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American Credit Services / Awful experience

100% 5
Contact information:
American Credit Services
Phone: 714-409-0250
A lady named Sara is who started this whole terrible experience for me, she called and she left a voicemail on my cell phone saying my attorney or I need to call her back asap because of this time sensitive case, do not disregard her call, if we don't call her, all she can do is wish me the best of luck as my case unfolds on me. I called back and spoke to a 'Jimmy Macktell' and he said I owed 'American Credit Services' for a payday loan they deposited in my bank, they had ALL of my information, I mean ALL OF IT, down to my parents names.. Pretty scary, they insisted that i was being charged with 3 felony accounts, Check fraud, violation of federal banking violations, and theft and deception or something like that, it was very hard to understand any of the people i spoke with, because of their accents, but as i was saying they than said that an officer would be coming to my home tomorrow morning to arrest me and take me to court. This was a very long conversation and much more was said than what I'm writing, and these people are very threatening and very rude, I was almost in tears. Come to find out, their scammers and just trying VERY hard to get people to give them money, and whats more scary is that some people have given in. I reported them to the Tucson Police Department, the Federal Trade Commission, the Better Business Bureau of LA, which is where they claim to be located, and the BBB of LA has all their info, they have an F rating with the BBB. I changed my cell phone number also and put a fraud alert on my credit report.

These people told me that me and my family would be behind bars together and that I better find a safe place for my children, and how dare i lie about getting money and than not paying it back, and thats stealing.



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A  2nd of May, 2009 by 
Agree Disagree 0 Votes
I recieved the same phone call from these people. I too called the number on the caller id, and the operator said that this number is no longer in service. I called the contact number that they left (310-362-9395). The person who left the message had a "heavy" accent and his "name" was Daniel James. He stated that I needed to call him back asap and don't ignore this call, and if I do, I wish you luck, a very threatning message.When I called the number back the gentleman stated that I reieved cash from a company called FastCash in 5/08. I was like what?? And just like the others, he satated that I needed a lawyer and what was the lawyers name and how we can get this matter resolved. I told him I will have to investigate this first with my bank. And he even had the last 4 digits of my account and bank name.I did some research on "fastcash" and a sleu of companies popped up but when i did some research on Americ an Credit Services I found THIS ...how ironic..I am beginning to believe that this place is a scam.He had a "case #" and when I asked for a number for Fastcash" he said that would be "violating the clients privacy privelages". So that's what led me here, and I see I am not alone. So what do you do? And who do I report it to?

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