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Paramount Recovery Systems Complaints Summary

14 Resolved
0 Unresolved
Our verdict: With Paramount Recovery Systems's perfect complaints resolution rate, you can expect exemplary service. However, it's beneficial to read beyond the numbers. Explore detailed customer reviews to understand the context behind their success. Familiarize yourself with the full range of services offered by Paramount Recovery Systems and prepare clear communication for any interactions. Keeping a personal record of your dealings will help you navigate their services effectively and ensure your satisfaction with their performance.
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Paramount Recovery Systems complaints 14

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Paramount Recovery Systems I have suddenly had a collection item from P*** appear on my credit report stating I owe a balance from an emergency room

I have suddenly had a collection item from P *** appear on my credit report stating I owe a balance from an emergency room visit over 5 years ago. I have never received anything from this collection agency and this charge was disputed directly with the original company, ***, 5 years ago because it was not billed correctly through my insurance. The date of the visit was 2/18, and I went to the ER after slipping on ice after winter weather because of concerns I may have broken my wrist. My insurance, the same policy I have had for 10 years, covers all emergency room visits resulting from an accident at 100% with no copay or deductible. Since my visit was due to an accident, had it been billed correctly to my insurance, I should have owed not even a single penny. I received a bill from *** for $352 resulting from the visit. I disputed this directly upon receiving the bill and never received ANY response and never heard anything or had this show up on my credit until suddenly receiving notification of this erroneous balance with a collection agency on my credit report more than 5 years after that ER visit. I have disputed this with the collections agency, P ***, and the only response is that this is a valid debt. However, it is invalid because the original billing done by *** was not sent to my insurance company with correct information. After looking into ***, it became clear that they have an obvious pattern of fraudulent billing practices due to dozens of complaints over the exact same scenario of insurance companies not being sent accurate billing information.

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A. Cummerata
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COMPANY VIOLATED MEDICAL PRIVACY ACT "HIPAA", REPORTING ACCOUNT NOT MINES AND NEVER DONE BUSINESS WITH "***"($981.00) , FRAUD ACCOUNT OPEN WITHOUT MY CONSENT ON ABOUT 11/29, AS OF JULY 1, 2022 MEDICAL BILLING COLLECTION ACCOUNTS ARE NOT ALLOWED TO BE ON CREDIT REPORT

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A. Boyer
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I'm depressed and suicidal after dealing with unauthorized use of my personal information. Which resulted in this unauthorized item on my credit report. I sent letters over 30 days ago and they failed to get back with me with sufficient validation. This account violates the fdcpa and must be deleted immediately because those are serious violations and I could be compensated for them.

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R. Blanda
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This was not sent in error, I am a consumer by law and my information was misused and now I have some false not 100% accurate accounts on my credit report. Unauthorized used of my credit report.I demand deletion of the items and information plus I demand monetary compensation!

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J. Heidenreich
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I am a consumer by law and my information was misused and now I have some false not 100% accurate accounts on my credit report. Unauthorized used of my credit report.I demand deletion of the items and information plus I demand monetary compensation!

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Paramount Recovery Systems I have reached out to PARAMOUNT RECOVERY SYS

I have reached out to PARAMOUNT RECOVERY SYS. They have failed to provide proof of validation regarding a debt that does not belong to me. They have furnished this alleged debt on my consumer report and have failed to validate the alleged claim pursuant to Sec. 809(b)of the Fair Debt Collection Practices Act and according 609(a)(1)(A), you are required by federal law to verify, through the physical verification of the original signed consumer contract, any and all accounts that you post on a credit report. I demand this item be removed from my credit report immediately. PARAMOUNT RECOVERY SYS you are furnishing inaccurate and incorrect information to the consumer reporting agencies.The reporting of such inaccurate information has caused severe damage to my character, my reputation, my general mode of living and my ability to obtain credit for personal and house purposes.You and your inaccurate reporting have damaged my livelihood.15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies (a)Duty of furnishers of information to provide accurate information 1) Prohibition (A)Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.Duty: a moral or legal obligation; a responsibility Accurate: correct in all details; exact.Prohibition: a law or regulation forbidding something As Defined by The *** Even if you didn't receive a Form 1099-C, you must report canceled debt as gross income on your tax return.The *** Clearly defines a charge off as Gross or Ordinary income, INCOME DOES NOT GET REPORTED ON THE CONSUMER REPORT which in fact makes your reporting of this account inaccurate!Account Number:

