Cash Advance USA review: Bogus Collections - Scammers!!! 446

I RECEIVED A CALL TODAY AT MY JOB STATIN THAT I OWE SOME MONEY FROM US CASH ADVANCE ..I HAVE NEVER RECEIVED ANY MONEY FROM THIS COMPANY. AND THEY CALLED ME ON MY JOB NUMBER. THIS IS HORRIFYING AS MY JOB RECORDS ALL THE CALLS COMING IN..THE NUMBER WAS [protected]. I TRIED CALLING BACK AND ITS ASKING FOR A PIN NUMBER ..CANT GET THRU..HOWEVER MY JOB HAS THEM ON TAPE. THERE BETTER BE NO IDENTITY THEFT AS I AM THE ONLY ONE WORKING AND I JUST DID BANKRUPCTY A COUPLE OF YEARS AGO. TRYING TO GET BACK ON MY FEET. THIS IS DEVESTATING...OH AND THE ACCENT SOUNDED FROM INDIA OR THAT NATURE. I HOPE THEY GET CAUGHT AS I AM WILLING TO PRESS CHARGES.

I too have been getting calls from these scammers. I just want to put this out there for everyone that you should NEVER EVER confirm your social or personal information with ANYONE unless they can provide proof in writing who they are and their legal right to collect a debit! I have been researching this and everything I have found says this is a complete and utter scam! The FTC and BBB released a statement saying that they believe the information this "company" obtained was through a security breach. First of all, any legit company is NOT going to deny you the appropriate documentation on a loan you supposedly have... that's illegal. Also, they CANNOT misrepresent themselves--and it's clear to me they change their "name" quite frequently. The most frequent name I've found that they use is "Cooper Law Firm". I will add as well that it is ILLEGAL to threaten people the way they do. It is against FTC regulations to threaten jail to someone or to tell them they will start calling their work and they will be fired. They do these things to scare people into getting their information quickly. Unfortunately, I can't seem to find any legit addresses for these [censor]--the number they call me from is international and it shows as [protected]. I found the following advice in my research yesterday and wanted to share it with all of you:

The information you have provided is very similar to other complaints we have received, which also involve attempts to collect Internet payday loan accounts by persons/entities that do not properly identify themselves; making empty threats of legal action or threats of criminal prosecution in order to intimidate consumers into giving out their banking information to collect payment. This type of illegal debt collection activity has been occurring for some time. An August 2008 ABC News article on the issue is attached.

We suspect that the people that called you are not "a law office." As odd as it may sound, it would be a good thing if any of these "lenders" would bring a legal action; then we would at least know who we're dealing with. In either case, there is no lawsuit; they are just trying to "phish" for your personal banking information through intimidation.

We suggest that you tell the caller that they will get no information or payment from you unless they provide you written evidence of the alleged debt and properly identify themselves and their authority to collect the alleged debt. If they continue to call, continue to terminate the call, or just set down the phone and walk away. Let them rant all they want to; eventually, they will realize you're not going to give-in to their scam.

Since this group apparently has some personal information about you, you may want to file a fraud alert with the major credit bureaus: www.equifax.com, www.experian.com and www.transunion.com, and, perhaps, file a report with the Wisconsin Office of Privacy Protection (http://privacy.wi.gov); but before you do that, you may want to first get your free credit reports to see if there is any unusual information or activity there. All consumers are entitled to receive one, free credit report from each of the bureaus, once every 12 calendar months. If you have not yet used this process, or you did so more than 12 months ago, you can get your free report at the website specifically set-up for this process: www.annualcreditreport.com.

If you ever did have a payday loan, we may be able to track the lender and find out more about who may be calling you. If you have taken a payday loan on the Internet before, please give us the name(s) of the lenders and/or the web site address, as that information could also be helpful. If you kept a copy of the loan agreement, you may forward a copy for the file, if you wish.

Here is information we found for the "940" number you report as the caller's number:

Search Date: Monday, March 29, 2010 8:12 AM
Phone Number: [protected]) 580-2411
Line Type: Landline
Phone Carrier: Level 3 Communications, Llc - Tx
City: Gainesville
State: TX
County: Cooke
Latitude: 33.6300
Longitude: -97.1400

We are not able to locate information on the existence or location of a company named "Cooper Law Firm" out of Gainesville, Texas.

