EVERYBODY>>> ALWAYS get long term, written, signed warranties for all parts replaced. Usually after a few months, some of these "used" parts will go bad and because insurance companies such as, but not limited to, Bristol West & Coast National are basically crooks, they will deny everything and say that it's your fault that the used part failed... even a loose screw that you have NEVER seen or heard of will end up being your fault.
Recommendations... Stay far away from small insurance companies, BUT with all, get a warranty!
NOTE: Small insurance companies love their money even more so than the large ones, thus they do not pay out. Bristol West averages $300.00 for a broken neck!
Stick with the leaders, Farmers, State Farm, Geico, Progressive, All State. Esurance used to be good, but the cost of there marketing campaigns has led to much higher rate hikes. SHOP SHOP SHOP.