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Bristol West Insurance Customer Service Phone, Email, Contacts

Bristol West Insurance
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Bristol West Insurance Reviews 2

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5:50 pm EDT
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Bristol West Insurance Crooked insurance company w horrible customer service

I was a customer for 2 years, policy renewed every 6 months with a rate increase and the amount they wanted this renewal was twice the rate I started with 2 years ago. I cancelled 10 days before the policy would auto-renew and the bristol west website said they would send me a refund for the 10 days left on my policy that I prepaid. That refund never came, 2 months later I had a collection notice for unpaid balance, when I login online my balance is zero but when I call in they say there was an early cancellation fee, if I had waited 10 days to cancel then I would not have been charged an extra $50. I let them know that no where on their online portal or during the cancellation process was a cancellation fee ever mentioned and they responded that it was the law in California and they don't have to disclose to the consumer before/during cancellation. I asked for details about the law they are citing and they said "we can't send you any information, just trust us its the law". They are a crooked company that will find any way they can to bill you extra, even if you cancel your policy they will continue to bill you for made up fees and their customer service will not help you at all, the customer service is so poor it's insulting.

Recommendation: STAY AWAY FROM BRISTOL WEST

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Update by LMadsen

My auto insurance policy was from 10/05/24 - 04/05/25 and the new policy beginning 04/06/25 was going to be twice the previous rate so I found better insurance, cancelled on 03/27/25 which required proof of replacement insurance and the online portal for Bristol West told me I would be getting a refund for early cancellation, said nothing about any penalties for early cancellation. On 5/19/25 I get a final notice before sending to collections stating that I owe $29.96 which made no sense, when I logged into Bristol West it said my balance was $0.00 and that my policy was cancelled. I called BW support and they said "you don't owe anything your balance is zero" but when I told them I got a bill in the mail they went and found another policy number attached to my name (I only had one policy) and they said "you owe because you cancelled early, if you waited 10 days to cancel there would be no fee". I was never notified of any cancellation fee before or during the cancellation process, I let them know that the fee was not disclosed otherwise any person would just wait for the policy to expire. I understand the concept of an early cancellation fee, if someone wanted to cancel their term months before it expired but I was cancelling a week before expiration because I didn't want to be automatically charged with a renewal fee and not only was I not informed of a cancellation fee I was told I would get a refund if I went ahead and cancelled early, complete bait and switch. Customer service did not help at all, would not waive an unjust penalty fee, I asked for proof of having this fee displayed somewhere or on something I signed and customer service told me they didn't have to disloce the fee because it's California law, when I asked for the statute they were referring to they made up a number, I kept them on the phone while I searched for that statute, it did not exist, customer service said oh well we aren't going to send you any documentation about the fee but you still owe it even though you paid for more time than you were covered.

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9:32 pm EST
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Bristol West Insurance Expect Junk Yard Parts from A JUNKY Insurance Provider

I've only been with Bristol West for 5 months. I recently took a rock thru the left headlight of my 2018 Audi Q5. I thought I'd be able to replace the part myself but after trying to buy the headlight assembly from Audi, I was told, based on the VIN the part was not $1100 but rather $2500. I contacted the dealer and they quoted me $4900 to provide the part and install it. So much for DIY so I filed a comprehensive claim against my policy. The idiot appraiser I was assigned, Lisa Hannable tried to value the replacement part for $877. This idiot also provided an alternate part source which turned out to be a junk yard in California.I contacted a 2nd repair shop and they told me the part number this [censored] was originally quoting was wrong, it was for a vehicle with LED headlight, not an HID.

The shop called the appraiser so she tried again, again quoting another part provider, yup, from a 2nd junk yard, this time in Minnesota. My repair shop told me after speaking with the local Audi dealer, Lisa appraiser still isn't getting it. She wants my repair shop to warranty the junk yard part even though fitment, quality is not guaranteed. That will only come using an OEM part.

It's been 3 weeks since I filed my claim and I am no closer to getting my car repaired, trying to argue with a [censored] that doesn't know squat about cars. The appraiser, Lisa Hannable's job is to save the company's bottom line, not ensure I get an appropriate, timely and quality repair.

Recommendation: Save yourself some heartache. Cheap insurance gets you cheap customer service. Do yourself a favor and steer clear of Bristol West.

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Bristol West Insurance Complaints 13

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3:47 pm EDT
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Bristol West Insurance Billing and personal info protection