We note that you have already filed a report of this experience with the Federal Trade Commission.

You may want to contact Level 3 Communications, LLC http://www.level3.com/index.cfm?pageID=235 and file a complaint there, too, as well as with the Texas Attorney General http://www.oag.state.tx.us/agency/contacts.shtml, and with the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx.

Sincerely,

Kathleen Hanna, Compliance Officer
Department of Financial Institutions
Bureau of Consumer Affairs
P.O. Box 8041
Madison, WI [protected]

I am following every step in this above statement. I have already filed a complaint with the FTC. Last night I contacted each credit burue and put a fraud alert on my credit report. I recommend everyone else in this forum do the same. You can file a complaint by going here: https://www.ftccomplaintassistant.gov/

Also, I talked to the FBI and they told me to have my phone company immediately block the number. Most phone companies will do this for you. You can also file a police report in addition to the other things I mentioned.

I got these calls. I called my bank and they told me to call Trans Union Credit Bureau and put a fraud notice on my social security number [protected]). It's free and they register it with the other 2 credit Bureau's. Then she told me I should close my bank account, because those a-holes had all the info they needed to loot it.

Don't let them scare you, they are FULL OF IT!

I just got a call from a man stating that i didnt pay a loan back. I know for a fact i have only took aut 2 payday loans and I paid both back. This man with a thick indian accent called my job and told me they would take me to court if i didnt pay them their money back and the loan company was us cash advances and ive never took money from them. This is crazy, because im young and i was going to fax over my info, but thank God these post are up. Im not faxing him anything. What should i do and who should i call to report these crazy [censor] people?

Thank you all for posting your experiance with theses scam artist. I received a call this am 6/29/10 on my work phone ext and yesterday 6/28/10 on my cell phone. I have done PD loans before and I have also paid them back. I owe no more so when I called back this am I was told the amt I owed 611.00 and to write a letter with my last 4 SS# and my name giving auth to take care of this debit. Several Months ago they contacted one of my bestfriends that I used as a ref and asked her if she knew my where abouts? This is not only nerve racking it is scarry to speak to some stranger in the US let alone from another country that you don't know that has your personal info... I feel raped... JUST BECAREFUL WHAT YOU APPLY FOR ON LINE BECAUSE IT LOOKS LIKE EVEN THOUGH THEY SAY ITS A SECURE SITE MAYBE THEY ARE NOT SO SECURE AFTER ALL. OTHEWISE PEOPLE THAT ARE COMPLETE STRANGERS TO US WOULDN'T HAVE ALL OUR PERSONAL INFORMATION.

go to this site people and register your cell and home number.

https://www.donotcall.gov/

few days from now they can not call you for 5 years

I have been called a couple of times from a person whom says they are from the legal dept. of US Cash Advance and I am in default of a payday loan with them. The company I have used have never heard of these people. This Indian/foreign accented person identified himself as Raymond Scott and I needed to get a prepaid Debit card to pay back $723.00 immediately or I would be taken to court and could end up with charges as high as $5000.00 if I did not get this matter settled. He said I needed to fax him a letter stating: "I -------- with my last 4 digits of my SS#----, agree to pay $----.00 on --/--/--, with a prepaid visa card and I authorize the Company, US Cash Advance to take care of these payments. I will not dispute this matter in present or in future."

My Signature

I was to fax this to him, then call on this phone number, [protected] and tell him I faxed it. HE EVEN HAD ALL MY PERSONAL INFO. When I hung up, I called the *69 and it was a total different name. I called the SS# Fraud Alert and was given a number for Homeland Security and spoke to an agent who said they were trying to find these people who are doing this and that it is a scam and DO NOT SEND THEM ANY MONEY! He said they are somehow getting personal information off the internet and scamming people into paying them money they are told they are owed. I am expecting another call since I did not fax anything to Raymond Scott, I was told to tell him I have reported him to the Homeland Security for fraud and it is being investigated. DO NOT SEND ANYBODY MONEY UNLESS YOU HAVE CONCRETE PROOF YOU OWE IT.

