Rip off alert
Scott veerkamp is a member of angie's list...? I have filed multiple complaints against scott. Please take time to review the following information... Warning letter to scott veerkamp from the office of the indiana attorney general. Warning letter. Pdf (51 kb) scott veerkamp is the president of the franklin township school board and a member of the national association of realtors. Please ask scott to post a copy of his warning letter from the office of the indiana attorney general. In addition, please encourage scott to provide a written response to items 1-16 on this website.
Items 1-8 in group a: 1. I have documentation of a warning letter that was sent to scott veerkamp from the office of the indiana attorney general. 2. This letter was sent to scott in november of 2008. 3. Here are the questions I have regarding this letter: a. Is a warning letter supposed to be an example of how scott veerkamp was "exonerated" by the office of the indiana attorney general? B. Can scott post a copy of his warning letter for the public to review? 4. Please explain how a $1, 440 yield spread premium "protects and promotes the interest of your client." fyi: the federal government has banned the use of ysp. 5. Please explain how a $4, 799 yield spread premium "serves others first." this is in reference to your other client in wanamaker, in. 6. Please provide documentation that shows how you "protected and promoted the interest of your client" when you attempted to sell a $120, 000 property on a land contract with a "due on sale clause." 7. Please explain how you honored your fiduciary responsibility to your client when you made approximately $26, 000 on a $120, 000 property listed with remax central in your own neighborhood. 8. Please provide documentation that shows how you "did your very best" when you refused to conduct an open house on a property located "one block down the street" from the house you were living in. Items 9-16 in group b: 9. Apparently, $26, 000 was not enough money to justify scott driving "one block down the street" to conduct an open house on the $120, 000 property. 10. David worley used to work for scott veerkamp at remax central. Scott had an appraisal conducted on the $120, 000 property in response to my complaint. The appraisal was conducted by bill worley. Are david worley and bill worley related? 11. Scott refers to me as licensed real estate agent. I would like for scott to provide documentation that supports this statement. 12. Please explain why you removed my property from the multiple listing service after I filed my complaint with mibor. How was I supposed to sell this property if you refuse to conduct an open house? How was I supposed to sell this property if you remove it from the mls? 13. The national association of mortgage brokers stated it is not necessary to pay an application fee. Please explain how a $960 application fee keeps the interest of your client "first and foremost." 14. Namb says processing fees are a violation of their code of ethics because "they're generally not related to any actual service performed by a broker." please explain how a $500 processing fee "protects and promotes the interest of your client." 15. Scott ran an advertisement in christian phone book with the following statement: "we will do our very best to help you get the lowest possible interest rates at the lowest possible price." a. Please provide documentation that explains how a $4, 799 yield spread premium represents "the lowest possible interest rate." b. Likewise, please explain how a $960 application fee represents "the lowest possible price." 16. Isba code of ethics: please provide documentation that shows how you "met the responsibilities to your community" when you steered people into high cost loans. I look forward to a written response from scott veerkamp on items 1-16.
Scott veerkamp scam
Scott Veerkamp is a member of Angie's List...? I have filed multiple complaints against Scott. Please take time to review the following information...
Warning Letter To Scott Veerkamp From The Office Of The Indiana Attorney General.
Warning Letter.pdf (51 KB)
Scott Veerkamp is the President of the Franklin Township School Board and a member of the National Association of Realtors. Please ask Scott to post a copy of his WARNING letter from the office of the Indiana Attorney General. In addition, please encourage Scott to provide a written response to items 1-16 on this website.
Items 1-8 in group A: 1. I have documentation of a WARNING letter that was sent to Scott Veerkamp from the office of the Indiana Attorney General. 2. This letter was sent to Scott in November of 2008. 3. Here are the questions I have regarding this letter: A. Is a WARNING letter supposed to be an example of how Scott Veerkamp was "exonerated" by the office of the Indiana Attorney General? B. Can Scott post a copy of his WARNING letter for the public to review? 4. Please explain how a $1, 440 Yield Spread Premium "protects and promotes the interest of your client." FYI: The federal government has banned the use of YSP. 5. Please explain how a $4, 799 Yield Spread Premium "Serves Others First." This is in reference to your OTHER client in Wanamaker, IN. 6. Please provide documentation that shows how you "protected and promoted the interest of your client" when you attempted to sell a $120, 000 property on a land contract with a "due on sale clause." 7. Please explain how you honored your fiduciary responsibility to your client when you made approximately $26, 000 on a $120, 000 property listed with REMAX Central in your own neighborhood. 8. Please provide documentation that shows how you "did your very best" when you refused to conduct an open house on a property located "one block down the street" from the house you were living in.