Policy # G01317928302

I will attempt to leave emotion out of this. Step-Father passsed away this past weekend and I dont wanna deflect that on anyone else. Here are the facts. I am the only policy holder on this account. I noted this morning my payment to bristol west was nearly 3 times my normal payment. The only correspondence I have had with Bristol West was signing and submitting my contract on August 24, 2024. Prior to that I have not been contacted at all and I can prove this with my call and email history. When calling about billing they did not have my phone number or email even in their system until I had provided it again when i called this morning. Any correspondence was not with me obviously due to the agent failing to add this contact info to me account. You will also note that I am the only person on this policy and you have nothing authorizing anyone to make decisions on my behalf which violates what is stated in my contract regarding privacy. Even this morning when I called this it states it is a a recorded call your customer service stated on the recorded call that they did not have any of the correct contact information despite having provided it again on August 22, 2024 when I had the contract emailed to be signed which I immediately did. I dont much care who they have emailed or called but I know it definetly aint me as reflected on my phone or email usage. Furthermore the contract posted on August 5, 2024 shows a payment schedule for payments starting in July shows nothing other than payments being the amounts of $83.17 to $93.03 through December. Despite this you took $289 out of my account for August. Again we know there was no contact with me due to not having any contact info listed for me as stated by customer service this morning. I am on full disability with a fixed income so an extra $200 is crippling for me unless someone wants to go pay for prescriptions for me. This needs to be corrected immediately and your policy of releasing inform needs to be explained to customer service. They did call my mother and stepfather but again I am the only person on this policy and never authorized anyone to share my information. If this is not corrected and the extra $200 refunded to my bank account then I will pursue the failure of Farmers Insurace and Bristol West to abide by thier own privacy policy violating the contract submitted on August 24, 2024 with Briston West showing it to be posted on August 5, 2024.

Claimed loss: Lost $289 due to your customer service failures.

Desired outcome: The over charge of my account needs to be returned

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V. Armstrong
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Aug 30, 2024 6:00 am EDT
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You’ve laid out the facts clearly, and Bristol West Insurance needs to step up. Charging you nearly three times your normal payment without any proper contact or authorization is unacceptable, especially when they can’t even find your contact information in their system. It sounds like they’ve got some serious explaining to do regarding their privacy practices and billing procedures. If they don’t resolve this quickly and refund that extra $200, they might find themselves facing more than just a dissatisfied customer.

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ScottMBaker76
US
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Aug 30, 2024 11:48 am EDT
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Replying to comment of V. Armstrong

Thank you for the support by commenting. There is no doubt they will need to be accountable with everything they have said being supported by transcripts of every conversation. I will submit a formal complaint with the Department of Insurance and Financial Services. They monitor, regulate, and investigate the insurance companies for this exact reason.

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2:28 am EDT
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Bristol West Insurance Accident with schneider trucking company

My name is Renee Rhodes and I am filing a complaint and claim against Schneider Trucking Company, I was informed that Bristol West takes claims for Security National Insurence Company thru this company. I was involved in a accident on March 4th 2024 at Planet Fittness parking lot located at 610 Hegenburger Rd. Oakland Ca 94621@8 :10am. I was parked in a stall on lot and Schneider Truck with a 53 foot trailer attached to it hit me from behind , it pushed my truck half foot forward. I got out my truck to talk with the driver a African American male. He did not stop I asked him to stop but he continued to drive trying to get out parking lot. I was only able to get info off truck itself to research in finding info to file claim. I was contacted by a Jessica Leanard adjuster ll from INS Insurence Company she was suppose to be the adjuster well after that email she told me to disregard the email because she was the the insurer at the time of accident. She looked on a website to tell me who is resposibled for accident, she told me Security National Insurence Company is responsible. I was informed that Bristol West is doing claims for Security National Insurence Company. So here I am filing the claim finally with you guys.

Claimed loss: my truck back bumper/ 2 back tires/ axle rear and alignment is what is wrecked.police report number T24004834

Desired outcome: To fix my damages only in full.

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12:12 pm EDT
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Bristol West Insurance I having problems with harrison Boyd he's the field claims representative and his supervisor Lauren Roberts

claim #[protected]-1

JOSE QUIROZ -INSURED /Policy #ZG012081107

Tara Mccallum & phone number [protected]

address 600 Freeman dr apt 111 hampton VA 23666

the date of accident 6/27/23 at 6:00am

The report says it all

The witness can speak for themself

I been in and out of the hospital

I have no car

! been renting cars

missing days of work

i have a been ubering

i call Mr.Harrison and Mrs.Laura everyday .

Desired outcome: I would like to be reimbursed of my rental,uber rides ,my car fix ASAP.i would like a apology because this isn't what a company should treat another driver that could have loss they life.

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2:40 pm EDT
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Bristol West Insurance Insurance cancelled out of no where.

olThis has to be the worst insurance company ever. We went through Farmers and got put into Bristol West insurance. We were paying over 289.00 for 2 cars to be insured. On March 3rd I had received a letter in the mail saying that I had to call my agent and pay 189.93 to make sure the policy was kept current because we had switched bank accounts. So I called and made the payment with my agent and had received a confirmation number.

Unbeknownst to us, they had cancelled our policy. I received a letter from the state of Illinois telling me I had to prove that I had insurance on my car otherwise my registration would be suspended. I then tried to reach out to my agent and they are no longer in the business. I then called Bristol West customer service line to tell them that i needed them to log in and send in that I had insurance. It was then that I was told that they had cancelled our policy. I was shocked to say the least. they told me that the 189.93 i had paid on March 3 2023 was to cancel my policy. I was stunned. I have never heard of paying money to cancel your policy before and why would I pay almost 200.00 if I wanted my policy canceled. They then informed me that I have been without insurance for 2 whole months! Now I would like to know how they can cancel my policy and not even notify me. That makes zero sense.