I just received the same phone call today, June 23, 2010. Plus they called my brother and my daughter. When I called from my home phone the first time they said "to call back in 15 minutes that everyone was on a tea break"...what company says that. Well...they called me back and answered then they hung up then called back. They proceeded to tell me everything that they have been telling everyone else. So when I began telling them that I did not have an advance through them that this was very obvious it was fraud he began to get rude and hung up. Thank you all for posting you comments.

I just got a phone call from them claiming to be a one samuel baxter same story. I going to arrested if I don't pay them "cash advance usa" but wouldn't give me a number or any other info regarding the so called loan. I asked for a supervisor and got a one justin langer. Same story no info and tried to run down info cut him off he hung up. Will be harrashing them now!

Hi,
I just got a call from them as well yesterday and today again. Their names are Misty Evans and Mark they have heavy indian accent. They said I took out a loan few months ago in the amount of 300.00, but I told them I don't remember anything about it so they told me that they will bring me to the court unless I' am willing to settle the matter outside the court. I asked her what company and she said it is US CASH ADVANCE so I told her that I will need to call US CASH ADVANCE first then she said I don't need to call them. So when I agreed that I go ahead pay the loan from 300.00 to 503.00 then she asked me to fax a letter that I agree on paying the amount which I should include a copy of my SSS, ID and signature and the fax number was [protected]. The payment method she wanted me to use is prepaid visa card. The number she gave me to call her back was [protected] so when I decided to call her back it was a voicmail. Today I tried calling that number it was not ringing at all. When I tried calling the fax number it was a automated voice that telling you how to set a voicemail.

Thank god I made my research online and found this webpage. My husband told me not to entertain them at all. I am just so mad and I hope they get caught. My husband told me to call the better business buraeu which I will.

Well, they are back at calling me again. This time from a new number. [protected]. I have not called them back yet because I really don't want to get into a yelling match again with people who have so much personal information on me. I have reported them to the FTC and the FBI. I will report them to the Attorney General in CA as well. Can't wait until they finally stop calling me.

I rereceived a call from my Super. today stating these people were inquiring as to when will I be returning to work. Hector Boyd (Indian accent) told her he was US Federal Agent with federal charges pending on me. He stated that I contact them immediately. I somewhat afraid and puzzled did. Hec was out for lunch and I was told to call back in 30min. I called back but no Hector just "Robert". He gave me the same threats as everyone else and was real nasty when I challenged him. I reported this to the proper authorities. I don't know but it seems these [censor] may have gotten a lot of innocent Americans with this scheme. Lets hope the FEDS can stop them soon.

I to0 have been getting numerous phone calls from this #[protected]. He is stating his name is Shawn Woods, and that he is a lawyer. He has a middle east accent. He is going to put a lawsuit on my SS#. And he knew it. He knew my bank and where I work. I am really nervous. I got an address from him and he gave me some bocus address in Folsum, Cal. I called the police there and there is no such address. SCAMMMMMMM!]
sahime9

I received a call from a guy name john Jones, stating that he was calling in regards to a legal matter he starting telling me that i borrowed $400 from US Cash Advantage and that if i did not pay in full they were going to arrest me at my job, of course i did not believed them because a few month ago i received the same call but at that time they told me that the loan was for $500 dollars so i knew this people were fraud, i hang up the phone and i told me to stop calling my job that if they call me one more time i was going to contact the FBI to have them trace, the guy claim to have and American name with an extra thick accent saying that they would supposedly be sued and/or arrested. a few minutes after i hang up on them they call the main line at my job, spoke to one of the supervisor and this time he claim he was a police office and that he was going to arrest me, i mean seriously this stupid people got to stop doing this this is harassment and unfortunately i don't think there is nothing that we can do about it because i think this people are in another country India or somewhere but not in the USA . So please i need an advise from some one to see what i can do to stop this scanners from calling my job and threat me please contact me with any advise my email is machella04@yahoo.com. Thank you and good luckto all of you