Items 9-16 in group B: 9. Apparently, $26, 000 was not enough money to justify Scott driving "one block down the street" to conduct an open house on the $120, 000 property. 10. David Worley used to work for Scott Veerkamp at REMAX Central. Scott had an appraisal conducted on the $120, 000 property in response to my complaint. The appraisal was conducted by Bill Worley. Are David Worley and Bill Worley related? 11. Scott refers to me as licensed real estate agent. I would like for Scott to provide documentation that supports this statement. 12. Please explain why you removed my property from the multiple listing service after I filed my complaint with MIBOR. How was I supposed to sell this property if you refuse to conduct an open house? How was I supposed to sell this property if you remove it from the MLS? 13. The National Association of Mortgage Brokers stated it is not necessary to pay an application fee. Please explain how a $960 application fee keeps the interest of your client "first and foremost." 14. NAMB says processing fees are a violation of their code of ethics because "they're generally not related to any actual service performed by a broker." Please explain how a $500 processing fee "protects and promotes the interest of your client." 15. Scott ran an advertisement in Christian Phone Book with the following statement: "We will do our very best to help you get the lowest possible interest rates at the lowest possible price." A. Please provide documentation that explains how a $4, 799 Yield Spread Premium represents "the lowest possible interest rate." B. Likewise, please explain how a $960 application fee represents "the lowest possible price." 16. ISBA Code of Ethics: Please provide documentation that shows how you "met the responsibilities to your community" when you steered people into high cost loans.
I look forward to a written response from Scott Veerkamp on items 1-16.
Jim Bruggenschmidt
NAR: Predatory Lending Information
http://www.zimbio.com/Exposing+Scams/articles/15VN_4Q6HLA/NAR+Predatory+Lending+Information
Center for Responsible Lending: Seven Signs of Predatory Lending
http://www.zimbio.com/Exposing+Scams/articles/AKevJQHWOKO/Center+Responsible+Lending+Seven+Signs+Predatory
Center For Responsible Lending: YSP document...
http://www.responsiblelending.org/mortgage-lending/research-analysis/ib-ysp-110507-final.pdf
CRL and Equity Theft:
http://www.responsiblelending.org/mortgage-lending/tools-resources/ib011-YSP_Equity_Theft-0604.pdf
Jeff Merkley and Yield Spread Premium:
http://merkley.senate.gov/newsroom/press/release/?id=A09C6A80-537A-4EB1-83C5-31925F046B6F
Warning letter to Scott Veerkamp:
http://jmb27.posterous.com/warning-letter-to-scott-veerkamp-from-the-off
Scott refuses to drive (one block) to conduct an open house:
http://jmb27.posterous.com/scott-veerkamp-refuses-to-conduct-an-open-hou
Scott Veerkamp owes money:
http://jmb27.posterous.com/excessive-interest-rates
Lousy big deal
The big deal works like this: you get an email from Angie's List with a discounted service (tree trimming, carpet cleaning, .etc).
If you like the offer, you sign up for the coupon and the price (discounted) is paid for with your credit card (on file as you have to renew their membership periodically).
Most coupons have a 90-120 window for use. What they don't tell you is there is a 30 day window to get your money back from Angie's if you change your mind about the service (buried in the fine print on the website). After that, any money for coupons not acted upon (apparently) are sent to the business.
So for a coupon at with 100 people taking an offer, 50 actually got the service (good), 30 people decided on a refund in 30 days (good), and the rest (20) lost their money as this was residual paid to the business. In short, free money for the business.
No where on the coupon does it spell out these details and the user is left thinking that he or she has the full 90-120 days to either redeem the coupon or get the refund.
The "BIG DEAL" works best if it's a coupon with a single price for a service, say $100 vs. $200 for duct cleaning. It's worst for a $200 savings for a service.
In my case I finally got the estimate for the service (within the 4 month window) but found it way too high and I've been trying to get my money back ever since. To no avail.
Angie's list requires one to sign a contract that they can deduct their fee forever unless you remember to cancel. And, they give very specific information about canceling, including by what time of day you can cancel, and the date. The part that I was particularly appalled about was that you agree that even if you cancel the credit card that you gave them to take money from, they have the right to use a service that will find out your new or other credit cards and that you agree that they can continue deducting money from your account.