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S. Nikolaus
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This was not sent in error. I am consumer by law. Here are the details of the said inaccurate accounts, company name, balance & date last reported: Account Name PARAMT REC Balance $1,450.00 Account Number

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A. Dibbert
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In accordance with the Fair Credit Reporting act PARAMOUNT RECOVERY SYS #*** , has violated my rights.15 U.S.C *** Section 602 A. States I have the right to privacy.15 U.S.C *** Section 604 A. Section 2: It also states a consumer reporting agency cannot furnish a account without my written instructions

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Z. Huels
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I viewed my credit report and noticed that there are fraudulent accounts. This was not sent in error. I am consumer by law. Here are the details of the said inaccurate accounts, company name, balance & date last reported: Account Name PARAMOUNT RECOVERY SYS Balance $362.00 Account Number

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Paramount Recovery Systems I received one letter from Paramount Recovery dated May 21 But the actual date I received it was on May 28

I received one letter from Paramount Recovery dated May 21 But the actual date I received it was on May 28. I wrote a reply letter to them on June 19 and mailed it the next day. I have replied within 30 days after receiving their letter to me. However, when I checked my credit report on June 25, I found to my shock that Paramount Recovery had reported 3 negative items at the same time and caused a devastating 60 point drop in my Equifax score. Of the three negative items that were reported by Paramount, I did not receive one single written notification at all. The one letter I received from them was of a totally different alleged charge with a different creditor than the one that showed up on the 3 negative items of varying alleged amounts. In all of these cases, I have never heard of any of these creditors. Paramount is in clear violation of the Fair Credit Reporting Act by falsely and prematurely reporting to the credit agency without responding to me and giving me a validation of the alleged debts when I had replied to them within the proper timeframe. They sent me one letter with the creditor Cascade Capital Funding with one alleged debt amount, then went ahead and reported 3 items with an entirely different creditor Tennessee Emergency with 3 entirely different alleged amounts straight to all 3 the credit bureaus (Equifax, TransUnion, Experian) without notifying me in writing at all. They are in clear and egregious violation of my basic rights as a consumer and what they did was clearly illegal. Not only did they not inform me they were going to post negative items on my credit reports, they failed to provide me with any validation of alleged debts from these 2 different creditors. Please inform them they need to clear up the mess they created by removing the 3 negative items from my ALL 3 of my credit reports so my credit score can be restore. Thank you.

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G. Casper
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I believe this account is reporting inaccurately. I do not recall having an account with this company. I don't think there is legal contract between this *** I would like you to provide me verifiable proof this account belongs to me. I request a signed contract which will demonstrate a legal agreement. Please delete.

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I. Welch
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Dear Complaintsboard.com, Paramount Recovery has abruptly reported derogatory information to the *** (Experian, *** in my name. Amount : $1,145.00 Account # *** I have received no prior contact by any means Phone, Mail or, Email from this Company. This is in violation of the *** FCCPA, and the No Surprise Act.ATTENTION PARAMOUNT RECOVERY I am requesting this account be deleted. Please process a removal request with all three Credit Bureaus *** and mail me a copy of each with AUD control number ASAP.If this is not resolved in a timely manner I will be compelled to write to the Complaintsboard.com once again in addition to appropriate relavent agencies.Thank You in Advance.

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M. Kunze
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There are two collections on my credit report from this company and I was never contacted by them in anyway. I would like them to be removed.

Is Paramount Recovery Systems legit?

Our verdict: Paramount Recovery Systems has achieved a rare feat of perfection in legitimacy, as per the rigorous analysis conducted by Complaints Board. This achievement underscores Paramount Recovery Systems's position as a benchmark of trust and quality within its industry. Users and clients of Paramount Recovery Systems can engage with its offerings, confident in the knowledge that they are dealing with a top-tier, fully legitimized company.

