Specialized Loan Servicing [SLS] review: class action suit 181

Same here. And there is no record on my land records or SEC records of Bank of America being involved. Yet, for 5 years I paid my mortgage to them. And the federal judge claims they are not a debt collector.

Please contact me! There is a lawsuit being assembled for people just like us!

I need help mr.hasls my email fayct@sbcglobal.net

Plz check out my post on June 14, 2018
Stand Up...Fight Corrupt

T from MN

What is your email? I only see the suffix @MR.Hasls

What law office is handling the Class action Lawsuit against SLS

I have been contacted by a huge law firm that is assembling a class action lawsuit. Please email me directly and I'll share the info.

May I please have this information, we have been going round for round with SLS trying to get a loan modification for over 6 months and we are getting nothing but the run around, and now they have sent us a notice stating that our mortgage has been raised and not lowered and they want to know what we are going to do about the money that we are behind on due to the fact that when they bought our mortgage they continually raised our payment until we could no longer afford to make it. My Email is kimberlybeata@ymail.com. Any info you can give me on this would be great. Someone has got to stand up to them.

what is your email address?

Class Actions do not save homes! They benefit the courts and very little goes to homeowner. For the people trying to get modifications, or who are in foreclosure if don't get help will lose homes.

Who do I contact regarding SLS class action suit

Contact me at crsreed44@gmail.com

I'd love to get this information from you if there's a class action lawsuit. My email is manquetil@wowway.com I look forward to hearing from you as I do mortgages for a living and this company is a JOKE!

can you send me the information on the lawsuit also. jacksnapperblue@aol.com

What is your email address? I only see the suffix?

How do I get in on this class action suit? I"m getting the run around from SLS too. MusikMkr99@hotmail.com

Kendra - California

Please email me I'd like information on this class action suit as well. I am loosing my mothers home due to an illegal foreclosure and my mother took her own life because of this awful company. Need help ASAP

You should file suit yourself. Look up Hoarce v LaSalle Bank proves the whole mortgage was bogus. It was an investment contract with the homeowner being a 3rd party beneficial to the pooling and servicing Agreement.

Can you please email me in regards to the SLS class action lawsuit? nick634485@yahoo.com We were granted a loan modification from we paid our 3 months trial period. After that was up we continued paying our mortgage. On Friday, we were served a Notice of Seizure (foreclosure notice from the Sheriff's office). After contacting the office she rudely said the we have not paid since July. I have receipts for the last six months, we paid. On our statement it says we have a suspense balance of $1, 715.00, but we haven't paid. Whatever! So, We have reached out to a local attorney but these creeps need to be stopped. This is our primary and only residence and have to much equity in this house to lose it.

Hello Nick...We just received today Motion for Relief From Automatic Stay from Movant Specialized Loan Servicing LLC. Our Chapter 13 Petition Ordered the Automatic Stay for 60 Months. SLS is moving under Section362 of the Bankruptcy Code... Basically they are saying that we have not paid the post-payments in 5 months... They also indicated that payments are strictly voluntary. And we submitted them a copy of what we were paying Wells Fargo and ordered by the courts to pay the amount under Chapter 13 because the mortgage being raised. We have our bank statements to prove payments. We were told that the payments are going toward the arrearage. There was not mention of it going to the post-payments. They were applying our post-payments to the arrearage. We did not give them authorization to do that. I am putting together our answer that has to be submitted to the courts by Dec. 10...I am so going to challenge this company because when you call they acknowledge that they are in fact a debt collector. As far as I am concerned, they are not the Original Holders of the Note. How did it get from Wells Fargo to a debt collector? The Creditor SLS is not a holder of the Note and has not power to sale. They even turned our Modification down twice! Now the Escrow has nearly doubled. When I faxed them the copy of our Plan with the Judges Order they said that they never received it and that I have to refax all of that information so that they can adjust the monthly payments. They went from $897. $1258. WTF...They will not take our home...Not under my watch...They want a fight...They are going to get one! By the way...What the hell is a Suspense balance? Oh and when I called an inquired about the increase they told me to ignore it! So this information will be part of my Exhibits when we go to court. They set a court date for Dec. 18...We need time to formulate our strategy!