ACTUALLY ROM THE START YOU SHOULD HAVE SIGNED UP WITH THE DO NOT CALL WEBSITE, THERE YOU SIGN UP FOR FREE IT MAY TAKE A FEW DAYS TO KICK IN BUY SOON AFTER THEY CAN'T CALL YOU FOR 5 YEARS. DO THIS FOR YOUR HOME PHONE AND ALL CELLULAR

THIS IS WHAT I USE TO DEAL WITH ALL THE TIME ME AND MY WIFE WAS IN DEBT PASS OUR EARS THEN I WAS TALKING TO THIS LADY MY WIFE USE TO WORK WITH AND SHE SAT US DOWN AND TOLD US A QUICK WAY WE CAN HAVE ANOTHER STRING OF INCOME SHE SAID YOU NEED TO BE MONEY MOTIVATED AND POSITIVE WE LOOK THROUGH THE WEBSITE SEEN WHAT THEY HAD TO OFFER AND JOINED ASAP WE HAVE BEEN BLESSED NOMORE PAYDAY LOANS AND WE ARE REBUILDING OUR CREDIT GO LOCKYOURSPOT.COM/TAMIKAJACKSON JOIN THEN UPGADE YOUR PACKAGE EVERYTIME SOMEONE JOINS AFTER YOU YOU MAKE MONEY THEN THE LADY IS ON FACEBOOK SHE HAS A GUY THAT REBUILDS CREDIT PLEASE INBOX THIS LADY WE WERE ONE STEP FROM FILLING BANKRUPTCY HER NAME IS TAMIKA JACKSON ON HER PROFILE YOU WILL SEE LOCKYOURSPOT

I got a call at work today from Mike Dowis at [protected], who claimed that I owed Us cash advance back deliequent funds. I told him that I never heard of that company. He said he was a layer and he wanted to confirm my personal information. Like my SSN number, home address, where I work etc. My only reply everytime he asked was, What company was he representing and how much was owed, when was the loan, and what was the loan company contact information. He only told me it was US cash advance. I told him that I don't have a loan with them. And any loans I do have with any other company is paid up. He said US cash advance is over 1000's of loan companies. I didn't budge. I wanted information and didn't give him any information about me. He said he was a lawyer and he will be contacting my lawyer. As I was requesting the information about what this loan company was and asking who they over see, he hung up. He's a fake. I looked up this number and it's from a medical clinic in northern california. FAKE FAKE FAKE... Indian accent male... Karma will come down on you 10 times worse than you have been to me.

THIS company is a scam IN MY LAYER WILL BE CONTACTING YOU GIVING MY [censor]N MONEY BACK!

These people have called my home phone number 5 times today. Each time it appears on the caller ID as UNKNOWN NAME, UNKOWN NUMBER.
the first 4 times they called I did not answer as I screen unknown callers.

The 5th time I was so annoyed that I finally answered. I don't recall the name that the caller gave me but he said he was calling regarding a criminal case against me and was with the "Legal Department". I of course said "legal department of what company?" and I got no response. I then asked what the criminal case was regarding and again - no response. I could barely understand this guy because his Indian accent was so thick. Suddenly a different man comes on the line that also has an Indian accent but is much easier to understand, there was no introduction. This man asked for my attorney's information, and I of course responded "for what"?

He then began repeating my social security number to me and my email address to me. I DID NOT confirm that either of them were correct. He stated that I had an unpaid loan with US Cash Advance and they are trying to get ahold of my attorney due to criminal charges being filed because I never paid back the debt. This was my red flag that this is a HUGE SCAM!

I then took over and told him I had never done business with such a company and that I know that I have no outstanding debts anywhere, and that lastly he must not be familiar with American laws because debt is not a criminal matter. It is impossible to file criminal charges for debts, this can only be treated as a civil matter. THERE IS NO SUCH THING AS DEBTORS JAIL!

He continued talking but I just began screaming in his ear "THIS IS A SCAM", over and over and that I was contacting my local police. He finally hung up on me.

There is NOTHING that these people can do to you as long as you don't confirm or provide your personal information to/with them. Even if it was a valid debt, they have to provide it in writing otherwise they can NEVER collect. It appears that they have obtained personal info on people from some kind of online activity.