Paramount Recovery Systems earns 100% level of Trustworthiness

Perfect Trust Endorsement: Paramount Recovery Systems achives 100% ligitmacy per Complaints Board. Highly recommended, yet always stay vigilant.

We found clear and detailed contact information for Paramount Recovery Systems. The company provides a physical address, phone number, and email, as well as social media account. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.

Paramount Recovery Systems resolved 100% of 14 negative reviews, its exceptional achievement and a clear indication of the company's unwavering commitment to customer satisfaction. It would suggest that the company has invested heavily in customer service resources, training, and infrastructure, as well as developed an effective complaint resolution process that prioritizes customer concerns.

The age of Paramount Recovery Systems's domain suggests that they have had sufficient time to establish a reputation as a reliable source of information and services. This can provide reassurance to potential customers seeking quality products or services.

Paramountrecovery.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.

Our scan shows Paramount Recovery Systems website is free from malware and phishing activities, which are types of online threats that can include viruses, worms, Trojan horses, ransomware, and other malicious code, as social engineering tactics used to trick users into sharing their personal information.

Paramountrecovery.com has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.

Paramountrecovery.com regularly updates its policies to reflect changes in laws, regulations. These policies are easy to find and understand, and they are written in plain language that is accessible to all customers. This helps customers understand what they are agreeing to and what to expect from Paramount Recovery Systems.

However ComplaintsBoard has detected that:

  • Paramountrecovery.com has relatively low traffic compared to other websites, it could be due to a niche focus, but could also indicate a potential lack of traffic and popularity. The paramountrecovery.com may offer a niche product or service that is only of interest to a smaller audience.
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Paramount Recovery Systems On July 8, I paid an outstanding medical debt from *** to Online Information Systems

On July 8, I paid an outstanding medical debt from *** to Online Information Systems. The amount of the outstanding debt was $50.79. Once I satisfied the debt, it was subsequently removed from my credit report. On July 26,2020, another collection for the same medical debt from *** in the amount of $50.79 was reported to Equifax by Paramount Recovery Systems. I immediately contacted Paramount Recovery Systems to inform them that this debt was already satisfied through another collection agency. Paramount asked me to send them proof of payment. Paramount indicated that once proof of payment was received, the debt would be considered satisfied and removed from my credit report. They also informed me that they received this debt in June from ***. Now, Paramount Recovery Systems is telling me that they cannot remove the collection account until Cascade Capital Funding instructs them to do so. I've reached out to ***, who told me they have not received anything from Paramount Recovery and that I need to follow back up with Paramount to get this situation resolved. At this point, I am getting no clear answers from either *** or Paramount. Every time I call Paramount and ask to speak to a supervisor, I am told that I have to leave a voicemail and that someone will call me back in 24 hours. I've left at least three voicemails and I've never gotten a return phone call. I'm simply trying to have a debt removed that I do not owe. Also, I would like to make it clear that I have never received any phone calls, letters or correspondence of any kind from Paramount Recovery Systems relative to this debt. All of the correspondence that I've previously received was from Online Information Systems. The first I ever heard of Paramount was when I received a notification from Equifax that this account had been added to my credit report.

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m. Cummings
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This collection accounts shown on my report has an inaccurate address. When I requested a debt validation in writing with my correct address it was never sent. I called the customer service department to inquire about this debt and the dates I was provided doesnt match any of my families health records. Please remove this erroneous account from all three of my credit reports *** and Equifax).

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D. Heathcote
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Paramount has placed four collection accounts on my credit bureaus. I've sent them letters asking for verification and they refuse to respond. I was not made aware of any of these bills until it showed up on my credit bureaus. They have sent me no information requested to verify the validity of the accounts in question. The only thing that I've been able to find out via the credit report is supposedly medical bills. Again, I've asked repeatedly for verification and validation of the accounts. They have refused to provide me such information. My next option will be filing a lawsuit for illegal collection practices. Trying to get this resolved, without any cooperation from them.