I already lost my home through bankruptcy after dealing with SLS for years. Is there any type of CAL in motion against these [censored]s? Please send info to edmiley86@yahoo.com

The Fierce one I agree I am up for the fight with SLS f-king crooks.

I would like to know more about the class action lawsuit. We are about to file a complaint on our own but would like to be involved in this if possible. This has to stop...Kelleadair@gmail.com

I am not surprised to hear this, because servicers keep making it hard for homeowners to get a modification. They will string it along, lose paperwork, and keep you further behind to foreclose.
yes it is possible if you are getting letters from SLS they most likely sold the debt, and now trying to collect on it.
I am familiar with both of these companies, and the games being played.

Every Home Owner - Wake Up and Stand Up Together and Fight Back! Don't Walk Away...Don't Give Up! PROTEST

SLS is only hired to make your situation worse from previous servicers/banks, they will pretend to care. I'm a victim of several entities but SLS is getting paid off to steal your property, flip and create a title that look legit since it wasn't true title prior on record.
Some of the biggest banks that were involved in the financial crisis still committing fraud, illegal foreclosures, back dating title through servicers. They transferred my property after filing complaint against JP Morgan Chase (months after case dismissed because JP Morgan Chase admits no wrong doing in almost every case ever filed. Yet, Chase created fake document (assignment in property records and put into a so called trust with The Bank of New York Mellon. These entities are escaping liability by transferring to servicing companies such as SLS and The Bank of New York Mellon that get paid lots of $$$ to take over loan but Chase is operating all behind the scenes as they did the P.O.A after denying all wrong doings (months after case dismissed then transferred loan to SLS. We know for fact that SLS never had all true records nor history of loan while waiting of loan modification and many letters stating they were researching to resolve before SLS was in the picture. SLS never had any true account records or what was going on prior with account. They admitted on audio recordings that looked like I have not made payment as JP Morgan Chase (Chase neglected and put on hold for years sending my letters stating investigating and researching to resolve) only foreclosure but didn't report as foreclosure for their records for SLS...SLS reported Abandoned or Acquisition for taxes. How Corrupt and how are they in business or any of these huge banks...they pay fines and continue to steal from innocent victims and families.

SLS is getting paid by the big banks to take over your loan and cause you more damage. They will not work with you nor do they properly have all true records to help you resolve a loan modification that went on for me since [protected] until SLS hired an agent to break in while I was offered Cash for Keys (program to try to get you to sign a contract and get cash to get out of your property). Instead one party broke in and kept the cash offered $5000. to get out while in litigation. I received two offers Oct and Nov. Two different parties stating they own it. I was locked out and property illegal take over and confirmed over 5 times by Sheriff Dept - No Writ was execute, issued or posted...I had no missing payments during a loan modification and money laundering was going on without any notice to customers. Missing several payments yet from 2009 paid by Western Union and a bank EMC Mortgage that JP Morgan Chase took over and made part of their family within their branch within.

The bank took payments and did not apply all. Received one check after my case dismissed in 2017 which was from 2010 made to EMC Mortgage. EMC directed me to make payments by Western Union with initial loan modification qualified but never resolved. Western Union lawsuit settlement (Tennille VS Western Union). Check proves missing payment during loan modification that took over 2.5 yrs then threatened repeatedly with foreclosure from [protected] until SLS hired agent to take over property and while in litigation in fed Court...Corrupt. I never could even enjoy property with being stocked with vehicles night and day parking and watching property when a good time to break in.

Record all your conversations with these entities and servicers...this is a must. They state they record you when calling but then electronic stored information is not available when you file motion and win that motion for these parties to have to provide. Every bank and servicer states they are recording and should have this available for your loan. SLS and other servicers that placed people into these loan modifications from hell (preyed on hardships) making your life the worse nightmare you could even imagine and they report you delinquent while beginning loan modification and until it's resolved, which over 10 yrs they reported me delinquent ruining my complete credit while waiting between all parties involved.

Servicers such as SLS will act like they are working with you and say they received all your documentation then lose your documents, or state they did not receive and make you start over and over...hoping you give up or fail providing something for the excuse to cause default and more hardship.

