Bill Me Later
United States - 21094
I received a letter from this company denying me credit at Walmart.com in connection with a purchase for $514.98 on January 12, 2010.
I never filled out an application. I was not in Walmart on this day. I have a fraud alert with my name and social security number.
I resent a letter of this kind. It goes against my credit every time a company fills out an application and requests an inquiry.
I would like to know what is going on?
I had submitted a full payment on a purchase online through the Bill Me Later program. I made the payment...
Has anyone from California used the Bill Me Later option for online purchases? I’ve read stories about consumers being charged inflated finance and interest fees – some exceeding an APR of more than 100 percent.
These charges are unfair and illegal according to California’s consumer protection laws. I work with a law firm investigating Bill Me Later for illegal billing practices and they want to hear from California residents taken by this scheme who may be interested in participating in a case. Share your story at http://www.hbsslaw.com/bill_me_later.htm and let us help you.
I recieved an email offering a "FREE" greeting card. As I am following the link and conpleting information when it became obvious this was not a "FREE" offer. I aborted the process but not early enough as this company had my name and address. I then started to recieve a statement from BILL ME LATER for a service which I did not order. I continued to recieve billing statements that showed late fees and intertest again for again something I did not agree to.
Two phone calls to BILL ME LATER had no results and after letters to them, their collection agency and the Florida Consumers services, I recieved a letter from BILL ME LATER that I should have read the "fine print".
These companies, Blue Mountain Cards and BILL ME LATER both prey on unsuspecting individuals through the offer of "FREE" items and the billing of unsolicited services which were not agreed to or used.
I will not use the services of any website that uses BILL ME LATER and recommend to all my friends and relatives to "BE AWARE" as well.
Bought a $80 item online. In checkout I chose Bill Me Later because they offered a $10 off promotion. I paid off the balance within a month. Now 3 months later they are charging me the $10 plus interest. They give you the run around and asked for proof that the promotion existed. DO NOT DEAL WITH BILL ME LATER--THEY ARE SCAM ARTISTS.
Beware ! Jet Blue with the assistance of Bill Me Later will charge you full price for a cancelled ticket that you've never ordered. I reported the Internet fraud 2 months ago and followed up in writing to some place in MD. They wrote back, too bad, that I will be billed full price for this cancelled ticket because it has my name on it. I've never booked a flight with a Jet Blue rep. I don't even live in the city where the flight was booked from. I've never opened a Bill Me Later account. I've never been on a plane. I also learned today that they didn't even close the Bill Me Later account after I reported the fraud in December and the rep assured me it would be taken care of. What kind of consumer theft is this anyway?
I purchased $270. worth of Xmas presents on Amazon on 12/5/2008 At checkout, I was presented an offer of 90 days to pay from Bill Me Later. Being Christmas, I thought this was a good idea and accepted the offer, filling out an online form with all my pertinent info for Bill Me Later. When I did not receive a bill in 30 days, I contacted the company, who informed me that the bill had been sent out, but to an address that I had moved from 4 years prior. When asked why the bill was sent to an old address rather than the address I provided on the online form, they had no answer. They claimed I had applied for credit from them in 2004 and that was the address I used. WHAT??? Regardless, a bill had been rendered and was now late. I asked how could it be late if it was 90 days to pay. They responded they did not know, but would have a special "team" look into it. They corrected the address and said they would resend the bill. When I received the bill I saw that not only was there no 90 days given, I was charged a late fee and interest! I contacted the company again and the rep did adjust the late fee "this one time", but said they could not adjust the interest until the special "team" concluded their investigation. I was to call back a week later. When I did so, I was told that me claim was denied because Bill Me Later claimed IT NEVER HAD A PROMO ON AMAZON! I have several other credit cards, so if it were not for the 90 day promo, I would have used my Discover and at least got cash back. They said there was nothing further they would do. I contacted Amazon and they did verify the promo and did reveal that Bill Me Later and Amazon were no longer business partners as of 12/31/2008.I just wonder how many other Amazon customers were scammed by this offer and then billed interest. I paid off the bill with one payment and am closing my account. I WILL NEVER USE THIS COMPANY AGAIN, THEY ARE DISHONEST AND MISREPRESENTATIVE.
I noticed on my Bill Me Later statement that I had been charged twice for an item I ordered. The charge...
I had problems with them also. First of all no billing statements, then finally after four or five months you get one, with late fees and finance charges out the wazoo. Did you ever notice the 42.74% annual percentage rate. Is this legal? DO NOT USE THESE PEOPLE. IT WAS FOR CONVENIENCE, AND BELIEVE ME THERE IS NO CONVENIENCE, ONLY MISHAPS AND AGGRAVATION AND BAD CREDIT REMARKS BECAUSE OF THEM.
I'm looking for a phone number to call Bill me Later.
I got a letter from you but no number to call.
I made a purchase back in July/August 2007 from a online store and paid it through "Bill Me Later" - 6 month...
I had never heard of Bill Me Later, Inc. until I received a letter stating that they "regret that we are...
In July 2007, I orderd furniture from Gately's www.designdining.com website. I chose BillMeLater as my...
