Affordable Financials
reviews and complaints

Yo, let me tell you about my experience with Affordable Financials, aka cpnandcreditrepair.com. I ain't even gonna lie, I didn't do my research on Jeannie before I gave her my business. I just stumbled upon her website while I was looking for a specific service. But let me tell you, I'm glad I did.

I filled out the info she asked for and got an email from her saying she got it. I sent her the money within 24 hours, but I didn't get the email with what I wanted within 24 hours like I thought I would. So, I hit her up and was like, "Yo, did you bamboozle me?" But she hit me back in less than 10 minutes with not only a response, but the thing I bought (it was verified, too). I felt bad for assuming the worst and apologized like three times. But she was cool about it and thanked me for being a customer.

Jeannie Kearns is the real deal, y'all. She's diligent, prompt, and professional. She came through for me when I needed her, and I appreciate that. So, if you're looking for financial services, hit up Affordable Financials. Jeannie's got your back.

I have to say, I was really disappointed with my experience with Affordable Financials (cpnandcreditrepair.com). I fell for their promises and ended up getting strung along for almost a year. The woman I was dealing with knew exactly what to say to keep me hooked - she would make excuses about her family or her kids, and I would relate to her and believe her. But in the end, it was all just a bunch of lies.

I begged her to finish my file so that I could get a place to live and take care of my children, but all I got were more excuses. As a woman, she knew exactly how to prey on my natural instincts and emotions to keep me hooked. Looking back, I can see that it was all just a scam, and I was desperate for anything that would help me and my kids escape from a violent situation at home.

Unfortunately, I never got my money back, and she stopped responding to my messages. It's really frustrating to think about how much time and money I wasted on this, but I hope that by sharing my experience, I can help others avoid falling into the same trap. So if you're thinking about using Affordable Financials, my advice is to run as fast as you can in the opposite direction. Don't make the same mistake I did.

I can't believe how some people can be so dishonest and take advantage of hardworking individuals. Affordable Financials (cpnandcreditrepair.com) is a prime example of this. At first, they seem like they're the perfect solution to all your financial problems. They respond quickly to your messages and emails and make all sorts of promises. However, as soon as they receive payment, everything changes. They become unresponsive and make all sorts of excuses about family situations and whatnot. It's clear that they're just trying to scam you out of your hard-earned money.

The worst part is that they're so convincing. They have the sweetest talks and make all sorts of false promises. It's only after you've paid them that you realize that everything they said was a lie. If you make the mistake of paying for anything, don't expect to get a refund. They'll do everything in their power to keep your money, even if it means ignoring your messages and emails.

I wish I had done more research before deciding to do business with Affordable Financials. It's clear that they're nothing but a scam artist. If you're thinking about using their services, I highly recommend that you look elsewhere. Don't make the same mistake I did. Save yourself the time and money and find a more reputable company to work with.

I recently had an experience with Affordable Financials (cpnandcreditrepair.com) and unfortunately, it was not a positive one. I had heard good things about their services and decided to give them a try. However, I quickly realized that this was not the case.

I paid for a sweep and chexsystems and EWS removal, but I never received any proof of disputes with Cs or EWS. Jeannie, the person in charge, created an experian account and proceeded to do disputes online, but I could have done that myself. I was disappointed that I didn't receive any updates or progress reports on my credit repair.

After a month had passed, I still hadn't received any response from the bureaus. I have done credit repair before and I know that I should have received something in the mail by now. I was frustrated and felt like I had wasted my money.

When I reached out to Jeannie about my concerns, she gave me excuses and made promises that she didn't keep. I felt like she was just trying to steal my money and didn't care about helping me improve my credit score.

I was lucky enough to get my money back from her scamming $#*!. I know that I am not the only one who has had a negative experience with Affordable Financials. I would advise others not to waste their money on their services.

In conclusion, I would not recommend Affordable Financials (cpnandcreditrepair.com) to anyone looking for credit repair services. Jeannie is a fraud and only cares about taking people's money. Don't fall for her lies and excuses.

I recently had an experience with Affordable Financials, specifically with Jeannie, who I paid for two aged primary packages for two of my clients. At first, Jeannie was very persistent in contacting me for the payment, calling, texting, and emailing me continuously until I finally sent the money in. However, after that, her response time lagged and I had trouble getting updates from her.

After the fact, I read some reviews about Jeannie and Affordable Financials, which made me concerned about the legitimacy of the services. I decided to ask for a refund, but Jeannie contacted me and begged me not to believe the negative reviews. I asked her to sign a contract stating that I would be entitled to a refund if the lines did not post, but she did not respond.