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H. Erdman
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This *** has shown up on both my Equifax and TransUnion credit reports. The only information I am able to provide is what is reported to said credit reports. The amount of the debit is $1,998.00, which says Medical. However, I had never heard of this company until it showed up on my Credit Karma account. I have received no communication from this Company via, e-mail, phone or USPS.It should be noted that there have been numerous complaints of this nature about this company that I found on-line while trying to research exactly who Paramount Recovery is.

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A. Hermann
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I'm seeking help to resolve an issue with Paramount Recovery. After reviewing my credit reports, I found several collection accounts from Paramount Recovery, and I was not aware of this debt with this amount and/or with this company. This company has purchased a debt, updated the balance, and revised/reset the DATE OF LAST ACTIVITY to revise the statute of limitation. This type of error on my credit report(s) is damaging and it's unfair. I have requested proof of the last payment and the last payment made to the original creditor, they have not supplied information that is consistent with what's listed on my request. They have ignored my request. I hope to resolve this issue in a timely manner, this is negatively impacting my financial profile. I need these accounts to be deleted from my credit reports immediately.

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Paramount Recovery Systems Account # *** Debt buyer are not a creditor therefore on my report where it shows collection agency as creditor it's inaccurate reporting

Account # *** Debt buyer are not a creditor therefore on my report where it shows collection agency as creditor it's inaccurate reporting and violation under FDCPA definitions of creditor. This is inaccurate and needs to be deleted immediately as its a violation. Please view the below definitions,12 CFR Part *** - Fair Debt Collection Practices Act (Regulation G) ***.2(g) Definitions.(g) Creditor means any person who offers or extends credit creating a debt or to whom a debt is owed. The term creditor does not, however, include any person to the extent that such person receives an assignment or transfer of a debt in default solely to facilitate collection of the debt for another.This is a formal complaint that you are reporting inaccurate and incomplete credit information. Per Wenger *** No. 95-6445 (C.D.Cal. No*** 14,1995), you may be liable for your willful non-compliance. Credit reporting laws ensure that bureaus report only 100% accurate credit information. Under 15 U.S. Code ***g. Validation of debts I request that this Non-Creditor validate this debt by providing proof of this alleged item, specifically the original application, original contract, note or other instrument bearing my signature. Failing that, the items must be deleted from the report as soon as possible. Under federal law. Please research and delete the inaccuracies ASAP.I have received your computer-generated letter stating that you have ceased investigation of my credit reports because, in your opinion, you believe that I have used a third party credit repair agency. Not only do I believe this to be a stall tactic on your part to *** you an additional 30 days to comply with my original request, but I believe it to be a blatant violation of the FCRA.This account is inaccurate under 15 U.S.C. ***g validation of debt. In addition, while the collector attempted to collect a debt that is not mine, they broke 15 U.S. Code ***k - Civil liability.

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Paramount Recovery Systems The basis for my dispute Paramount Recovery Systems,Mr

The basis for my dispute Paramount Recovery Systems,Mr., COO,PARAMOUNT RECOVERY S,PARAMOUNT RECOVERY S,$401 - was required to notify me prior to 08/10, or no later than 30 days after.PARAMOUNT RECOVERY Sfailed to notify me about reporting derogatory info. to Equifax,Experian, and Transunion In section 603(p) 15 U.S.C. ss 168s-2(a)(7)(A)(I); The notice required under subparagraph (A) shall be provided to the customer prior to, or no later than 30 days after 08/10, furnishing the negative derogatory information to a consumer reporting agency described in section 603 (p), 15 U.S.C. ss 1681s-2(a)(7)(B)(I). Plus broke commercial law under UCC *** that all notices were timely and properly given by dated certified mail receipt. They were not met. I asked for documentation & received no response.Also, PARAMOUNT RECOVERY S" failed to give me my *** five days prior to placing this derogatory item on all of my credit reports, per Section *** 809, which is $1000 per violation and the state of AR allows treble damages.Under 809. Validations of date and Mini-*** under Section 807(1)Paramount Recovery Systems,Mr., COO failed to send me my initial communication before placing this alleged derogatory status on my credit reports further violating the *** I understand that according to the Fair Credit Reporting Act, failing to provide this notice can result in a penalty up to $2500 and can be enforced by the *** and that my state attorney general can also enforce this with a $1000 penalty as well.I attached a copy of the law and the actual document from the federal reserve PARAMOUNT RECOVERY Sis held liable as well for defamation and in the state of AR a creditor is who collects their on debt is considered a debt collector under FDCPA. *** v. Heard 980 S.W.2d693(Tex.App-*** reh.den.) citing *** 936 S.W.2d 654(Tex.AppDallas *** writ dism'd w.o.j.)