Desired outcome: I would like to be refunded my money and I would also like to be compensated for the 100.00 I am going to have to pay the state because I didnt have insurance

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7:52 am EST

Bristol West Insurance Insurance money scam

Here’s how this company operates. If you are on someone else’s policy. They come after you for any money that other person owes. They will lie and cheat to get the money. Even as in my case after 5 months of insuring me on my own policy. I either paid what was owing on my ex’s policy or they say I had a lapse in insurance and they will cancel my policy if I don’t now pay after 5 months of insurance the added fee of exactly the same amount as my ex’s policy bill.

Desired outcome: My money back and my insurance coverage as it was for 5 months. I did not lapse and I am not legally in any way shape or form responsible for someone else’s policy.

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10:13 pm EDT

Bristol West Insurance It is illegal to use a legal name

Birth certificate fraud; clausula rebus sic stantibus "attention: lawyer, judge, government agent/employee, police, common man etc. Et al/any/all who serve as a fictional legal name/title/i.D.-entity (pronounced phonetically example:"leg-all enemy"(n-am-e),"tit-el"/luciferian) character in the legal world reality; author's note where the"author"is defined as anyone who uses these words as their's where truth cannot be"copyrighted", merely shared by agreement and these words are theirs, regardless of"who"wrote the words ab initio where truth belongs to all in conceptual (heart and mind written, causal, not the physical"written"form, effectual.), where this writing/righting/riting is written (spelled out) in language understandable to both those in and out of the legal name fraud profession/reality where the common understanding of this fraud and crime against humanity and creation is visible both in laymen's and legal terms, not to be confused by the intent of the reader where the"author's"(the intentions thereof/therein) intentions are crystal clear: i.e. Legal word/world wranglers and twisters of"hearings"where it is spelled out henceforth/herein with all potential(s) of phonics deception(s) hereby and therefore, removed, ad infinitum; for example, a phonics deception is, where one thing is spoken by a non-b.A. R. Member (general public/any/all legal name users without b.A. R. Affiliation(s)/permission(s), only to be re-spelled differently by any/all b.A. R. Members under assumption and presumption to corrupt the original intent of the one speaking versus spelling it out, and why a fraudulent, by deliberate design, legal name non-b.A. R. Member has no voice in the legal dead reality: in other words, one's words, spoken, cannot be altered from the speaker's original true intent as to what they mean versus what the one hearing the spoken form of the words hears, and then, corrupts them, and their spoken words, by using alternative spellings under assumption/presumption of the same sound homonyms, with completely different"definition(s)"using this spelling trickery to undo them and gain the honour advantage where no honour in them exists and the non-bar member is rendered in a state of perpetual dishonour unknowingly: i.e. Twists them, the non-bar member speaking/ their spoken words spoken, backwards/around/opposes/negates/corrupts the speaker's original intent, to initiate and perpetrate/instigate fraud against them to enable"imaginary crimes"to profit from statutory commercial rape/kidnapping etc. Et al, thus why court"pro-seedings"are called hearings where spellings is a more precise term for what is really going on: thus, this is spelling it out clearly where assumption and presumtion is rendered null and void where any/all use/claiming to be a legal name entity has everyone in the original sin/sign, state of fraud from the creation of, and continued use of the legal name that appears on every birth certificate until they remove themselves from the criminal legal reality where anyone involved in the enforcement of this fraud using violence, trickery, coercion etc. Et al to ensnare with intent to enslave another, is, in fact, aiding and abetting a criminal act by forcing another into submission to its use where this truth has been exposed and where it is illegal to use any/all legal name(s)/titles ab initio; a typical court room drama example: unwitting legal name deafened - ent (mind):"I do not consent"spoken with the intent of"no wish to consent"intended where the b.A. R. Member a.K. A. Judge, lawyer, cop etc. Can and will assume/presume in full/fool"honour"the words phonetically as to how they want to hear it and has respelled that verbal/for - ba'al:"aye, due knot con-se'-ent"where"aye"means yes, affirmative and tacit agreement instantly,"due", as in debt tacit agreement,"knot", as in tied and bo-und, tacit agreement to slavery and"con-"(means both with/for and against/without equally as a prefix, also means thief or criminal in common vernacular terms etc.)," se' "is latin for"himself, herself, itself"which is the entire essence of the speaker involved, and"- ent"is a suffix meaning"mind"etymologically. In short, the ones perpetuating and profiting from this legal name fraud deception can hear whatever they choose to hear/here and can/will, in full honour, respell every word uttered at every hearing because it wasn't spelled out by the speaker in writing, where it can be re-spelled by the b.A. R. Member's criminal intentions to incriminate all innocent and guilty individuals equally thus painting all humanity with the same criminal brush they've been painted with and simply"passing the buck to make a buck"of sin/sign to another, re-writing by re-spelling the speaker's words against them to create the b.A. R. Member/servant by oath, advantage every time, in every legal reality situation. This deception/ruse/criminal enterprise is over where truth itself is all the"vengeance"one needs in a"white flag, state of truce, not surrender"stance and, where all criminals perpetuating this crime against humanity are now fully exposed for all to see: it's illegal to use a legal name is a legal fact; clausula rebus sic stantibus as it pertains to birth certificate(s)/any/all contracts/treaties (hereafter shown spelled as crss or in full, commonly referred to as"the escape clause") in legal public/international law, clausula rebus sic stantibus (latin for"things thus standing") is the legal doctrine allowing for treaties/contracts to