We made a purchase from Grizzly Industrial and used the Bill Me Later offer. This is the only purchase we've ever made using Bill Me Later. As this was being offered by a company that we had grown to trust, we didn't think twice about taking advantage of this "deal."
Each statement clearly said the promotional period of zero percent interest ended 3/1/08. Each month we made payments, the last one being Feb 11th which paid the balance off in full. They received it and processed it on Feb 20th.
Due to the frequency and similarity of similar problems had by others, it's clear these "problems" are not the result of poor systems or incompetent staff. Much more troubling is that it appears to be a very core concept of the business model at Bill Me Later. Something like this doesn't happen repeatedly to so many people just by mistake.
It's on purpose.
This company is making money from people by being dishonest.
It's a shame that otherwise reliable businesses are going to be tarnished by having such a dishonest "partner." I'm letting every business I come across who uses Bill Me Later that I'm LESS likely to use them as a result.
Beware of Bill Me Later Payment scams. II am so furious with them. I've had a bill me later account for over 5 years and have always made my payments on time and before the promotional period ends. I view and make may payments online thru their website. I usually only make one purchase at a time, but this holiday season I bought an iPod in September and some movies in November.
The iPod was a promotional purchase for $400 that expired on 1/1/08, and the movies were non-promotional purchase for $225. Since I made over $550, worth of payments between 10/1/07 and 1/1/08, I assumed my iPod was paid off, prior to the promotional date. I got my January statement, and was told I owed finance charges on my iPod purchase, because I did not specify how I wanted my on-line payments allocated.
When I pointed out to the customer service rep (Sonya) that there is not an option to "reallocate" my payment on-line, she told me I would have to call to make that request. I asked her if she could reallocate my payment, and she told me she couldn't because the payment has already been processed.
I asked to speak to a Supervisor. Supervisor Kimberly, told me that was their "policy". I told her I thought the policy was unfair, she said "sorry you feel that way". I requested to close may account, she said "sure and hung up."
BILL ME LATER IS A SCAM, you're better off using a credit card. At least with a credit card, you know what your getting.
This is my second posting since my earlier posting doesnt show up on this site.
Events happened on (12/12/07) 11:00 AM EST
I made a purchase back in July/August 2007 from a online store and paid it thourgh "Bill Me Later" - 6 month finance purchase offer.
Upon receiving the very first statement,
> I signed up with their online website and opted for paperless statement
> Used my bank's BillPay system to set up exact payments spread over 6 month period to utilize the finance option.
My final payment was due in December, I logged into BillMeLater.com account, to double-check the last due amount and to make sure that I dont incurr financial charges, To my disbelief, "Bill Me Later" didnt not honour the 6 month finance purchase offer and have been billing me finance charges from SECOND month onwards. I couldnt believe the statements, I checked and re-checked my due dates and my banks payment structure which were all perfect.
Called up the Customer Service right away, and Brenda the rep was laughing at me that I didnt check my statements. She said I should have checked my statements and should have called during the SECOND month, she refused to do anything about it and asked me just accept the charges. She said that their system doesnt allow any modification to old statements. She kept pointing the finger at me and really mocked at me when I said I want to speak to the supervisor.
This is atrocious, that you will trust a company thats giving you the offer only to be cheated. How can a company like this not have the ability to make changes to payments? Their Message: WELCOME TO BILL ME LATER - THE BEST WAY TO BUY FAST, FEEL SECURE AND PAY LATER. - seems such a sham when they want to us to pay the finance charges because they cannot correct their system or charges WHICH shouldnt have happened at FIRST place. They goofed up with the account set-up which resulted in me being charged.
Is this how they make money by not honouring the promotion and blaming the customer for not checking the statements. It doesnt surprise me that there a loads of complaints against this company and its billing system.
I demand an apology and agreed that their system cannot modify old statements BUT they can always give a refund after doing the cumulative APR/APY calculations.
Today its 01/04/2008: Heather from Bill Me Later, contacted me on 12/18 via email after going through my earlier complaint, but my yahoo account tagged it as BULK and I didnt notice the mail in BULK folder until New Years, I replied to her on 1/3/2008 and 1/4/2008. And to my surprise, the orginal complaint was removed from this site (I guess, it was reported as resolved or incorrect complaint or person cannot be traced!).
Complaint Description: I made a purchase back in July/August 2007 from a online store and paid it through...
I used Bill Me Later to purchase a holiday gift in the amount of $44 from Wal-Mart. Did not receive the customary paper statement by mail from BML the following month and was therefore late in making the payment. A $9 late fee plus interest was added to the account. When, another month later, the bill came to my attention, BML had added an additional $19 late fee plus interest because the the bill was now in the over-$50 bracket.
I called the company and noted that California, the state of my residence, has usury laws that are intended to address unethical and exorbitant charges such as those applied to my account. The customer service rep was clearly accustomed to dealing with disgruntled customers such as myself, and kissing them off. She did not hesitate to close my account upon request but showed no interest or inclination in adjusting the fees.
The system sucks at bill me later I had been approved for purchases over $2,000 but now I am getting denied...