I continued to check in with Jeannie for updates, but she told me on more than one occasion that it was too early to hear anything. Now, it has been past the 30 business days as stated on the contract, and I have been trying to contact Jeannie through text and email with no response.

I am very frustrated with this situation and plan to take action by sending all documents to my bank and Zelle to have her account flagged. I may also press charges against her if I do not receive my money back.

Overall, my experience with Affordable Financials has been disappointing and I would not recommend their services to others. It is important to do thorough research and read reviews before making any financial decisions.

I gotta say, I gave Jeannie over at Affordable Financials a shot back in January. At first, she was all over responding to me and getting things sorted out. But after I paid her, things started to slow down. I tried to get in touch with her multiple times, but it seemed like she was always out of office for some reason or another. I even read some reviews about her after the fact and started to get worried.

I asked for a refund a bunch of times, but it's now September and I still haven't seen a dime. She's given me all sorts of excuses - family issues, a death in the family, even trying to convince me that I had the same name as another client and she was confused. It's been 9 months and I haven't seen any services rendered. This isn't the first time she's taken my money either - the first time I thought maybe I was wrong, but now I'm sure she's just a fraud with no integrity or morals.

Honestly, I hope she gets caught and charged for her misconduct. It's not right to take people's money and not deliver on your promises. Jeannie, if you're reading this, just know that we're onto you.

I gotta say, I've been seeing some pretty harsh reviews about Affordable Financials (cpnandcreditrepair.com) lately, and I just don't get it. People are so quick to jump to conclusions and spout off their negative opinions without really giving this company a chance. I mean, I came to them for credit repair and was hesitant to give out my SSN, but instead of pressuring me into it, they actually showed me how to fix my credit myself without charging me a dime. That's pretty darn cool if you ask me.

I've seen a lot of people complaining about the time frames and not getting immediate responses from the company, but come on people, what do you expect? Big companies take forever to get back to you, and they have way more resources than Affordable Financials. Plus, they have other clients to attend to. It's just common sense.

Honestly, I think this company is amazing. They went above and beyond to help me out, and I really appreciate that. I mean, how many other companies out there would offer something for free like that? Not many, I can tell you that. So, to all the haters out there, you should be ashamed of yourselves for writing such negative things about this company. They deserve way more respect than that.

A little while back, I had a run-in with Jeannie from Affordable Financials (cpnandcreditrepair.com). She asked me and the guy who referred me to her to take down a comment I made on here, or she wouldn't do my order. I didn't think much of it at the time, but now I'm regretting it. Even though I had good credit scores, I didn't get my loan, and we've been waiting for weeks for an answer. It's frustrating because Jeannie keeps leading you on and on, and it feels like you're never going to get anywhere.

Looking at all the emails this guy sent me between him and Jeannie, you'd have pages of emails asking for refunds and wondering when things were going to happen. I wouldn't give a single red cent to this business if I were you. The guy who referred me to her is even pressing charges against her, and I don't blame him. I gave her my bank information, social, and address, and now I'm regretting it.

I went to the person's house who suggested her, and he had nothing to say. All he could do was apologize because he knows this is messed up. Don't waste your time with this because she didn't deliver anything, and not a single dollar of my money has been returned.

I saw someone else commented below with her info, but I wouldn't trust it. Stick with a reputable company that you know will deliver what they promise. Don't make the same mistake I did.

I had a really bad experience with Affordable Financials (cpnandcreditrepair.com). I wish I had done my research before I paid for their credit repair and restoration services. It's been over 18 months and they still haven't completed the work they promised me. They even lied about refunding me. I strongly advise you to stay away from them!

Affordable Financials made a lot of promises, but they didn't keep most of them. I can only think of a few promises they actually followed through on. And when they did, they always promised more things that they never delivered. They kept telling me they had a lot of customers and couldn't respond to everyone. But if that's the case, why do they keep advertising and taking on more customers when they can't even take care of the ones they already have?

I'm still waiting for my credit repair and restoration service to be completed, even though I paid for it over 18 months ago. And they promised to refund me, but I never received the refund. I even submitted complaints to the Better Business Bureau and the Consumer Financial Protection Bureau, but Affordable Financials never responded. And when I tried to serve them with small claims court paperwork, they were nowhere to be found.

Overall, I had a terrible experience with Affordable Financials. They made a lot of promises they couldn't keep, and they didn't deliver on the services I paid for. I strongly advise you to find another credit repair and restoration service.