Every time they call I suggest screaming in their ear that they are a scam, that the call is being recorded and that your local law enforcement is involved and will be coming for THEM. I've also heard of other situations where people blow a whistle into the phone or blow an airhorn into the phone or play blasting music into the phone. Whatever you choose, they usually will quit calling when it becomes irritating to do so.

OR, just never answer or return their calls.

There are numerous websites all over the net about these same kinds of scams, unfortunately nothing has been done yet, so its our job to make their lives as miserable as they are making ours with their repeated calls.

It would likely be very easy to record these phone calls, I recall technology to do so, available over ten years ago. This is evidence, and the call could be traced. A lot of people are going to fall for this. So thank you for this information. If I ever get a call by a stranger who behaves the way these callers do, I will know it is a scam, and maybe have fun with them!

I am so glad to read all of these complaints. These people are harrassing me at home and work. I received the first phone call on Friday 5/28 at work, it was a man with the accent that everyone is posting about yet his name was Alex Turner. He stated I owed over $2000 for this so called payday loan but that they would settle for $700 if I paid it that day by 4 pm. Since I didnt pay them anything they started calling me on Tuesday 6/2/10. It got so out of hand that my employer put a trace on the phone and they had called 59 times! My employer filed a complaint with the police department and the officer that showed up tried to talk to the man and he kept telling her that she was not an officer. Today at work, he called again and I gave him the police case # and my attorneys info and hung up. He continues to call every number possible in my workplace. I am getting so frustrated!
I have spoken with Alex Turner and his boss Daniel Page at [protected].

Yeah, Today this guy called me today with the same line as everyone else. He called me from [protected] saying that I had taken a loan out and that his company was sent from US CASH ADVANCE for me to pay a loan back that I have no ideal were it came from. I have NEVER taken out a loan in my life. So I was trying to get him to answer some questions, and like the rest he refused, just keep saying that I can settle this out of court and send him 275.00. So the person that I am asked for the number to US CASH ADVANCE he refused to give it to me. He did give me a bogus email address from Black Planet.com and said that is where i registered for the loan from. So watch you email accounts, that is probably where they are getting their Info from. I am very happy that I looked into this and I am very Happy to hear that I am not Crazy. Thanks for the support

i had the same problem with these people, had mutiple thretening phone calls, and stupid me gave them my bank card info! then mysterious companies were debiting my account. i looked on my bank statement online and lucky me the companies had phone numbers attached. i called both companies(american cash crunch and heal comfort) and told them they fraudulently and illegaly took funds from my account and they were to be returned immediatly, after i got off the phone with heal comfort i got a nasty call from bci. the guy, again with a middle eastern accent told me to call them backand tell them i was sorry andit was ok, nevermind. i called back both companies and asked for confirmation for the refunds, they refused, however i did get my money back. bci then called back again and threatened me with legal action and i told them they were reported to the federal trade comission and the ct atty generals office. the only thing i couldntget back was the bank overdraft fees but i guess some money is better than no money

I received the same call this morning and being an Indian, I could easily understand the guy is using fake American Accent. He told me Bob Cooper and has all the details about and he said samething, I owe money to Cash Advance USA. Won't tell me how much it is and threaten me to pay off the loan or face the court, Jury and may go to jail. Was worried as I never ever had any pay day loans. The guy had correct address. Called back the number again to get more details, was transformed to "superior" officer, he claimed he has all the information (won't tell me the details) and I need to pay. They expect me to pay without giving how much I owe!.. This seems to be a bigger scam, and I don't know whom to complain. GRRRRRRRRRRRR, shame on these guys, spoling the countries names and all of the citizens' of India!

