Alleviate Financial Solutions review: Alleviate Debt Consolidation used my debt settlement payments for their gain.

Since September 2025 we were experiencing hardship paying our credit cards, though many were in good standing, we had over $42k in debt. After talking to Alleviate, they proposed to contact our creditors and negotiate a payment plan to lower our debt so we can pay them off within 5 years. They told us they charge a flat rate of 25% for what we believe was the negotiated amount. However in one year, they have collected over $7000 and on two $600 debts were paid. The major creditors have yet to be negotiated. They also did not tell us that our credit score was going to suffer by using their program. I called to cancel their program and have them refund us for the bills that were not paid and they sent us a check for $150. We are senior citizens with a limited income and they in my opinion took advantage of us.

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