against the Federal Fair Debt Collection act. Read the Act and know your rights, but never admit to anything... even if it is your Social they have. Just say " I don't understand" a lot of times and they hang up frustrated.

  • Sa
      17th of Dec, 2010
    0 Votes

    Same thing happened to me. I told them what the proper procedure for such things is and that they were scammers and they hung up on me.

  • Li
      15th of Jan, 2011
    +1 Votes

    I started getting calls from American legal services last week. Of course me being young I freaked out a little bit when they told me I had payday loan against me and that I had to pay a certain amount I think it was somewhere around 550.00 dollars.This happened the first day.I told them I wouldn't have it till Friday. they gave me a number that I was to fax my photo I.D and attn. it to a Mark Brown to as well as a Apology letter saying "I (name) want to resolve out of court without any legal obligations.My intention is to not run out 0f this. then put thank you and have the photo I.D with the letter".Well the next day they called again asking where my fax was and if I sent it. And they told me that if I didn't comply my social security number would be frozen, I would lose my job, My benefits would be frozen for 2 to 3 years and they would contact my employer to fax my lawsuit to. During the first night I got in touch with public defender as I didn't have the funds to send these people and was scared that I would end up paying for something I never got or wanted to and end up losing everything. The public defender told me that it was scam and to ask them next time they call for information on the clients who are filing against me as I had right to know.So day 2 comes around and sure enough they call asking why they had not received their fax and payment. I told him nicely I had the right to know who was filing against me and to please let me know, they said it was AmericanCashAdvance. I asked him nicely for the number (mind you I had my girlfriend on computer in other room looking up number already as I read it out loud to make sure I understood them cause their accent) the guy got quite hostal saying that I was not allowed to contact the loan company unless my attorney and this guy was present. So I hung up on him and called the american cash advance myself. The guy I talked to was very sweet and informed me that I had sadly been victim of scam and to tell them to go ahead take me to court cause their was nothing they could do. The guy looked my name up in every loan they were affiliated with just to make me feel safe and they could not find me at all. Less then ten mins later guy calls back asking why I was rude. My girl friend informed him that he was a scam and to take me to [censored]ing court and if they were to call back again that she would report them to our local police for harassment..The guy said ok wish you luck goodbye.We haven't heard from them since. After the guy hung up we looked the number up on whitepages and was from some california town and it was cell phone. So yes anyone who gets a call from American Legal Services please do not fall victim to them. I found their website and on the front page it tells you if they call to contact local F.B.I and that they are currently a offshore scam. here is link . God bless to all and hope no one ends up paying for something they never got or applied for. please be careful scams are defiantly out there.

  • Ti
      17th of Feb, 2011
    0 Votes

    I got a call yesterday on 02-16-11 from a number I didn't know. The number is 591-500-61473, as you can see the number has an extra digit in it. Someone with a indian accent called and said I was being sued for a unpaid loan with cash usa I told him I don't have a loan with cash usa so I have no ideal what he's talking about. He claimed he was from American Legal Services representing the company on there behalf. So he told me I was being sued for bank fraud and theft and something else he said. I told him if you want to take me to court than you can because I have the documents to prove I never got a loan from this company. This really made me upset because I have never had any one call me with such BS. I have read all the stories and they are all the same just like mine.

  • Co
      24th of Feb, 2011
    0 Votes

    I received a call exactly like these described above today. My mother actually called me early this morning because they had called her to "find me". Of course my mother was panic striken and thought I was hiding something from her because they told my mother I was going to court for fraud on Monday and they needed to speak to me before then. Too much to type here, but basically the exact same crap as listed above. Problem is they have my SSN and my bank account number even though I have NEVER taken a payday loan. Very big problem for me. I am now going to have to switch bank accounts and put a fraud alert on my credit report. I have never heard anyone speak the way these people do. Incredible scare tactics. Someone needs to find them and shut it down and THEN find out where they're getting this information! After hanging up on them earlier today, they called and left me ANOTHER voicemail saying, "God be with you if you don't call back for what is going to happen to you." I'm trying to decide exactly what to say when I call them back, which I will. I have every intention of recording the call myself and posting the call to the web for all to hear and be warned!

  • To
      9th of Mar, 2011
    0 Votes

    I am getting totally harrassed by this company called American Legal Services. The person who called me at work called himself "Police Office Brendan Smith", Dept of Law Investigation for American Legal Services. He first threaten me that a case will be filed withh the courst and I will be arressted and my SSN will be reported to the Social Security Admistration. Whne i asked what City * State he is a police officer in he hung up on me. I called back got his Supervisor, asking if he was a police office."no he is not" I then proceeded to ask for his Supervisor name he gave me some name (very heavy Indian.Middle east accent) to spell his name he hung up on. So again I called back, told him that it is illegal to improsante a police officer, they hung up again. I just got off the phone with a Alex Williams, Supervisor asking that if I owe a debt I will pay it but first he must provide me proof of how much went intomy checking account, the papers I signed, his company president's name, their attornet's name, all addresses and phone number. It is very funny he told me, you pay first then we will provide this information to you. I came back and told him that as part of my consumer rights you need to show me proof that I got reciept of these funds. When you push back on them, it is funny that they claim I am harassing them. So funny you can call me at work call after call, at home call afte call that is not harassment. I need to know who do I file a complaint with the State of California of State of New York?