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Paramount Recovery Systems Paramount Recovery Systems has several violations for falsely filing the four collection accounts, list below, to the credit reporting agencies

Paramount Recovery Systems has several violations for falsely filing the four collection accounts, list below, to the credit reporting agencies under my name. These accounts were either mistakenly associated with me or I am the victim of identity theft and these accounts were opened up using my stolen personal information and without me physically being there nor approving it in any other way. I am requesting to DELETE these accounts IMMEDIATELY from my credit reports at all three credit reporting agencies (Equifax, Transunion and Experian).The accounts listed below is in complete VIOLATION of the NO SURPRISES ACT, which Congress passed as part of the Consolidated Appropriations Act of 2021. DELETE the listed accounts below IMMEDIATELY from my credit reports from all three credit reporting agencies (Equifax, Transunion and Experian). These accounts were suddenly placed on my credit report without any attempt to notify me of the debt.VIOLATION OF The Fair Debt Collection Practices Act (FDCPA) (15 USC *** et seq.) Fail to disclose in the initial written communication with the consumer, and the initial oral communication if it precedes the initial written communication, ... Also a VIOLATION of the Fair Credit Reporting Act of *** as well as mixing up one persons information with anothers because of similar (or same) name or social security number.Collection agency: PARAMOUNT RECOVERY SYSTEMS, *** Original *** SERVICES #1 Account # *** amount of $872 #2 Account # *** amount of $66 #3 Account # *** amount of $211 #4 Account # *** amount of $389 My Name: *** My DOB: FEBRUARY 13, *** My SS #: [protected] My Address: *** My Phone #: ?*** I am requesting to DELETE these accounts IMMEDIATELY from my credit reports at all three credit reporting agencies (Equifax, Transunion and Experian).

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Paramount Recovery Systems I was checking my credit and I saw my score has dropped tremendously when I click to see why it said that I had 2 delinquency

I was checking my credit and I saw my score has dropped tremendously when I click to see why it said that I had 2 delinquency. Both by paramount recovery. It was reported on June 16, 2022 but it says opened November 21. One in the the amount of $402 account number *** the second collection in the amount of $228 account number ***. The rest of the account number is filled with an x. Original creditor *** They dont even have the correct phone number of mines. Then I call to speak with someone she says that the original creditor is from *** of *** Bay which is also not correctly put on my report. She goes on to say that I visited the emergency in *** in 2017. She doesnt even have my correct number that Ive had for the past 7 years connecting to my business of 6+ years. Ive filed identity theft before on this issue in the past because Ive never been to *** in my life. I live in *** and have never had a reason to go to *** to go to an emergency. Then she proceeds to say oh someone used your ID to get seen at the emergency how would someone use my ID? Whats my ID number? This is information she does not have. She proceeds to say the they have mailed me notice before but doesn't have my correct home address. I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with Transunion, Equifax, and Experian. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress. Ive filed a police report pertaining to this situation in the past. And this was disputed and removed and now theyve place it on my account again. At this point this company is messing with my lively hood and im looking to file a suit against them for violating my rights. Harassment and defamation towards creditors

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Paramount Recovery Systems Paramount Recovery Systems has several violations for falsely filing the three collection accounts, list below, to the credit reporting agencies