There's a lot of free information on Affordable Financials (cpnandcreditrepair.com), and what's even better is that when you ask a question, you get a real answer. Not the answer you want to hear, but the truth. For example, I asked if I could get a loan for 100k, and the answer was no. Instead, I could get a couple of loans for 20k, but I would need to pay almost $450 a month per loan. That's the kind of honesty that's hard to come by in this business.

I was surprised when I spoke to her on the phone because she talks just like she writes. It's refreshing to find someone who is straightforward and not full of it. I read all the reviews before contacting her, and they all seemed to complain about the same thing. It's like people are trying to blame her for their life mess ups instead of taking responsibility for their own actions.

But I decided to contact her anyway, and I'm glad I did. She taught me so many things without one mention of money. She even told me I didn't have to spend what I had wanted to spend in the first place. What company does that? Maybe 3 out of 1000, if that.

So take the time to talk to her yourself before making any judgments. She has changed my perspective on my credit without charging me one penny. Kudos to her!

So, I gotta tell ya, I had a pretty bad experience with Affordable Financials (cpnandcreditrepair.com). I stumbled upon Jeanine's website and was pretty impressed, but unfortunately, I ended up getting scammed out of $250. I had some questions and sent some emails, which were answered pretty quickly. Jeanine even followed up with me when I took too long to respond. But, after I paid the $250, things went downhill. I haven't been able to get what I paid for and I've asked for a refund multiple times with no response. It's a real bummer and I'm not the only one who's had this experience. I'm gonna have to take this up with my bank and other sources to try and get my money back. I really hope Jeanine gets caught soon and stops scamming people. It's just not right.

I gotta say, I'm not too impressed with Affordable Financials. I mean, I know some folks have left some glowing reviews, but I gotta wonder if they're just friends or family of the owner. 'Cause let me tell you, my experience was not great.

I was really in a bind and needed some help with my credit. I reached out to Affordable Financials and they seemed nice enough at first. But then, when it came time to actually deliver on their promises, they just disappeared. And they took my $250 with them!

I was so frustrated and angry. I mean, I really needed that money and I trusted them to help me out. But instead, they just took advantage of me. And to make matters worse, they even tried to scam one of my family members too! Thankfully, he was smart enough to see through their lies and didn't fall for it.

So yeah, I wouldn't recommend Affordable Financials to anyone. They might seem sweet and personable, but don't be fooled. They're just liars and thieves. If you want to save yourself some trouble, just run in the other direction. Trust me, you'll be better off.

Affordable Financials (cpnandcreditrepair.com) is a company that I recently had the pleasure of working with. At first, I was a bit hesitant to trust them because of some negative reviews I had read online. However, I decided to give them a chance and I am so glad that I did.

The person I worked with, Jeannie, was very helpful and responsive. She was able to answer all of my questions and address any concerns that I had. I was impressed with how quickly she was able to get back to me, even during busy times.

I was also pleased with the services that Affordable Financials provided. They were able to help me with my credit repair and get me on the right track financially. I noticed a significant improvement in my credit score after working with them.

Overall, I would highly recommend Affordable Financials to anyone who is looking for help with their credit or finances. They are a trustworthy company that truly cares about their clients. Don't let the negative reviews scare you away - give them a chance and you won't be disappointed.

However, I did notice a couple of spelling and grammar errors in their communications with me. It wasn't a big deal, but it did make me question their attention to detail at times. Additionally, there were a few instances where they used slang phrases that I didn't quite understand. But overall, these were minor issues that didn't affect the quality of their services.

In conclusion, if you're looking for a reliable and affordable financial company, give Affordable Financials a try. They may not be perfect, but they are definitely worth considering.

I gotta say, my experience with Affordable Financials (cpnandcreditrepair.com) was not a good one. I gave them $950 on behalf of my client, and then they just disappeared on me. I tried emailing them over and over again, but I never got a response. It was like they took the money and ran.

I was starting to get really worried, but then something strange happened. Out of nowhere, I got a cash app request from Affordable Financials. But get this - it wasn't even meant for me! It was for someone else entirely. That's when I knew for sure that they were ignoring me on purpose.

I had to give my client a refund and it was a huge headache. I'm still trying to repair my reputation after working with these guys. I wouldn't recommend them to anyone. They're just a bunch of scammers and liars. Don't waste your money on them!

I recently had an experience with Affordable Financials, also known as cpnandcreditrepair.com, and I must say that I was quite disappointed. I had heard about their services from a friend and decided to give them a try. However, my experience with Jeanne, the person in charge, was not a pleasant one.

As a broker, I had referred some clients to her and she promised to deliver on her services. However, after receiving payment, she kept giving excuses and never delivered on her promises. This led to me having to give refunds to my clients, which was quite embarrassing and frustrating.