WOW...I just got the same call last Tuesday. They called me demanding $1200.00 + and said if I did not pay now, they will file criminal charges against me. But when I asked more question as to whom I owe the money to, they got angry. And YES they do have the middle eastern accent. I asked them to send me something in writing and they got angrier. Finally, I was passed to someone and they sent me a receipt. So, I went to my bank and gave the info to them. My bank advised me not to give any info and sent the receipt to their Fraud dept. Fraud dept. then said that I have been a victim of Identity Theft (since the caller has my SSN, employment etc info but lacking my bank info) and I was told to contact the police dept immediately. And I did. The police officer called the number and left them a message that this matter is handle through the police department now and they represent me. Funny thing, when the scammers called me, their phone number is missing one digit. The police officer told me that when you see those type of number, it usually comes from a computer. The next day, the police officer called the number given to me by the scammer, and guess what? The number is no longer valid. Amazing. So, now, I have to contact all 3 credit bureau and told them that my identity has been stolen... GRRRRRRRR I am not trying to be racist or anything, but damn... those middle eastern people are causing us a lot of problem.

I have had the same problem, only instead of them calling me, they had been calling my sister, My sister calls me about 4 months ago freaking out b/c they told her that if they couldn't get the money that I owed them out of me they were going to come after her! I immediately saw red and told my sister to give the number to me. Here is the thing, I filed for bankruptcy in August of last year and my ATTORNEY actually pulled my credit report and then filed my bankruptcy docs. I had payday loans that were included in the bankruptcy and had already recvd notification from the corporate offices of these comapnies that they were no longer going to pursue me for funds. WhenI called the number that my sister had given me I asked what company was trying to get money. The gentleman had suach a thick accent that it was nearly impossible to understand him. When he would nt give me any info I asked to spk to his supervisor, another gentleman with a less strong accent came on the line and told me that I owed this money and I needed to resolve this matter quickly or I was going to jail! I told him that he would not get one penny until he sent me a bill, letter, balance, etc. I told him to fax me the docs that said I owed money and he refused. So I told him until I saw verification, he wouldnt get a cent. I hung up and about a week later my sister called me again about this. I tild her to give them my number and ask them to send a bill. They refused and still did not call me. About a month later my father calls me, stating that a man called him saying I owe this company money. My father told me that if they didnt get the money from him they were going to take me to jail! They have yet to call my phone and they have called my sister a few times since then but each time my sister calls me and I call them and tell them the same thing...give me documentation or no money will be given. I found out how they had all of my personal info, I had applied for a loan online with a payday company and never recieved funds b/c I decied to not go through with the process. This "company" had my home address, my email, my mothers maiden name, and the name of all of my references. Please be aware of this, it is a SCAM!

I receved a call last night around 7:30 pm eastern time, and I spoke with a guy name Robert Davis there number 1/[protected], had a middle eastern accent and stated that I took a cash advance of $300.00 on 4/19/2009 and that I need to pay it up...told him I never had nay cash advances, they knew my SS# and the name of my bank...he then ask me for my atty's name, told him to kiss my American [censor] and hung up on him.

I also have received these calls filed for U.S. Cash Advance. They want you to pay them to get rid of them, but they are frauds, and they are commiting criminal offenses, if you can get anyone in NY to actually do anything about it. They claim to work for the Bureau of Criminal Investigation, which is a legitimate NY agency, but I guess they do not care if their name is besmhirched. They claim criminal actions will be taken if you do not pay in 2-4 hours of the call.
Larry R. Camp

I got a similar call last year but I just told them straight up that I didn't have that loan and they can do whatever they want and hang up.

First I wanna say that I'm glad I found this forum. I have been receiving calls practically the whole month of May saying that I owed $420 then it was $580 from an online payday loan that I never got. The [censor] said his name was officer Henry Scott and was lead investigator for Federal Investigated Authorities, unfortunately if he would've said it was Habib it would've been more believable. He says if I do not pay this amount today my case would be downloaded and I would have to appear in court on Monday (btw I received this call on Friday) in Pennsylvania and I live in Florida. I said no way I can do that, he said barrow the money from your father. I said don't think so Mohamad, and he said I was a worthless human being and maybe my dad could come visit me in jail HAHAHAHAHA! I'm boiling at this point and call both Florida and Penn Attorney General. Then I get another call from a Steven who now says my case is in New York courts (thought I had to be in Pennsylvania lol) his number is [protected] which I have phone agent and it came up in Hoboken NY. Thats a long way from NYC Courthouse lol. He then proceeds to leave a message and says and I quote "If I disregard this msg god help me, my lawyer needs to contact them immediately or pay balance off, if not its quite possible I could be behind of the bars by tmrw"LMFAO! Really if you are gonna impersonate an American Officer at least speak the freaking language properly! do not be intimidated by these [censored] bags they're not a real company, just a group of real worthless human beings with a computer and a prepaid phone card preying on people that they hope is scared and unaware enough to actually pay them. hopefully these buttwads can be caught and maybe they can be put behind of the bars lol..