become inapplicable, nunc pro tunc where any/all fraud revealed, renders any/all contracts null and void, ab initio, ad infinitum, nunc pro tunc, tunc pro nunc (now for then, then for now) eliminating all time periods relating to the contracts existence in the first place because of a fundamental change of circumstances whereas, it's illegal to use a legal name/birth certificate name/title where the intent to create a fraudulent third party is evidenced in any/all birth certificates by the very existence of the birth certificate as self - evident. Crss is essentially and fundamentally purposed as an"escape clause"that makes an exception to the general rule of pacta sunt servanda (promises must be kept) thus removing all prior/previous assumption(s) and/or presumption(s) any/all parties, legal and/or otherwise to the contrary where this fraud is revealed; because the doctrine poses a risk to the security (securities a.K. A. Money) of treaties/contracts where those profiting from this"by design"fraud by exposing this intent to commit fraud and those perpetuating it as its scope, is relatively/completely unconfined/without borders, it requires strict legal regulations as to the conditions in which it may be invoked where only those claiming to be legal i.D.-entities within the legal reality confines are concerned, and where one is no longer deemed a legal i.D.-entity thereafter since this is the last legal act, in the common sense of the definitions, of one who was formerly deceived by the legal name/birth certificate fraud where it is now known to be fraud and where/wear/ware/we're/were the one invoking this clause no longer wishes to commit legal name fraud/any crimes against another whatsoever, while removing all traces of the former i.D.-entity from their's and everyone else's reality, regardless of the aiding and abetting attempts of/by/for/in fraud by various crown corporation agents to illicit/force/demand/coerce etc. Et al anyone/all who have stated and shown otherwise; the doctrine is part of customary international law, but is also provided for in the 1969 vienna convention on the law of treaties under article 62 (fundamental change of circumstance), although the doctrine is never mentioned by name. Article 62 provides the only two justifications of the invocation of rebus sic stantibus: first, that the circumstances existing at the time of the conclusion of the treaty were indeed objectively essential to the obligations of treaty (sub-paragraph a) and the instance wherein the change of circumstances has had a radical effect on the obligations of the treaty (sub-paragraph b). In short, the intent to commit, aid and abet fraud falls squarely on those perpetuating this legal name/birth certificate fraud, typically anywhere anyone is being forced to enlist/impressed into service unwillingly/unknowingly their child through registrations of any/all forms ab initio until dissolved or remains intact willingly by any/all who continue to be guilty in their own fraud by willfully using any/all legal name/title(s) after the fact where fraud absolute is self-evident where this birth certificate fraud is in plain view; if the parties to a treaty/contract had/have previously/currently contemplated/known all facts regarding the treaty/contract (based on a full and open disclosure from all parties involved in the birth certificate (bc) contract/s) for the occurrence of the changed circumstance, the doctrine does not apply and the provision remains in effect even though the full disclosure of the fraudulent intent of the birth certificate is a legal fact and is fully exposed/a known legal fact within the confines of the fictional legal reality, whereas those continuing to use said treaty/contract/birth certificate legal name i.D.-entity render this"escape clause"null and void by/of their own hand and doing for willfully/knowingly continuing in its use after the fact (i.E. Contempt of court, profiting from the avails of crime etc. Et al). Clausula rebus sic stantibus only relates to changed circumstances that were never contemplated by one or more of the parties, since one or more of the parties involved to initiate/force/enforce fraud after the fact such contracts/treaties is knowingly/unknowingly (ignorance is no defence) by/of/for/in omission/commission committing fraud with intent, regardless of claims made otherwise by any/all who are legally dead, fictional i.D.-entities/b.A. R. Members/crown agent(s) etc. Et al using this fraud to steal the life source of another in any way shape or form; although it is clear that a fundamental change of circumstance(s) justifies terminating or modifying a treaty/contract (i.E. The birth certificate contract is deliberately set up to deceive the g.I. F.T.-ing party, male/female creators of physical child/children/intellectual, spiritual name(s) with intent to transfer the living child/children (gamete-intra-fallopian) into a dead legal name(s) ward of admiralty/state placing all contracting parties in a state of fraud absolute, collectively), a unilateral denunciation of a treaty is prohibited to any/all legal name fraud participants (i.E. Legal participants without b.A. R./crown corporation member permissions, where the crown corporation agents/servants intent to commit fraud is self-evidenced by the very existence of registration/hospital etc. Et al offices trading in birth certificate(s) slavery) and must be done only on an individual choice basis to make this fraud known to any/all crown agents or remain a knowingly fraudulent, by the nature of the legal name constructed reality, willing participant. Any/all legal name fraud party(s) do not have the right to denounce a treaty unilaterally (i.E. On behalf of everyone involved) where a non-legal individual can, to expose, and, which exposes this fraud for all of humanity to see, where humanity must make it's own choice individually where the birth certificate is unilaterally deemed fraud upon all humanity notwithstanding; as a fundamental flaw/mistake of all legal proceedings, it is a legal fact in the legal reality/fictional existence that it is illegal for anyone/everyone, outside of a b.A. R. Card (in which one must already be in fraud to enter law school using a fraudulent legal name as one example of fraud on fraud regardless) or sworn oath using a fraudulent, with permissions granted only to title(s), attached to legal name(s) likewise, to serve the"owners/operators"of the fictional crown corporation by wilfull and knowing/unknowing, omission/commission of fraud absolute.) consent to be, act as, lay claim to, act in the role of, etc. Et al a legal name/legal entity/legal character as it appears in any/all books of the registrar/registration/registry (regis-tree = dead crown family i.D.