The complaint has been investigated and
resolved to the customer's satisfactionResolved Asset Acceptance — Abstract of Judgement against me
resolved to the customer's satisfaction
About a year ago, I got a letter in the mail from a Law Firm in San Francisco called Peck & Ray, and inside stapled to the envelope was what appeared to be an official document from the court with a box checked default judgement.
I was the defendant and Asset Acceptance was the plaintiff.
First of all, I never received notice to appear in court, and it appeared the case was filed sometime in last year.
I wrote the lawyer, trying to validate the debt, but received a letter back saying that they had wrote a letter to me in September 2007 and my time to request to validate the debt had since expired. However, I could call her (the person's name was Carolyn Kennedy) and ask questions or make arrangements to pay the debt.
I wrote her back requesting documentation of this supposed contact that I'd already received. I never heard anything from them again until now.
Now I get a letter from the County of San Diego stating that an Abstract Judgement has been reached and a lien has been placed against me.
I thought I had the right to face my accusers...not be all of a sudden told that I have this pending judgement against me. As a matter of fact, I have never received anything from Asset Acceptance either, (well...during the summer of 2007 I did get quite a few 'robocall 'messages on my answering machine that were severely truncated and only gave me a portion of the telephone number, but didn't specify who was calling).
The thing is also, that this default judgement was filed in my city. So a summons should've been no problem to deliver to me.
The judgement was for the amount of $3157.83 and this lawsuit was supposedly filed sometime in 2007.
Since I was never given the opportunity to have the debt validated, I should be given this opportunity. I also have filed a complaint with Attys General in CA and MI.
The abstract of Judgement was represented by
Thomas M Ray
Peck & Ray
1841 Market St
San Francisco, CA 94103