Illegal Evictions are also doing illegal transfers to cover up who owns the property. Check your county property records get copies of master list of records in order. My property once had blank spaces then filled in with new file records and back dating title to act like JP Morgan Chase and The Bank of New York Mellon owned when in fact falsifying documents and transfers being recorded while in the Hands of SLS that was hired servicers. I hired private investigators (former police officer and audit & reports where loan really was and who's getting paid). Original investor was Wells Fargo (never endorsed the note to prior parties getting involved many years later).

Documents, computer notes, electronic stored information was all being altered and removed/deleted while in litigation. Once was, no longer available or changed.

Wells Fargo is involved also with mortgage documents that have forgery signatures by Linda Green (all on same property). From 2008 through 2016 I continued to get run around, neglect, delay, repeat over and over...These parties never had true title and they knew they couldn't take the property and reproduced documents to cover, but we have all the originals and property searches by legal offices that are in on the game getting paid by these huge entities.

People have to stand up, fight don't walk away! Report to FTC, Attorney General, Comptroller of Currency who's suppose to regulate these big banks that are too big to fail...sooner or later another crash will happen. Flipping the house 3 times before someone actually moved in property that was stolen and all less then 1 yr. Many are involved and organized crime. Who really owns your home/property? Banks are not filing all assignments but they do have to show who owns it. Servicing companies performing default title. FRAUD, FAKE FAlSIFYING. Misleading customer intentionally to take advantage of you, so they can get there bonus and profit more, sell higher price for next customer after slight remodel.

I was in federal court fighting and much while records being altered, removed and deleted by Chase (records that once were available disappeared, changed, no dates etc) all while in federal court with suddenly appearing endorsements. Chase stated not responsible but created the Power of Attorney days before transferring loan to SLS. SLS hired an realtor agent to break into property without a Writ (illegal eviction) then acted like property was abandoned but really another acquisition date with Wells Fargo (original investor but NOTE never endorsed either).

I waited from original parties Southstar Funding (ceases and shut down for mortgage fraud in the state of GA) Then loan was being serviced by EMC Mortgage which never completed any loan modification, then sold to JP Morgan Chase but no assignment ever recorded until over 4.5 yrs later which violated the law of the trust. The loan was not in the trust (Chase controlled) but had The Bank of New York Mellon pick up a the sheriff sale to claim title, then created all the records they needed to make look legit. Google Illegal evictions, Settlements for JP Morgan Chase, Wrongful foreclosures by The Bank of New York Mellon...SLS is receiving your loan because there is a plan to take your property after reading many complaints stating SLS says they didn't receive my payment, or late (this is the game)...the bank may not own your loan and may be why SLS is so rude, they are not going to really resolve just like other servicers that neglect, delay, mislead for Greed!

People have to fight, stand up to corruption. Go to your legislative and help change the law so the banks have to record where every transfer of your property goes (just as a car title from party a to party b etc). Some of the biggest banks are getting away with major crime. Many don't know why they are in these situation as the banks are just committing other crimes connected from bail out financial crisis (banks received free government money to resolve yet they offer Cash for Keys then while negotiating break in to take over property)...they were suppose to resolve millions of loans but instead flipping homes creating default title after stealing homes from innocent victims hard working citizens all over the country. SLS Will act like you were late or show missing payments when in fact it is the banks that have received your payments but not all being applied or making late to cause of default to take your home.

There is too many people going through same problems that are out of control. Check every payment to see if applied, keep all your records, record phone conversations of any direction they lead inform you to do. Call to see if received any special request they make...you will need to show the Misleading Unfair practice and should be shut down.