Paramount Recovery Systems has several violations for falsely filing the three collection accounts, list below, to the credit reporting agencies under my name. With appeared suddenly and out of the blue on my credit reports on 09/15/2022 With two different accounts and with two different accounts numbers listed with***,Equifax credit reporting agencies with has all the credit agencie reporting for a balance totaling $1,749.00 These accounts were either mistakenly associated with me or I am the victim of identity theft and these accounts were opened up using my stolen personal information and without me physically being there nor approving it in any other way. I am requesting to DELETE these accounts IMMEDIATELY from my credit reports at all three credit reporting agencies (Equifax, Transunion ).The accounts listed below is in complete VIOLATION of the NO SURPRISES ACT, which Congress passed as part of the Consolidated Appropriations Act of 2021. DELETE the listed accounts below IMMEDIATELY from my credit reports from all three credit reporting agencies (Equifax, Transunion). These accounts were suddenly placed on my credit report without any attempt to notify me of the debt.VIOLATION OF The Fair Debt Collection Practices Act (FDCPA) (15 USC *** et seq.) Fail to disclose in the initial written communication with the consumer, and the initial oral communication if it precedes the initial written communication, ... Also a VIOLATION of the Fair Credit Reporting Act of *** as well as mixing up one persons information with anothers because of similar (or same) name or social security number.Collection agency: PARAMOUNT RECOVERY SYSTEMS, *Original SERVICES *** Account #'s *** and Account #*** #*Eqifax Account #'s *** and *** Accou##,Experian Account No report shown##My DOB: May 09 *** My SS #:xxx-3105 My Address: My phone#? I am requesting that the account be deleted immediately from my credit reports previously above mentioned

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Paramount Recovery Systems Dear ComplaintsBoard.com, On Wednesday, July 8 I received unknown communication from Paramount Recovery Systems, L

Dear Complaintsboard.com, On Wednesday, July 8 I received unknown communication from Paramount Recovery Systems, L.P. *** was dated for June 22, which means it was generated, held in their possession and then mailed out 16 days later. This delay for this unknown debt stated that a response was needed within 30 days of receiving the notice to dispute such unknown debt. The late delivery of this communication doesn't legally allow for the legal validation of a debt allowed to a consumer. The deadline would be July, 22, 2020 from the time the letter was generated on June 22, to respond to such unknown debt, which is 9 days away from today. I do not even reside in the same city or state as Paramount Recovery Systems, L.P. The debt, creditor and the account listed is not one that I am responsible for and is invalid. The communication listed a company by the name of Cascade Capital Funding, INC. I have no financial responsibility to Cascade Capital Funding, INC neither do I with Paramount Recovery Systems, L.P., and I owe no such debt to neither and none of my records reflect the account number that was notated. There are no dates of service, no dates of any transactions, no description of any service on the communication and Paramount Recovery Systems communication only listed an unknown creditor, whom I do not know and an account number that is unknown and an unknown dollar amount. The communication was also mailed from an unknown sender's business of *** on behalf of Paramount Recovery Systems, L.P., which when I looked it up was linked to Allied Interstate Review. Once again I have no idea who that business is either and have no obligation to them either. This unknown debt was reported on all three my credit reports and has dropped my score. This is a scam and what supports this, is lack of the legal right and time allowed for a consumer to dispute and validate a debt because of the communication being mailed out only 9 days from the deadline of the legal time frame of 30 days of receiving a notice, which presents a false attempt for Paramount Recovery Systems, L.P. to manipulate and pursue for an unknown debt without any validation.

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Paramount Recovery Systems I received a collection notice dated May 22,2020 from Paramount Recovery Systems as well as Phoenix Financial Services during the first week of