What's worse is that this is not the first time she has done this. I later found out that she has been scamming people for years, and I regret not doing my research before trusting her. It's quite sad that there are people out there who take advantage of others for their own gain.

I had sent her $1400 via Zelle, and I never got my money's worth. I would advise anyone thinking of using her services to think twice and do their research before making any payments. It's not worth the risk.

In conclusion, I would not recommend Affordable Financials or cpnandcreditrepair.com to anyone. Jeanne is a liar and a scammer, and I hope that others can learn from my experience and avoid falling into her trap.

I gotta say, I had a pretty rough experience with Affordable Financials (cpnandcreditrepair.com). I mean, I get it, things can take time, but after hearing excuse after excuse, I was starting to lose my patience. And then she hit me with the "novation contracts" line. I mean, come on, if I'm signing a contract, shouldn't I be aware of it?

And don't even get me started on the refunds. Sure, she might offer it, but I wouldn't hold my breath. And as for replacements or posting, forget about it. It's been months since we purchased her packages for our clients and not a single one has been reported since July 4, 2020. And it seems like we're not the only ones waiting for her to deliver on her promises. I've seen reviews from people who have been waiting for years.

Honestly, I think someone needs to shut her down. It's just not right to keep stringing people along like this.

I recently had an experience with Affordable Financials (cpnandcreditrepair.com) that left me feeling disappointed and frustrated. After receiving several emails from the company, I decided to take a chance and send them $175. Unfortunately, it turned out to be a scam and I haven't heard anything back from them. After reading other reviews, it seems that I'm not the only one who has fallen victim to this scheme. It's concerning to me that I work in the tracking field and yet I still fell for this.

One of the first red flags was the phone number that was provided to me. I should have trusted my instincts and not gone through with the transaction. However, I was referred to the site by someone else and thought it was a legitimate business. It's frustrating to think that someone would take advantage of others in this way, especially during these difficult times.

I'm planning on taking action and reporting this to law enforcement. It may only be $175, but it's the principle of the matter. No one should be able to get away with scamming others out of their hard-earned money. I hope that others will be cautious and do their research before sending money to any company or individual online.

Overall, my experience with Affordable Financials (cpnandcreditrepair.com) was a negative one. I would not recommend this company to anyone and urge others to be cautious when dealing with online transactions. It's important to protect yourself and your personal information at all times.

I had a really bad experience with Jeannie from Affordable Financials (cpnandcreditrepair.com). I trusted her as a broker and gave her all the information she needed to help me out, but she ended up ghosting me or giving me excuses when I asked for updates. I even had to refund some money because she never delivered on the orders I placed. It was really frustrating and embarrassing because I had recommended her to others.

I have to admit that the other reviews about her are true. She seems really responsive and helpful at first, but as soon as she gets your money, she disappears or gives you the runaround. I don't think the positive reviews on her website or in her emails and texts are genuine. They're probably fake and meant to trick people into trusting her.

I just want to warn others not to fall for her tricks. She's a scammer and you'll regret doing business with her.

I recently decided to give Affordable Financials a try and paid $375 for a credit sweep and business credit lines. Unfortunately, it has been three months and I have not heard anything back from them. I was told that my files would be stored in a one hub, but there has been no activity since I made my payment. The only time I have heard from Jeanne, the representative I spoke with, was when I initially made my payment and then once or twice when I reached out to inquire about the lack of progress. However, in the last few months, I have not received any response from her.

I am extremely disappointed with the lack of communication and progress from this company. I have requested a refund since nothing has been worked on, but I have not received any response. It is frustrating to see that this company violates so many CROA laws, and I am now unfortunately having to get my attorney involved.

Overall, my experience with Affordable Financials has been a complete waste of time and money. I would strongly advise anyone considering their services to go to a reputable credit repair company instead. It is important to do your research and choose a company that is transparent and follows all legal guidelines.

I recently had an experience with Affordable Financials (cpnandcreditrepair.com) and I have to say, I was extremely disappointed. I did my research and thought I had found a legitimate company to help me with my financial needs. However, I quickly realized that I was wrong.

The website was fancy and well-crafted, but it was all just a facade. I ended up sending $700 of my client's money to this company and received absolutely nothing in return. I tried emailing and calling, but all of my attempts went unanswered. It's unbelievable that someone would purposely set out to steal money from people who trust them.

It's a small world and the internet is not as safe as we think it is. I can only hope that this person will be caught and held accountable for their actions. In the meantime, I had to file a dispute with my bank to try and recoup my funds.

I urge anyone who is considering using Affordable Financials to think twice. Don't make the same mistake I did. It's not worth the risk.