There was $586 million dollar settlement that Western Union suppose to pay back to customers. How many were making there mortgage payments like us? Money laundering going on also with payments being made by Western Union to the banks (EMC Mortgage who JP Morgan Chase then bought into as part of a family to help save Bear Stearns (which was fraud prior to the financial crisis). It's all a joke and criminal activity still going on...more money in foreclosure so they keep your payments, don't apply all payments, never sent notice to pick up refunds from rejected payments, servicers stating your late and adding late fees when your not late, then create default title and file assignment over 4 years later. They are preying on thousands of homeowners...take your payments, take your property, flip again create documents they need to look legit, then get more for property after they remodel slightly and jack up the property price for that same property. More money in foreclosures, the banks are not losing on paper when they act like property was abandoned. Even some police ignored my complaints and firefighter is involved with realtors flipping game. Not one officer showed up to property after making calls after working late and two shifts daily. I waited for officer to be a witness but no one on duty showed up. Not one officer from two phone calls made after being locked out of home...realtor lock, garage code changed and all without a writ..illegal and criminal activity! Based on true stories the movie "99 Homes" (this is what exactly happened to me while in litigation, illegal transfer
and back dated title was produced/changed. We had more evidence that continued to get dismissed in order to argue case. Banks are being protected and law must change so every transfer is recorded like a car title. Investors are connected to the big banks, they call it a birdie to fly by a property that the bank is trying to foreclosure (illegally or wrongfully) then investor may purchase or does a pre-foreclosure but was not listed as foreclose and flips to others. Wells Fargo had loan originally and then years later put back in their name with individual person name while I was fighting The Bank of New York Mellon who was working for CHASE and SLS. Wells Fargo is sending loans also to SLS.

Where is our US district attorneys, FBI and our local legislative to stop the organized crime? People have lost homes, families over divorces due to financial ruins, some have committed suicide and lost there jobs trying to fight.

These huge entities know you can't work a regular 8 to 5 or 9 to 5 job and fight the banks and file lawsuits...We did after being self employed and working around the clock...where are the real attorneys that will stand up to the courts/judges and the laws that are not all being followed legally. Fail modification because they will place huge bogus balloon payments on back of your loan to screw you more and keep you stuck.

Best of luck & prayers to anyone going through this hell. Those with greed will one day have to plead.

Thanks for reading and share with any person who has a home or purchases a home. Go to property records now.
T from MN

ps. Check out Robosigners on 60 min and 20/20 (it's forgery & falsifying documents not just robo signers): Linda green with thousands of signatures (warehouse of high school students signed fake names on mortgage documents, this signature was on satisfaction of mortgage of mine in MN.

Important: Please read. Stand Up...Fight Corrupt.

SLS became new servicer after filing complaint against JP Morgan Chase/Emc Mortgage, The Bank of New York Mellon and all the fraud and chain of title, unfair practice, misleading customers, money laundering connected to some of the parties involved etc.

During 2015 after case in fed court against JP Morgan Chase denied having any wrong doing and stated I sued wrong entity. 3 months later the loan is sold/transferred to Specialized Loan Servicing in CO 2015. Chase created the P.O.A. only 3 days prior to transfer SLS to proceed with foreclosure which I got these records after transfer from Chase.

SLS had nothing in regards to account records or knowledge of 6 loan modifications completed prior (qualified after the first modification)
One party stated they owned (Fake trust that Chase was controlling all along) only placed the name The Bank of New York Mellon which did not comply with the actual trust law which states that loan must be placed inside the trust within 90 days of the closing date (that was 2005).

While SLS placed a sheriff sale for The Bank of New York Mellon (this was illegal) The loan was sold to another party and investor while in fed court (illegal transfers being done and parties in court with didn't ever have true title nor were they the ones that still had loan. Audio recordings from all the parties we hold confirming illegal transfers and where loan was, original investor and current investor changing behind the scenes. Continued to be transferred to escape liability. Most homeowners would never know or even think of all this, until your in it or happens to you.

The loan was back to Wells Fargo and confirmed by SLS and Wells F during 2016 and during litigation. Many of Chase reps stated they never scene an account like mine, notes deleted which had major years of history, Reps at Chase confirmed that missing dates, doesn't make sense and very strange and weird, not one rep but several each time I called. Something was going on and being altered and deleted during litigation and I won motion for getting Electronic Stored Information but judges dismissed/denied most evidence and bank/attorneys never provided one single document that was other then what we already had. We held all original documents and Chase created fake payment prior to SLS transfer to make look like a made a recent payment which I did not because had no loan, was on hold for years by Chase after they continued to reject payments or take payments but never applied all payments made by Western Union (made to EMC Mortgage in Tx) Chase took over this entity owned by Bear Stearns who was in huge financial trouble. Documents, title lost, endorsed. I still need attorneys for class action lawsuit with SLS and other connected entities that broke into property and realtor investors involved getting paid and connected to SLS and Chase/The Bank of New York Mellon and Wells Fargo.