-entity tree) whereby any/all legal name/s/titles/designations/ranks/corporations etc. Et al are, in fact, property of the crown corporation and use thereof without clear and explicitly present permission(s) by the"legal owner or representative"thereof, by and for said/such"owner"of all such/said legal creations, is illegal in every way rendering such user in a state of instant dishonour in the"ayes of the court", a fraudulent felon/criminal, regardless of the nature of any/all accusations made by any/all crown corporation representives, b.A. R. Card/sworn oath or not since they are in the"commision"of a fraudulent act (i.E. Cafr accounts, bonds, etc.). Here, in this doctrine, it is spelled out for the reader/receiver clearly and their lack of understanding this doctrine renders them incompetent thus everything they"take"is a"mis-take"ab initio where fraud was/is the intent of legal name(s) fraud ad infinitum and obviously a criminal mind/heart is incapable of rational thought where a"reasonable"being (insane) simply looks for every reason under the sun to escape their own responsibility, via legality is not reality"legal means"in their complicitness in these crimes against creation and truth until they decide otherwise; simply put, criminals, destroyers of humanity, destroyers of life itself; in short, it is illegal to use a legal name/any/all legal references aforementioned, regardless of claims made to the contrary by any/all"legal agents"to the contrary where"legal agents"is defined herein as anyone who uses any/all legal"definitions"of who and what they think they are; a dead fictional character, no voice. Following this outline are only some examples of the total illegality of legal name fraud where legal name (any/all fictional legal entity formations/references/non-living paper constructs/exists nowhere in any living, conscious form outside of the confines of a dead, legal reality where one must speak or spell it/i.D. Into existence for it/i.D. To exist at all) is a fictional character/reality that only exists in the minds of those that create said"fictional charater(s)"be they in a human/sentient/consciously aware form, or any other inanimate/lifeless form, assumed/presumed as living mental/quantum and can only exist between two parties in order for them to exist at all, and, whereas an/the original fundamental nature/construct of the treaty/contract/agreement(s) has been altered/changed/fraudulent and misleading intent by one or more contracting parties and, where intent to commit fraud/to deceive another acting as frauds, liars, thieves etc. Et al criminal/evil intentions, hiding behind legal name(s)/title(s) are/is exposed by the very use of any/all of these"legality is not reality"fictional constructs that renders any/all users of such things, a felon/criminal by deliberately deceptive design and, where i, the living in creation am not, nor will I be assumed and/or presumed henceforth and forever a dead legal name/title i.D.-entity ad infinitum, ab initio, nunc pro tunc, tunc pro nunc; 1. Legal name/title/construct party claiming any/all legal name is 3rd/third party interloping in/on the birth certificate contract between crown agent and male/female wards of admiralty where the"legally enslaved child"(i.E. The current legal name(s) i.D.- entity user/3rd/third party interloper unknowingly) was not present at the signing/sinning of said birth certificate contract, nor were any details of this intent to commit fraud disclosure given to contracting parties/all participants, where a child and/or children is/are involved. In short, the one using the legal name wasn't there at the signing of the contract (guilty of the original sin/sign of/by the"father"), null and void, nunc pro tunc, contracting with a minor ensues; clausula rebus sic stantibus is invoked/spoken/written 2. Legal name/title/construct participant is immediately guilty within the constructs of the legal unreality of crown copyright infringement (where the crown does not"prosecute"meaning"does not pursue"deliberately for the only purpose of the continuation of humanity's overall fraud which is far more profitable) in accordance with the warnings placed on various birth certificates (if it's on one contract/construct, it's on all contracts/constructs, based in the same non - reality of legality is not reality delusion, different in form, identical in conceptual intent, clausula rebus sic stantibus) and in subsequent certificates/aliases created by any/all parties that use said birth certificate (proof of intent to commit fraud by its very existence) to create any/all forms of identification from it and/or any/all related forms rendering said user in immediate fraud for doing so, where any/all creation of any/all forms of legal identification in any/all legal definitions where this legal name(s) fraud is deemed mandatory by/for/of/in the legal fictional reality construct agents/practitioners thereof, where force, coercion, deceptions, threats, thefts, blackmail, etc. Et al is used to knowingly/unknowingly by/of/for/in omission/commision to enslave any/all humanity partaking in this/the/any/all legal realm(s) of fictional delusions where the legal system demands humanity commit fraud in order to survive if one is presently/was formerly using any/all such said legal identification where the fundamental nature of the birth certificate is to create fraudulent parties on both sides of the contract. In short, a"license to kill, steal, cheat etc. Et al"any/all individuals as its primary intent; clausula rebus sic stantibus is invoked/spoken/written 3. It is illegal to aid and abet anyone knowingly/unknowingly that is fully unaware of the legal name(s) fraud deception into a criminal activity against their wishes by forcefully, in any/all ways (includes trickery, violent actions/threats thereof to comply with fraud, means of wording deceptions etc. Et al) being assumed/presumed a dead legal name i.D.