  • An
      17th of Mar, 2011
    0 Votes

    Good day,

    Rex White is a scam artist or con man... Rex White- He is a sheep in wolves clothing. I have been communincating with him for the last month as he claimed he is a Christian and He is a real sweet charmer. Since talking to him he has claimed his mother is sick and He is in Nigeria, Africa..He scammed me out of $400, So Women please do not fall into his be careful because he is not who he says he is..He is a scam artist..I also googled him as rex white scam artist and he has scammed many women...He is on the internet as a scam artist...

    He admitted to me that he is a scam after he got my money..
    Somehting has to be done about him...who else has been scammed by a Rex white..

  • Cr
      18th of Mar, 2011
    0 Votes

    I have been getting harassed via cell phone by American Legal Services for the last few months. I keep getting calls from a Chris Matthews (he has a very heavy middle-eastern accent) saying I owe $425.29 for a debt I allegedly owe to Cash Advance USA for $200.00. I only answered the phone once to speak to Mr. Matthews and have never answered the phone to any unknown ID callers since then. They can be threatening, intimidating, and very rude.

    The funny thing is that they stopped calling for a couple of weeks, but then recently the same guy with the heavy accent started calling again using a different name and is now calling from the Federal Crime Investigations. I just continue to ignore the calls, and would not waste any time or money on these guys because they are a bunch of scam artists.

  • Nu
      13th of Apr, 2011
    0 Votes

    My suggestion is to tell them that your sister is a princess in Rivendale with millions and if they send you 100 dollars you will send them 1 million of which they will need to donate 50% to charity. I always try and have fun with the guy. When he gets rude I just say nice mouth you kiss you mom with that. The sad part is there are people who will do what they say and they make money. It sucks with little yuo can do.

  • Vi
      4th of Jun, 2011
    0 Votes

    I recently got a call from a company called American Legal Services and they called stating that I owed Cash Advance USA money. They stated that they had my routing and bank account #, my employers name & phone #, and my friends name and phone #. I spoke to 2 different people, the last person I spoke to was a Mr. Michael. The first person stated that I owed $250.00, Mr. Michael stated that I owed $350.00. The stated that because I had 6 NSF's they want me to now pay them $496.00. They told me that I got the loan 3/10/2010 and when they tried taking the money out, they couldn't. The funniest thing is I had my account open the entire year of 2010 and always had money deposited in there every two weeks, so there was no reason why I would get 6 NSF's. The part that was irritating is that they would not answer the 2 questions that I had. The 1st question was - if I had this loan, how much was this company charging me every two weeks, so that I can back track what may have came out. They couldn't answer. The 2nd question I asked them is - what exact dates were the NSF's. They couldn't answer. They kept asking me if I wanted to handle the matter or not. I told them that I'm not unless they can answer my questions. Then I asked them to serve me with the paperwork, they told me to get an attorney. I told them that I'm not suing them, so there's no reason for me to get one. They stated they can't send anything to me, they can only send it to my attorney, I said no, I'm not spending extra money on an attorney unless they present to me valid charges. Then they tried to bribe me by stating that I seem like a nice reasonable lady and they are trying to work with me to pay off the debt. I told them again, I'm not paying anything until they tell me what I truly owe. I then asked them for the mailing address, so I can mail them a money order, they stated that I can't do that, they can only accept a bank account #, but they preferably wanted a credit or debit card, I told them I was not giving them that information. I battled with them for almost a half an hour and when they told me their company name, I went to the website to look them up and found this website and another website that informed people that a company is trying to scam. They told me they were in CA and calling me from phone #408-459-2291. CHECK THIS OUT! I called them back after hours and on the v/m, the person states this is blah blah blah and we're here to scam you. LAST, BUT NOT LEAST: When I told Mr. Michael that I was going to call the FBI on them, he got very angry and raised his voice, almost sounding like he had to announce what I said to everyone around him, so everyone became aware that they may be reported. I'd suggest calling that # after hours and listen to the v/m, but I would also suggest asking for their mailing address, don't give them any new account info or your debit or credit card #. It's scary, I hope they are truly overseas.

  • D1
      27th of Jun, 2011
    0 Votes

    I have received phone calls from these folks through out the last year off and on. They have really stepped it up today calling over 5 times - some on my cell phone and some on my work phone. The story is the same as everyone here. I don't owe anyone anything! I have filed a complaint with the FTC and the State Attorney General towards this. Hopefully someone can get this to stop. Any suggestions? The number they called from today was 916-236-4585, but the rest have been just showing up as 0000.

  • Sc
      7th of May, 2012
    0 Votes

    My husband and I just received a SCAM call from American Legal Services who said we owe a cash advance debt for $300.00 to Cash Advance USA. The number the calls came from were 347-474-7041. The have called over 17 times leaving voice mails and harassing us. If you have this problem, please send a letter to all three credit bureaus and protect yourself. When we attempted to call the number back, it was a busy signal. The men who called had heavy middle eastern accents were very threatening. PLEASE BE AWARE!!! Contact your state attorney generals office.

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