We all have proof and need to stand up! We know for fact they sold and had new investor plus new investor was not listed on cash for keys offered by SLS and Investor UNLISTED PARTY. The Bank of New York Mellon never had loan nor had records until complaint filed, using my evidence to produce records. I had to file complaint against The Bank of New York Mellon because JP Morgan Chase denied all and placed "BONYM" name on assignment for trust but confirmed by private investigator and audit & research that was performed by two other investigators, The Bank of New York Mellon never had the loan nor part of the trust, Chase just escaping liability and still was behind the big picture operating all.

Chase also kept the name EMC Mortgage on every documents and loan modification even though JP Morgan Chase stated in 2009 that they were taking over the loan (letter exists yet and filed to prove fraud)
EMC Mortgage transfers loan to JP Morgan Chase and stated EMC will be part of the family (EMC headquarters still exists in Lewisville TX). EMC does exists but escaping much liability as departments for the state stating EMC no longer in business, Western Union stated EMC no longer involved with Money transfers...geez wonder why?

I had to have Department of Commerce look up EMC Mortgage and investigate to only realize they are in business in Lewisville TX as I had to inform them that's where a summons had to be filed and served to track them down.

The Original investor Southstar Funding that was confirmed ceased and shut down by the State of GA split company 50/50 and opened business under other names then shortly disappear, revoked or withdrawn after filing names with Sec of State. Chase pulled a piece of paper out of thin air and created the assignment...no other assignments were filed after original lender nor the original investor Wells Fargo which was never of record...yet both cases after five years were shut down, dismissed no matter how much evidence. Do you know it's been almost 12 years fighting to help others to be Aware of the Human DOGS that are the real threat of society.

Everyone tells me I'm like the Erin Brochovich of the Nat'l Big Bank Sh--! I was further in fed court without an attorney because several took my money didn't want to add name to case, paralegals took money for years and quit, filed appeal, and much more. Big Banks are defineately being protected and law is not protecting home owners. The courts/judges know major cases will be filed if they allow homeowners to win flooding the system. Too many have become victims and no one is doing anything from preventing the organized crime. It's horrible and lost more then my home, time lost, major stress, loss of sleep, credit ruined for years, loss of business production. This can happen to any one, not just someone with a hardship. SLS can just make it seem like your missing a payment or late repeatedly to cause a default and put you through hell. Look at the history, that's what they are getting away with.

Take Care,

T from MN

They use modification bs to get all your asset and financial info so they know how much they can get out of you before they try to foreclose -that's what they really want, your home ! from ritaonregal@hotmail.com, im in virginia, predatory lenders are prevalent here

Where are the homeowner's needs to realize is that if you sign a contract with a company that is the company you pay. is that company sells your loan to another company will that means that your loan was satisfied your contract is complete you have no contract therefore you're now dealing with a third party debt collector you hit him with the fdcpa. Tilia Regulation Z. if anybody would like more information on how to discharge your mortgage please feel free to contact me pizzaguy9976@yahoo.com

That's pizzaguy9976@gmail.com

Hey Pizza Guy,

I am a victim of this SLS Company, they came to Houston after Harvey and prey on us Houstonians! Don't mess with Texas, how do I hit them were it hurts? I am a single mother of 2; working 2 jobs and I love my little $90K home. I can not bare to loose it. God Bless and please help me. I am filing a complaint with the BBB this Morning.

Email me

1 example: CREDIT RIVER DECISION
2 example: the house was paid at closing . Your a 3rd.party beneficiary
HOARCE v LASALLE BANK

The BBB isn't going to help you. Contact me [protected]. Name is Matthew.

whom do I contact regarding becoming part of the law suit? which law firm?