Ever since I lost >$2000 from one of these "noncancelable" memberships, I will never sign up to anything that self-renews.
The contract they have you sign is very long and complex and includese fees of at least $10, 000 if you don't follow their instructions exactly about telling someone about their information.
It may be legal, but I want nothing to do with it.
Everything about this SCREAMS "Don't Do It". They only care about lining their own pockets, not helping the consumer! After checking into it, and talking to some of their actual customers who told me that there are some contractors who actually pay people to falsify testimonials to inflate their ratings. IMO there are too many ways in this type of system to scam the system...
In one line: Don't take the "BIG DEAL" unless you know the following: The big deal works like this: you get an email from Angie's List with a discounted service (tree trimming, carpet cleaning, .etc). If you like the offer, you sign up for the coupon and the price (discounted) is paid for with your credit card (on file as you have to renew their membership periodically).
Most coupons have a 90-120 window for use. What they don't tell you is there is a 30 day window to get your money back from Angie's if you change your mind about the service (buried in the fine print on the website). After that, any money for coupons not acted upon (apparently) are sent to the business. So for a coupon at with 100 people taking an offer, 50 actually got the service (good), 30 people decided on a refund in 30 days (good), and the rest (20) lost their money as this was residual paid to the business. In short, free money for the business. No where on the coupon does it spell out these details and the user is left thinking that he or she has the full 90-120 days to either redeem the coupon or get the refund.
The "BIG DEAL" works best if it's a coupon with a single price for a service, say $100 vs $200 for duct cleaning. It's worst for a $200 savings for a service. In my case I finally got the estimate for the service (within the 4 month window) but found it way too high and I've been trying to get my money back ever since.
The fact that you have to PAY to look at a list of consumer reviews is morbidly insulting. I will NEVER use this service. Absolutely ridiculous!
I thought I was getting reviews from Santa Fe, but I was getting reviews from my old zip code Miami. When I finally read the reviews from Santa Fe, two of them were the same, WORD FOR WORD as the reviews in Miami. The reviews were NOT written by customers. I canceled my subscription immediately.
The blonde guy in the corny sweater on the TV advertisement that talks in that barely comprehensible mumbly voice was enough for me to know this outfit was probably bogus.
They are constantly bombarding their members with garbage "offers" coupons etc. It really is like paying a monthly fee for the privledge of being added to someone's junk mail list. And as if online email junk was not enough, you start getting garbage couplon books in the US Post as well. Junk, junk, and more junk. All you wanted was to find a decent plumber.
Stay away
Angies List is a for profit business that attempts to give reports on good expereinces and bad experiences on business's around the US.
Angies List advertises that, companies do not pay to be listed on our service, consumers do.
BUT,
Nothing stops business owners from paying for the service and writing something positive about their own business..
How do consumers know that the person posting something positive about the business does not have financial gain from doing so?
Angies List is a for profit business that attempts to give reports on good expereinces and bad experiences on business's around the US.
Angies List advertises that, companies do not pay to be listed on our service, consumers do.
BUT,
Nothing stops business owners from paying for the service and writing something positive about their own business..
How do consumers know that the person posting something positive about the business does not have financial gain from doing so?
If you want to do a more detailed background check on business, I reccomend going to the Better Business Bureau.
I agree with stay away from Angie's List. I'm a small business owner who has never agreed to part of Angie's List but had a customer that posted a positive review and with just that it put us on there list without any options. I found out that we had two other reviews about our company that was posted on AL that I haven't done business with, one positive and on negative. After a long ordeal and dealing with Angie's list CSR I would say that there business is really flawed and can hurt a small business. Something should be done about this as that one bad posting could of cost us who knows how much business. What keeps a bad business from posting good reviews to booster there ratings? NOTHING, so it is BOGUS flawed business model. We never wanted to be a part of Angie's list social media process and feel like we are being forced to be a part of it now. Something should be done about this.
agree with the statement = stay away, i know for a fact that they will let unlicensed contractors post on there site. AirServe is the worse. they only have a business license, no contractors license for the heating and air conditioning work they falsely advertise as being licensed for. what a joke.
Yes, I business can and sometimes do write reviews to enhance their own reputation, but this is not the norm for most businesses, unless they are trying to counteract a lot of bad reviews, which make their attempts terribly obvious. If this is your only complaint about Angie's List, they must be doing OKAY.
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Sounds like someone is pissed because they can’t unload their house that is reminiscent of a crack den. Instead of facing the truth that your house sucks and nobody wants it, it is just easier to blame the realtor.