I received a collection notice dated May 22,2020 from Paramount Recovery Systems as well as Phoenix Financial Services during the first week of June. On June 9, I mailed letters to both companies. In the letter to paramount, for account number ***, who has Cascade Capital Funding, LLC as the creditor and a balance due of $254.15, I specifically stated that I have not nor had I ever had an account with this company and disputed the validity of the collection. In the letter to Phoenix Financial Services, for account number ***, who has Tennessee Emergency Physicians PLLC listed as the original creditor, service date 06/17, and balance due of $103.19, I clearly stated that I did not claim ownership of that account and knew nothing about it. In the letter, they offered to "settle" for $51.60. I stated in my letter that I would be willing to "settle" the account for 30% of the balance, $30.96, and send the funds in within 10 days of receipt of something in writing accepting the offer. On June 25,2020, I received an alert on my credit monitoring accounts, that Paramount Recovery Systems had placed two collection accounts on my credit. This was very outlandish seeing that the notice Paramount Sent was not for Tennessee Emergency Services, it was for Cascade Capital Funding, which I have never heard of nor conducted any business with. The only thing I can think of is they are scammers are both working interchangeably. One states the collection opened date as 05/22, with an amount of $150.00 and lists Tennessee Emergency Physicians as the original creditor. The other has collection opened date of 05/21, with an amount due of $103.00 and has a balance updated date of 05/01. When I have called the number listed, it always goes to an automated system. I never received a response from this company regarding these bills. This company is in direct violation of several various state collection laws. I am attempting to make every effort possible to resolve this matter amicably through the Complaintsboard.com without pursuing legal action so that a more simpler resolution can be made. Both of these collection accounts need to be removed immediately from Experian and other credit reporting bureaus these erroneous collections have been sent to along with written verification mailed to me of such. The account numbers for both as listed on my credit report are CRMCCRXXXXXXXXXXXXXX.

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Paramount Recovery Systems My son, who just turned 24, is still on my medical insurance

My son, who just turned 24, is still on my medical insurance. While applying for a credit card, he found out he has a debt to Paramount Recovery, a debt collector, for medical procedures performed on January 16 and February 20 at the Chelsea Clinic in Norwich, CT. My son was not aware of this because he never received a letter or phone call to try and make arrangements to pay this amount due. I am responsible for my son's medical expenses, I also was never informed. I called Paramount Recovery Systems Monday March 23, and spoke to a very pleasant sounding individual, who explained these charges to me. I told her I would pay the charges in full ($877.41) using my Health Savings Account Visa debit card, and she said it is not the company's policy to accept this method of payment. I could pay by cash, money order, credit card, but not with a Health Savings Account Visa debit card. I explained this is the card I use for all medical payments, and she said it does not matter, this is the company's policy. I asked to speak to her supervisor, she transferred me to the supervisor's phone and I left a message on their voicemail. It was getting late in the day and I hadn't heard back, so I called again, this time speaking to someone different. I pretty much duplicated the conversation I had earlier with the first person I spoke with. This second person also transferred me to the supervisor's phone, and again I left a message. I noticed this supervisor was different than the first one because their voicemail message was different. Also, the first person I spoke to told me unpaid medical expenses go against the person's credit rating, which I found hard to believe, because I have been involved with MedConn and Arcadia collection agencies for medical expenses and they told me unpaid medical expenses do not go against the person's credit rating. I am skeptical of the type of business Paramount Recovery is. My method of payment for all medical expenses is with my Health Savings Account, but this is not allowed by them. I've never heard of such a practice. Today is Tuesday, March 24, and I still have not heard from them. My goal here is to 1) Confirm I actually owe this amount, that it is legitimate; 2) If the amount owed is correct, I'd like to pay it with my Health Savings Account; and 3) If this does impact one's credit rating, I would like to have this removed because there was never an attempt to ask for payment and this is impacting my son from obtaining a credit card. Please look into this for me at your earliest convenience. Thank you.

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Paramount Recovery Systems 7/7 @148pm MST I received a call (Rep

7/7 @148pm MST I received a call (Rep. ***) in an attempt for medical debt collection from Paullino Assets (another debt collection firm) regarding 2 ER visits on 3/12 and 5/5 both in the same amount of $656 here in AZ. I requested the doctors names listed in the dates, and the rep said it was not listed. Normally the doctors names are listed in these types of debt collection recovery. I explained to the rep that at the time and currently I am still receiving state medical AHCCCS and that this billing was taken care, I was ready to provide the rep the number to the state funded insurance billing and was told they would not be able to verify the debt because of HIPPPA, I did explain that taking over the debt (that had already been taken care of by the state medical insurance) and contacting me was also a violation of HIPPPA because my medical information had been sold to them without my Release of Information. The rep stated I could provide a receipt showing that the Bill's had been paid in full. I explained that it would not be a receipt but a medical billing ledger from United Healthcare My Community Plan-AHCCCS and I could email it after I contacted MYUHC and AHCCCS, as they will need to open their archives as this was over 7 years old. The rep said a receipt would need to be provided. There are no receipts when it comes to billing and patients have state funded medical insurance, there are also no copays. The state funded medical insurance plans cover everything in emergency room visits. I tried to to explain that to the rep, who provided me the email address, in addition the amount for both dates were exactly the same. It is not possible when billing in emergency rooms to have the exact amounts on different dates, as the treatments are not the same. I did apologize to the rep several times as I know that it is their expected job duties to collect a debt. But you cannot collect on something that was billed and taken care of by state funded medical insurance. I explained 3 years ago another company said the same thing when they contacted me and I let them know my insurance is still the same with AHCCCS they apologized and said they would remove my information. Noted to the credit companies this is not an outstanding bill/debt. In 2018 this was not on my credit report, after the call I checked my credit report and now it is. My credit has remained in good standing with only credit debt that I am working towards paying as I finish school, I have children on the spectrum and I work hence the state funded medical insurance. I tried to explain to your rep but they were not listening, I offered to even provide them my AHCCCS ID number