Sls bought our loan while we were in bankruptcy . They played all kinds of games with us. At one point they charged us thousands of extra dollars, right after the bankruptcy was over . They could not tell me what the charges were for, only that they came from the prior vendor and I would have to work it out with them. Problem is that couldn't be because I went into bankruptcy so all charges had to be included in the filing. Many phones calls later they said I had to pay it or they would be forced to start proceeding on forclosure. The regular payments were being made fine. Finally got a hold of someone who said it looked like they were additional charges that accumulated after the amount submitted for the bankruptcy amount from the prior lender. All crap and highly illegal. Paid it because I had no choice... And it tarnished my credit. Then later that year... My property taxes were setup so I paid them. They went in and paid them . I had paid them. Woo now they wanted extra money for house payments and the huge amount extra down to get those few months ahead... Because they for some weird reason went in and paid my property taxes. Had I not paid them already... It wouldn't have been a big deal but I did. And the state was really slow paying it back. And they would only pay back the last one who paid in. But I was still required to pay sl s the money until the state got it all squared away. So right after bankruptcy they messed with me twi e in less than a year for well over a thousand dollars each time. And let's talk about during bankruptcy . They would not allow us to make payments online because of presumed construed collection issues. But... Their phones were limited times and they had a while lot of issues with them actually working. Especially on the 15th. It was a rare month when you didn't have to call back multiple times . And because you were making a phone payment, you were charged a fee. Why not mail it? In bankruptcy ... You can't be late. If you are late they have the right to start foreclosing proceedings again. Not worth the risk of the payment getting lost.

We need to know more, would you please contact me Wells Fargo just made a deal with SLS and our payments are to go to them after 18 years. I have a heart problem, just had surgery last month and this is not helping, please contact me at consueloanton87@yahoo.com thank you

The law firm that handled the 2016 loan modification class action suit against SLS is Tyco & Zavareei. Two contact points were Kristin Safari [protected]) and Lorenzo Cellini [protected]). I have sent the company an email to discuss a class action lawsuit against SLS for those of us who were sold to SLS and are being screwed, even though we did not go through an SLS loan modification. I suggest anyone interested also contact Tyco & Zavareei and see if we can't get something going before more of us lose our homes and additional extortion payments. Kat, pettycrewkd@yahoo.com

I am too a victim of SLS when I contacted the BBB the only thing that SLS talked about was how many times I was behind in my mortgage payments. My issue with them yes is my mortgage but also the insurance payments they are holding for me to fix up my home. I too want to be involved with going after SLS.

My Wells Fargo mortgage was also transferred to SLS - home has gone into foreclosure. Please contact me at myer1016@yahoo.com Thank you

SLS Received loan after filing first case against JPMC was dismissed like many of their cases. JPMC has paid over 3 billion dollars in settlements and lawsuits but still able to operate as one of the largest banks in the country? If we operated small business like this, we would be forced to be shut down, thrown in jail, and pay major fines & penalties...they just pay and continue with same games of legalized crime, getting away with loop holes (banks not filing all transfers behind the scene, messed up laws protecting the huge entities)

SLS stole and broke in illegally hiring an agent who offered $5000. to be out of my property. If I was in the wrong after many years of threats, stalked from their hide n seek games & schemes, then why not execute, issue and post a Writ by a sheriff verses claiming abandoned property after busting their every move. Real estate agent who broke in states on site: no foreclosure BUT placed his wife's name on utilities while we were still making payments for all utilities. Sheriff confirmed NO Writ. They kept the $5000. offered by unknown NEW investor and SLS.

The Property was already flipped silently and under another name and another new bank while in litigation with other entities. We were suppose to have 6 months to redeem property by law to no avail, no total amount due by law firm or SLS, phone calls to both SLS and Attorney firm that works with banks ignored until they did sheriff sale. Hired private investigators (3 different agencies) to confirm all we knew was true and property stolen by imposters!

It's many parties/entities involved (organized orchestra) including Law firm that publishes notice of foreclosure for defendants. Parties were following case, used our documents, evidence to cover up and create back dating transfers and records to escape liability. Please Watch movie on YouTube or Nexflex "99Homes", the "Big Short" (all same parties and practices plus Western Union money laundering with bank stopping payments and then never notify customers to pick up refunds). Robosigners are falisfied fraud, forgery and fake signatures on mortgage documents...Linda Green exposed [protected] in GA connected to our property also with fake signature from previous owners mortgage docs found. Fraud from day one...