-entity where"following orders"by any/all crown agents is assumed/presumed authority based on deceptive/violent means and measures to gain such fictional"jurisdiction/control"over another and by any/all means of deception where the intent to deceive another is self evident by the very nature of"legal name(s) fraud"original intent by design by one who is titled/uniformed in any/all legal senses/legal unreality definitions, where their role to act in the"character"of any/all crown agent/s for the purpose of legal deception(s) a.K. A."commissions"as the basis of their jobs/roles, namely a uniformed officer/robed judge etc. Et al wears ("the emperor's clothes removed") their intent to do so (i.E. The very clothes/uniforms/robes/chains of office etc. Et al), where to don any/all robes/legal garments of the legal reality deems crown agent(s) easily visible and absolutely transparent for/by/of/in the intent to commit fraud/aid and abet fraud, in the very act to don them; clausula rebus sic stantibus is invoked/spoken/written 4. Profiting from criminal activity (employment, shares, profits, investments, sales, any/all means of procuring legal fiat currencies etc.) inasmuch as any/all commerce is based totally and utterly (udders of life, humanity's"milk and honey") on the legal name/title fraud construct from the creation of fiat currencies based on the valuations of the slave trading bonds (ucc/upu a.K. A. Corporation of the city of london, state/corporation of vatican city, state) that the birth certificate is, and intended to be for just such a purpose to involve every form of"money made"be it through peaceful and/or criminal activities from being paid to deliver newspapers to being paid to legally murder another human being under the legal umbrella of war/military, where murder in any form is murder and any/all associations to/by/for/of/in any/all legal name(s)/title(s) forms renders one guilty by association absolute inasmuch as one is still mentally, physically, spiritually bound in the legal reality/unreality ("deal with the devil/satan") by agreement to be so involved in this criminal activity. I don't associate with murderers/i.D.-doll worshiping at any/all levels nor will I be assumed/presumed otherwise via legal name fraud associations/assumptions/presumptions and the legal sorcery practitioners therein; clausula rebus sic stantibus is invoked/spoken/written 5. Any/all individuals that use, claim to be, actively participate in/of/by/for the legal name(s)/title(s) in any/all ways whatsoever without explicit permission by their"illusional legal masters"a.K. A.B. A.R. Card/crown agent sworn oath members, are praticing legal"law"(which is legal, not lawful) without a license but are deemed to be"practicing law"(using legal/commerce anything in day to day living reality where the legal name is a legal definition within the confines of the legal unreality/reality) where lawyers are used to fill this gap in the illusion of"legal representation"that renders any/all who do so silenced, without voice and are in-voiced accordingly as a ward of admiralty or, essentially a child of the dead corporate (body consumed, phonetically) state until such guilt by legal name association is removed by the one being deemed to practice law/sorcery (literally) by not using a lawyer to keep the court"in honour"where now, contempt of court is enacted upon any/all who enter a court of man-made"law"which places the crown agents/court officials in peril of dishonour where only the confession of the one entering/thinking they actually need to be there at all to be a legal name or tricked into claiming anything that resembles, in part and/or in full, anything that can bind them to the birth certificate contract spelling(s) as they appear on said birth certificate that will ultimately render the"user"as a felon fraud first, thus"restoring the illusion of honour"in their court where the ruse is perpetuated anon; clausula rebus sic stantibus is invoked/spoken/written these are just a few of the examples that anyone with any sense of"legal wrongdoing"can see to illustrate clearly the absolute fraud nature of the entire legal system and the basis of the fraud against humanity it is based upon where the legal name/title claims are the cornerstone that holds the entire pyramid construct with the criminals (legal sorcerers) atop the pyramid of delusional and illusional power and where any/all cops/judges/lawyers/common people should have a basic understanding of what fraud is where fraud is clearly defined in the ten commandments motif. Fraud (entire legal reality) includes, not limited to, murder, stealing, raping, adultering, greed, lust, covetousness, false idol creation and worship, and all manner of evil intentions where only the veil of a papered reality protects the evil with knowing intentions and now you know, ignorance removed herein where it is encumbent with every individual to prove otherwise, silence equates acquiescence maxim invoked; clausula rebus sic stantibus is invoked/spoken/written inasmuch as the vatican/corporation of vatican city, state, as commonly understood, is also complicit in this legal name/title reality by virtue of legal registration, all spiritual notions of"power"are hereby nullified ab initio, ad infinitum where vatican city is registered as are all nations/countries etc. Et al as registered crown owned corporations and are neutered by association accordingly where any/all assumed presumed"power"is fully and completely destroyed by/of/in/for this legal name/title complicit agreement/treaty fraud and is therefore complicit in this fraud against all of humanity and life itself as are all claiming any/all legal status in any/all legal forms ab initio, ad infinitum, nunc pro tunc, tunc pro nunc. There are countless essays and radio programs by the non-legal entity"kate of gaia/kaia"for further clarification including on air confessions made by police and lawyers attesting to the truth of this and their inability to claim otherwise, trapped in the legal circular trap of their own construction. Any/all actions made by anyone professing to be in/of/for/by any/all legal name/title is fraud, attempt to aid and abet fraud where it is illegal to use/be/claim/think one is a legally defined anything. Your serve? No, the game is over and satan and his harlot (legal cronus, commerce crone/crown) lost all games where all"law"was, and is, church based where court is simply a sin-o-name for church and the living true law was replaced with false dead legal and all robed practitioners, whether court or church serve the same dead legal reality and are rendered soul dead accordingly in the"ayes"of creation. Your soul is on the line/lien while your sins/signs are on the lien/line and only you can clear your debt, no savior's coming to save you but rather to condemn you for all your wilfull crimes, now knowingly being committed by the mere virtue of you having received this, having read it or not."

