Sage Capital Recovery
Cherry Hill, New Jersey
United States - 08034
They called my house with an automated message that said to call Sage Capital Recovery at [protected]; no other information. I called the number and was referred to a collector named WILSON ROBERTS. He told me that the call was for a collection. When I began to ask him detail questions such as their address, their account number for the collection, who the collection was for, and the dollar amount; he became VERY hostile and rude toward me. He asked me what game I was trying to play. I have a right under the Fair Debt Collection Practices Act (FDCPA) to obtain information about his company. Plus, any person with any common sense would want to research any company that is calling them trying to collect/demand/solicit any dollar amount of money from them. After a few more questions that I asked, he HUNG up on me. I had to call back a second time to get all of the information that I deserved in the first place. I would hope that the Federal Trade Commission or the American Collectors Association would have some sort of Code of Ethics that debt collectors are required to follow, because this guy had to have violated half a dozen regulations.
This company sent a leter to me claiming that Sallae Mae had authorized them to collect an unpaid loan amount of $568.13 from loan supposedly taken out by me in 2002. I have no record of any unpaid amount owed to Sallie Mae. I contacted Sallie Mae by phone and mail and they confirmed that my loans are "paid in full". I have contacted Sage Capital Recovery by phine and mail and requested documentation from them fo this upaid loan. They were not able to provide any such documenatation other than a fax f a one page part of a document that had my name and address hand written in in hamd writing that does not belong to me. There was no signature and no documenation of an agreement bewen me and Sallie Mae and no documentation of any amount unpaind or of any request on any date from Sallie Mae or anyone else for payment.
I am certain this is a scam and wish to warn others who recieve any demands for payment from this company to investigate the claim carefully before sending any money.
Please see the letter below from me to Sallae Mae Re: Sage Capital Recovery
March 17, 2011
Sallie Mae Inc.
P. O. Box 3800
Dear Sallie Mae Inc.:
Re: Loan to XXXXX XXXXXX, Social Security # XXX-XX-XXXXand Date of Birth, 00/00/0000.
Address: Dallas, TX
I am writing to request that you research your records to determine if I have an outstanding amount that I owe to Sallie Mae Inc. Please refer to the copy of the attached letter dated February 3, 2011 from: SAGE CAPITAL RECOVERY, 1040 Kings Hwy N., Cherry Hill, NJ 08034, that states "Sage Capital Recovery has been retained by SALLIE MAE FINANCIAL to recover the outstanding amount that is owed to them...". Ref.# 280611, amount due: $568.13.
I have no record of any demand from Sallie Mae for any outstanding amount of money. I informed Sage Capital that I dispute this claim and asked for information to substantiate the claim I received a copy of a faxed document dated 2/18/2011 2:30pm page 5/005. Please find a copy of this document included with this letter. The document shows my name and address has been hand-written in hand-writing that does not belong to me, into a "Revolving Credit Plan Agreement" dated May 9, 2001. There is no information that substantiates that I owe Sallie Mae any amount of money. There is no signature of any agreement and no documentation of any demand for payment.
I contacted Sallie Mae by phone on February 21, 2011 at 5pm my local time and spoke with "Ash" employee # C25800 who informed me that there is no record with Sallie Mae that I owe any amount of money. I was informed I would be sent a statement to that effect. I regret to say I have not received anything up to now. I called again today March 17 2011 at 8:16am local time and spoke with "Ruth" (employee # C41715). Ruth told me she could find no record that I owe Sallie Mae any money. However, Ruth advised me to write to Sallie Mae and include copies of the letter and fax from Sage Capital Recovery and that upon receipt of my letter and copies of the documents from Sage Capital Recovery, Sallie Mae would investigate their archived records and write back to me confirming that I do, or as I believe that I do not owe any amount to Sallie Mae.
I was given a letter of settlement after being told by Ken Carpenter the superviseor whom should not be at all. I later called back and talked to a nicer man and he was able to do what I wanted and make it better for me. I had a boyfriend pay part and the rest due at the end of the month. When I called to pay they were closed not knowing they close early on Saturday and they were not open on Monday due to the holiday. I called this morning first thing and Ken answered and told me to bad no settlement now with nly 895 left to pay because they charge to use a credit card fee of 3%.
So now I have to go to my boyfriend whom thought he was paying for an account that would be settled only reason he would pay and he has to go and chargeback the company for false agreement since the agreement is not going to happen the payment is not going to happen as they are trying to rip him off in the matter I should say Ken since he is mad they were able to do something he could not. Anyone dealing with this company should never speak to the supervisor Ken he is a liar and a cheat and should not be a supervisor his workers are much more superviseor material than him. I will go to the end to make sure that his owner and any other companies know what an evil man he is. Oh did I tell you that I got in this mess because my daughter died in a car wreak and was burned to death so needless to say I was beside myself and I am trying to get back on my feet with such utter disrespect from this Ken carpenter .
I have plenty of proof if needed
Receive calls at work from this company for a credit card account for which I have repeatedly asked for verification since I have no record of signing up for or receiving a credit card from them. The caller is rude and keeps calling even after being told to not call me at work. He also left a message that they would seize the property of a non-existent company and force me into personal bankruptcy. I saved the voice mail for my attorney.