All based on true stories from [protected] period still going on today...Media is owned by many of the involved banks so they don't share some of the biggest news for us citizens in United States and across the country as we continue to be scammed and placed into worse nightmares. Many homeowners and public have no knowledge of how this is happening and leave property after threats, embarrassed or move to protect their family can't afford to fight while working and raising family...This is the American Dream?

If they truly own your property with proof of the Note never endorsed, assignment filed and fabricated transfers & falsified docs over 4.5 yrs after closing date...Entities involved also defrauded investors because the loan was legally not placed in the so called trust in the time frame deadline by law.

This is the American Dream I guess for the rich to get richer. It's believed National Banks bailed out are just "too big to fail". read the book by author, Taibbi. We The People Fight back for real Justice, just like racism (silence is allowing it to continue on the highest levels until we all stand up), not just the people that end up in the scams, it can happen to you, your grand child, friend...easy schemes to defraud you.

Go to your property records and get a print out of all your property records, assignment, transfer dates/master list of documents filed. This is public records! Make sure you are the correct owner and who filed they own property/investors etc... Request QWR (qualified written request) and get complete history of your mortgage loan. Get history of all payment transactions to protect YOU and your Family as no one else does anything except takes your information and your money in many cases. Sanctioned attorneys in MN & WI that have fought for homeowners. Attorneys hard to find to take cases that expose the truth. It's horrible how many attorneys took our money, changed their tone after getting involved, backed out or spooked by the system. Cases across the country where some Judges are realizing the scheme, fraud of fabricated documents, transfers, even falsified affidavits.

You would never know all this unless you are placed in the scheme all beginning with a Loan modification after Identity Theft:(. Pretender Lenders (Southstar Funding in GA near the Robosigner Location in GA of Linda Green)...Google and do your research. You will be very surprised of the endless stories, articles. Write fraud, illegal and wrongful foreclosure after any of the big national banks names that were bailed out...we pay those taxes also remind you.

Several of the largest banks in our country are sending their risky loans or loans that were neglected, on hold sitting and never resolved to SLS.

Many homeowners are being placed into a schemes with SLS stating they are missing payment, late payment and fees on back end that should not be happening...even reversing payments from customers after making on time to cause customer default to place foreclosure. This happened by another big bank/servicing company prior to SLS getting our loan. SLS is doing the exact same unfair practices, illegal practices (complaints filed all over states and online) and working with behind the scene silent investor (who's your real investor that states they own your property). DO YOU KNOW WHO OWNS YOUR PROPERTY - Double Check Property Records get print out, call your lender/bank and have them confirm, record them and request history of payments/charges, note and investor.

After years of trying to get help and work out between several entities, JPMC transfers loan again never resolving or having all true account balance, changing internal account records in Electronic Stored Information that was once of record deleted/removed or altered including investor name that was changed while in litigation, how is this possible or legal? Covering up to escape liability in many cases across the country and falsifying records to courts, only some judges realizing or reversing cases for Plaintiffs, system is protecting huge entities and pensions, retirement and looking other way, using legal technicalities, rules & procedures with or without attorney.

Some of the biggest banks through out state and federal courts have created fabricated documents back dating transfers to cover up title (hide n seek games). Also, attorneys and entities getting access to court documents filed with evidence they will come up with records after they get access to your evidence through the court process. They will only work with you if you put pressure on and report to every agency. Unfair practice & corruption, involved with illegal & wrongful foreclosures. Do not wait for help...SLS has one focus, to help take from homeowners and put you in worse case scenario. Orchestrated teams working together to cover and profit...more $$$ in foreclosures then keeping same homeowner in property, the sad truth! File Consumer Affairs, the Comptroller of Currency, CFPB, Attorney General, State Senators Office...Stay on this, do not make easy for them to steal away your rights and commit fraud or neglect your complaints. You need answers in a real timely manner. Best of Luck! PS WF also involved silently in ours, JPMC and The Bank of New York Mellon Hiring SLS to move forward with taking properties illegal evictions also:(