Desired outcome: I BERHAME OLIVER, POLICY NUMER G01-[protected] I AM A LIVING SOUL AND NOT MY STRAWMAN IT IS ILEGAL TO USE A LEGAL NAME ,, YOU ARE IMPOSING MARITIME LAW OF THE SEA ON DRY LAND WHICH IS ILEGAL

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8:37 pm EDT

Bristol West Insurance Refund

did have a policy with bristol west was buying a new car put insurance on it 6 months, that was my big mistake

Financing fell thru

got another car

bristol west REFUSED to transfer the insurance

bristol west REFUSED me a refund

now 11 months later

bristol west still REFUSES to send an email on what exactly they need from me

now after 11 months tells me they are going to investigate the matter

11 months

and still they REFUSE to give me my refund

what will it take

another YEAR?

maybe be 2050 bristol west will make a decision

framers has been horrible in this whole matter

your REFUSAL to do any thing about a company that has your name on it

now what or anything are you going to do

send me another form letter

where you dont have anything to do with it

a company under YOUR name

give me a reply

hopefully it wont take a year

Desired outcome: my FULL REFUND

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2:34 pm EDT

Bristol West Insurance Refund

on11/10/2021 I surrendered a car to sands chevy in Glendale az

I was told by bristol west NO I could not change cars or cancelled

NO I could not add or change it to the new car

I have been trying to get my refund since this date 11/10/2021

bristol west has stated they never got the paper work

my lawyer has proof bristo west has received it

I have resent what they SAID they needed

bristol west wants more

ever time I contact bristol west they want something new and state theynever recived a thing before hand

now bristol west states I have never done any of this and I didnt start to ask for my refund until 3/2022

this is a lie

I have gotten my phone records to prove this

bristol west HAS NO INTENTION OF GIVING ME A REFUND

bristol west intends on keeping my 800.00$

not the state of arizona or california is willing to help

bristol west HAS PUT ME ON THEIR DO NOT CALL LIST

bristol west has NO INTENTION OF GIVING ME MY REFUND

Desired outcome: refund my 800.00$

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Texas Turbo
US
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Jul 08, 2022 10:22 pm EDT

I'm going through the same thing, I switched over to thier father company farmers and both of them took out payments every month for 3 months. My farmers agent couldn't even get it canceled. Finally I did get the payments to stop and they owe me 350 dollars. They said keeping telling me they sent the refund checks and confirm the address, I ca them every 2 weeks and they just void the first checks (that I havnt even received after 3 months and they state they are sending new ones) I would love to hear if you have gotten the issued solved and how you did it?

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11:00 am EST
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Bristol West Insurance Auto insurance

I chatted with 5 online chat agents, was rudely disconnected, my wife was mistreated as she in a authorized policy holder as well, we we both told to verify unnecessarily as we were both logged in, I was repeatedly refused a supervisor, and told a supervisor would not chat with me unless I verified to the rude agent's liking and after I verified all my personal information (which I was previously informed that I had to only verify 2 pieces of personal information, previously) the agent has lied and falsified statements in a chat after I told this agent I have verifying documentation stating otherwise ECT and asked this agent to please stop lying on me, falsifying statements about me, to me, during a chat initiated by me.

Desired outcome: Written apologies, from agents, supervisors, and corporate. We are disabled policy holders, and should be treated with respect, (both of us, as insured) therefore, no customer (disabled or non disabled) should have this negative experience.

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11:34 am EDT

Bristol West Insurance Product/service fr-44 insurance policy

I obtained an FR-44 insurance policy on 3/17/21 paid in full for 6 months and Bristol West failed to fax over the proof to the DMV/Tallahassee. My license was suspended on July 8, 2021 because Bristol West failed to submit the required documents requested by Tallahassee back in March. I placed a call to Bristol West today July 27, 2021 and asked what was the reason for this error and how can I avoid going through this and get my license and re-instate they said it would take 7 to 10 business days which is unacceptable given the fact that my license is suspended now.

Desired outcome: Get my license reinstated

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9:42 am EDT

Bristol West Insurance Scam

I bought Bristol West 1 year Auto Ins and made 2- 6 months payment each year At the end of 3 years I did not renew and bought from another co. In my 40 years of buying auto ins I never paid monthly (and so any carry over would have to be at least 1-6 month policy payment for the next policy year) At the end of each policy year I usually shop around for a better deal and then decide whether to move on or renew and I never had a problem doing so . I was shocked when a collection co. called about a passed payment for one month, claiming I owed for the first month of a new policy year which I never renew

Bristol west cannot get away with this scam, and other non insurance companies are doing the same renewal without consent...class action threat is our only hope. These companies have no respect for consumers.