My Friend received a phone call from Advanced Cash USA. She is my reference on every thing. I do not know how they got her number, but informed her I have not paid on a pay day loan. She could not understand him so she said she did not know me.(good girl Lori) OK now I Just received same phone call as every one else. He said he was John Hudson with a very heavy Indian accent. First thing I said is I do not believe that is your name, such an American name with barely speaking any English. He seemed to get a bit louder and said that is my name. (lol) I seriously could not understand him. He had to repeat everything 2 or 3 times. He got so aggravated with me he transferred me to some other Indian with A American name. I never took out a Pay Day Loan with the company or even in the month he claimed I did. I told him I was not going to pay it, and to leave me alone. As he stared to threaten me with court and other non understandable threats, I hung up. Now what is going to happen they have all of my information I am going to call my bank now and open a new account! Please can someone stop this Scam!

I recieved a call at home and ten minutes later they called my work 3x in a row. They told me I had to be a court tomorrow because a loan I took out in may 09, I didnt apply for a loan at all last year so I knew it was bogus. They transfered me 3 times because I told them they were lying. Good thing was by the computer and looked up US Cash Advance while arguing on the phone. They said I had to prove by my bank saying I didnt get a loan. I said that how can I have documention from something I didnt do. Since I was online looking at I told them I knew it was a lie, and I was going to report them then he gave me a bogus number to call back. I am going to my attorney!

I got my very first call this morning. I listened to what they had to say (loan for $300, they needed $987, court fees were $18, 000 blah, blah, blah). I only asked for the date of the transaction so I could check my bank statements for validity and he just kept saying "Are you going to pay or not?" lol And when I said no, I did not take out a loan and believe the call to be freudulent he just said the police would be here in 30 minutes to pick me up. lol I knew it sounded silly, but I take my finances very seriously (I have a child on SS disability and my financial records are looked at by the state!) and wanted to investigate. After I hung up I immeadiately Googled "Cash Advance USA scam" which led me to these posts. Like some other people have stated, the part that bothers me is them having all of my personal information. I applied for a payday loan back in December (for Christmas of course) but was denied. Since then I have gotten countless emails, text messages, and phone calls from loan sources. I should have known better than to put myself out there in cyberspace like that. Tsk, tsk, tsk. Never again.

I received a phone call from a [protected] and the guy claimed to be a Stanly. He said he was an attorney working with Morgan & Associates. That I had a outstanding debt of $300 and they were taking it to court the next day to sue me for $3000. I called the company ( US Cash Advance) that they said they were representing and was told it was a fraud company. I didn't even have a debt with US Cash Advance. I have reported this supposely Law Firm to the Federal Trade Commision, the company they said the were representing, and the Credit Business Bureau. If there is more places I can report, please let me know.

I am so happy that I found this site. I have been receiving numerous phone calls the last week at home and at my office, from 2 different people claiming to be from the Crime & Prevention something or other, stating legal proceedings will be filed against me if i dont settle today. The phone # doesn't even come up as anything legit, its either 0000, or 052 something. Makes no sense. I asked who the debt was with and as many of the rest of you, they stated US Cash Advance. I have taken payday loans in the past that are fully paid, and have never heard of this company. I asked them to send me all the paperwork, email, mail, whatever, and they say that the complaint will be "registered" if they send any paperwork and I will have to go to court. OK whatever, that makes no sense. He offered to settle with me for $545 or somethign, otherwise I would be sued in court for $5, 000.