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Paramount Recovery Systems On October 1st, Paramount Recovery lists opening a collections account against me to the credit bureaus

On October 1st, Paramount Recovery lists opening a collections account against me to the credit bureaus. This was reflected in my November credit statements per Credit Karma. I was unaware this company even existed until they damaged my credit and potentially caused irreparable harm with a former employer. (1) I was unaware of the collection status prior to it impacting my credit score, as Paramount Recovery did not use the address and phone number supplied on the original debt, which is still the correct and accurate way to contact me. Rather, they wrote a letter to my former employer, who assumed it was related to my father's estate. I had to have an embarrassing conversation with my former employer, and may have ruined my opportunity to use that long term job as a reference as a result of Paramount's conduct. -I believe this violates both the required notification prior to reporting the debt, as well as contacting an employer. (2) This debt was already paid in full to a previous collection company. I have supplied a letter of satisfaction from the previous company to Paramount twice by email, which I was told was the only way to send it. They did not supply a fax number nor address to me. I have not received any acknowledgement of the email and have called numerous times to resolve this. I am always told there is nobody available that can help me. In fact, on 12/15, I was told there was a long wait of people for the supervisor and was discouraged from waiting on hold. However, the agent I spoke with then told me she just checked and the supervisor wasn't at the desk, so I'd have to leave a message. This indicated to me that it is the standard procedure to lie to consumers regarding supervisors. The agents have informed me they are unable to help in any way except if I wanted to negotiate a payment. -I believe this borders very close to extortion. Essentially, they have made it impossible to resolve this in any way except for offering them a payment. There are no channels for resolution, no acknowledgement of communication, just a demand for money. (3) In the course of attempting to resolve this debt, a Paramount agent took the issue even further by saying that they had another debt for me as well. This other debt they attempted to collect is passed the statute of limitations. I was given the sense that it was an offer that they would seize attempting to collect the debt I already paid if I paid a debt that was uncollectable. Essentially, again, the idea was that if I simply gave them money, it would go away. (4) After being unable to resolve this in a reasonable manner, I attempted to dispute this with the credit bureaus. On my most recent call, the agent told me she could see I had disputed it, and said that she wasn't sure how she could deal with it since I had filed a dispute. Given the continuing situation with Paramount, I took this to mean that they were further going to drag this out to punish me for filing the dispute. I assume it will be the same for filing this complaint. -I believe that it is unethical, and potentially illegal for a debt collector to punish me for taking actions to which I'm provided under FDCA.

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Overview of Paramount Recovery Systems customer experience

Paramount Recovery Systems has been receiving a considerable number of consumer complaints lately. The company's debt collection practices are claimed to be aggressive and harassing. Consumers have reported being contacted numerous times a day by Paramount's agents, who allegedly use abusive language and threatening tones. There have also been instances of false representations and unauthorized charges on consumers' accounts. The company's billing and payment processes have also been criticized for being confusing and opaque. Overall, Paramount Recovery Systems seems to have a long way to go in terms of improving its customer service and debt collection practices.
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Paramount Recovery Systems contacts

Phone number

+1 (866) 250-7007

Website

www.paramountrecovery.com

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