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abs99
US
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Mar 02, 2011 12:01 am EST

I had a genuine problem of my card being stolen, but they said that they were not notified and could not help me at all. They are making me pay 3 times my insurance plus a new insurance for 6 months which I don't need (just need for another 2 months), they are ripping people of on fees, be careful as they are not at all cooperative with their customers.

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9:13 pm EDT
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Bristol West Insurance wrongful termination

I had recently used my bank account for payments EFT. After cancelling that option of payment and for two months had been paying check by mail. The second month i had paid my bill, was also in a three way auto accident. When I called my car insurance, they told me that my policy had been cancelled two days prior, for lack in payment. They wanted an extra $8.90 for the month that i was unaware of. However, they cashed my check that i sent them, and now i owe the other car insurance over 20K since my car insurance is not keeping up their end of service. I just want to know how can they cancell my insurance but yet cash the check that i sent to them?

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4:18 pm EST
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The complaint has been investigated and resolved to the customer’s satisfaction.

Bristol West Insurance Insurance company not wanting to pay

I was told by the insurees claim representative Mr. Harrelson that he was not going to pay for all the days I rented a car because the car should have been fixed in 3 days. The reason why the car sat at the shop in pieces was because Mr. Harrelson refused to put new parts on my car, so when these parts he "approved" were ordered they did not fit my car. To quote the mechanic"the part was cheaply made".

From the very begining this insurance has given me the runaround about everything. Their "appraiser" did not write down that my car was pulling to the right when he looked at my car and so of course Bristol West is trying to get out of paying for that also.

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Jack Hermosillo
US
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Oct 23, 2023 1:13 am EDT
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Can't get a hold of you

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williamparker jr
ALEXANDRIA, US
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Jun 11, 2023 8:46 am EDT
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I've sent in a payment because my policy is being update yet i have no current card to carry in my car,06/23 to 12/23 if they want more money i want a current id card of my coverage. I sent in the amount request by their agent. Since im on disability i cant send anymore until my next check.

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RDE
Scottsdale, US
Send a message
Sep 08, 2009 1:32 pm EDT

EVERYBODY>>> ALWAYS get long term, written, signed warranties for all parts replaced. Usually after a few months, some of these "used" parts will go bad and because insurance companies such as, but not limited to, Bristol West & Coast National are basically crooks, they will deny everything and say that it's your fault that the used part failed... even a loose screw that you have NEVER seen or heard of will end up being your fault.

Recommendations... Stay far away from small insurance companies, BUT with all, get a warranty!

NOTE: Small insurance companies love their money even more so than the large ones, thus they do not pay out. Bristol West averages $300.00 for a broken neck!

Stick with the leaders, Farmers, State Farm, Geico, Progressive, All State. Esurance used to be good, but the cost of there marketing campaigns has led to much higher rate hikes. SHOP SHOP SHOP.

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rjtab61
US
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Jan 23, 2009 1:24 pm EST

Under Virginia law, no insurance company must put on new parts on the vehicle. Is the vehicle brand new? No. So why do you get brand new parts for parts that are a few years old?

The aftermarket thing is something that happens, but EVERY insurance company does this not just this one. Sometimes the parts work and sometimes they don't.

As for not writing down everything - well it is really hard to get every part of every car when you can't do things like take the bumper off or have the car on a lift so that happens. The body shop knows this and if there are telling you anything different, they might be giving you the run around. - some shops do this o get around the fact that they are way too backed up with business to get everything done on time.

Remember the Insurance Co. is not at the shop making sure the repairs are getting done everyday, but you could be.

As for the mechanic's remarks - the bodyshop get a 20% mark up every new part. What is more 20% of $150 or 20% of $350, gee I guess which one the body shop is going to go for?

As for the alignment - it is extremely difficult for a vehicle's alignment to be affected without getting hit near the wheel or having the frame bent. And you can't tell the alignment is need by looking at it. - Tell you what have the shop drive it and call the adjuster to tell them it is needed.

As for the rental, well that is just messed up - the insurance company should be paying for that.

Overview of Bristol West Insurance complaint handling

Bristol West Insurance reviews first appeared on Complaints Board on Dec 8, 2008. The latest review Crooked insurance company w horrible customer service was posted on May 19, 2025. The latest complaint Insurance company not wanting to pay was resolved on Dec 08, 2008. Bristol West Insurance has an average consumer rating of 1 stars from 15 reviews. Bristol West Insurance has resolved 1 complaints.
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  1. Bristol West Insurance Contacts

  2. Bristol West Insurance phone numbers
    +1 (954) 513-2500
    +1 (954) 513-2500
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    +1 (800) 496-2143
    +1 (800) 496-2143
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  3. Bristol West Insurance address
    P.O. Box 229080, Hollywood, Florida, 33022, United States
  4. Bristol West Insurance social media
  5. Janet
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    Jun 30, 2025
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Bristol West Insurance Category
Bristol West Insurance is ranked 337 among 460 companies in the Insurance Services category

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