Then I told them that I have reported them (which i did to the FCC) for harrassment, and that I will be calling this so-called US Cash Advance to find out what is going on. So this guy (in his heavy Indian accent and HORRIBLE phone connection) tells me he can transfer me to them. So I wait, and another heavily accented man answers the phone saying "hello US Cash Advance". Are they kidding me? Obviously he just transferred the call to another idiot in that office or wherever they are. DO NOT give them any money! Its a scam. Report them. Any legitimate debt collecter has to show documentation of what you owe. I cannot believe that this can go on, its complete harrasment.

Here is the poop on this issue. This problem stems from consumers that appled online for a cash advance loan. Judging by the internet, there are several cash advance companies that may be involved in this: Cash Advance USA, Advance Cash USA; US Cash Advance etc. Anyway, the company's data base was hacked and all contact information for the referrals was stolen.

Jim Morgan [protected] and Samuel Bishop [protected] are the two dirtbags that we have received calls from. They both have thick middle eastern or Indian accents and are very threatening. They state that the party that applied for the loan committed fraud and to avoid trouble we need to work with them on payment of so-and-so's debt. They are not the brightest criminals in the bunch, however, as they are using their personal cell phones to make these illegal calls (we paid to get Samuel's number traced and found out it is actually listed to him).

Here is what to do to stop these [censor] suckers in their tracks:

1) Tell them that you know they obtained your information illegally and that you know what they are doing is a scam.

2) File a complaint with the California Attorney General - [protected] or [protected] in California and the Federal Trade Commisson 1-877-FTC-HELP [protected]) or https://www.ftccomplaintassistant.gov/. NOTE: The California AG is aware of this issue! He is the one that provided us the information on how these slimebuckets got our information and advised us to file a complaint with his office and the FTC.

3) Tell the low life that you are talking to that you are filing complaints with the California AG and the FTC. Also let them know that both government organizations are aware of their attempts to commit fraud on consumers. We did this and have not heard from them since.

There is also some AWESOME and detailed information about this here: http://800notes.com/Phone.aspx/1-646-257-3568#p70209891247249936. Look for the lengthy post by Lamet.

I hope this helps!

On Monday a friend of mine called me and told me a officer DAVID COOPER had called her phone asking fo me because i was the prime suspect in an investigation. they called me from [protected]. They told me I owed the 413.00 and that if i did not pay that day or set up a payment arraangment that i would be fined $5000 and would possibly have to spend 42 days in jail. I told them there was no way that i had takin out a loan through them and the bank account they were talking about had been closed. I also told them there was no way i coud pay the back because i had a small child and there was no way i could time in jail and could not afford an attorney. These people brought me to my knees because they told that child social services would just have to get involved and she would go to foster care! Now that i c what all of you are saying i kno that they are a TRUE SCAM. They wouldnt tell me the specific company my loan came from and wanted me to faxx them a paper saying that i agreed to pay. After i saw everyones posting about the same thing i was going through i gave them a call bak and told them i was not going to give the anything and that i would be reporting them. Now we al know that when you deal with collection agencies they dont try to contact you at the last minute and they willingly send you the info you need. After I informed OFFICER DAVID COOPER i wasnt going to pay and he would be reported he began to yell and act very unprofessional. Thanks you guys. if other people werent talking about this i would probably still be about to have a nervous break down

Just got 6 calls in a row from "Ben Johnson" at work. Claiming what everyone else is... that I owe US Cash Advance $300 since March, 2009. The number is coming up "Unknown Caller", so we can't call back. The first call they gave me the number [protected] which doesn't work. My boss finally answered the phone and told them off to not call again. Now it's harassment! They better get caught!

I just received a call at work claiming that I owed $300 to US Cash Advance from March, 2009. I don't have any outstanding loans! The middle-eastern man also threated me with criminal costs, court fees and jail time. They gave me the number [protected], but it doesn't work. Unbelievable!

I hope they prosecute these people to the fullest extent of the law, they deseve it putting so many people threw the stress they do.They did scam me for 1300.00 and tried to get more but then i found out they were scammers.If they tell you you will go to jail or arrest you for
bad checks or whatever they say they are all liars and don't believe them.It won't happen to me again, i can guarantee that.Be careful everyone so this don't happen to you.Pinky 51