Around, July 7, 2009, I received a phone call from Premier Savings asking if I wanted to reduce my credit card monthly payments. Of course I said yes. They explained it all to me and I agreed. Then I spoke to a bank and they told me to try and get my money back, because they shouldn't be charging $439.00 to try and reduce what I owe. If anything this makes us owe more. So I did call Premier Savings back and asked them to refund the $439.00. They went on that I agreed to these charges - but then I said I have changed my mind and would like for you to reimburse the money. I asked them to reimburse the money in about a 2 week period, well under 30 days. I, haven't worked since February 2009, being laid off from my work and my husband is on disability through Medicare - so $439.00 is a LOT of money to us. Bottom line they need to reimburse the $439.00 they applied to our credit card.
My husband recieved a call from a person claiming to be able to get us a 9% or lower credit cards that we...
My mother became a victim of this scam. A company rep called her, even with her phone number registered on the Do Not Call list, not once, not twice, but five times. Yes we have a record of them all. The person I spoke with is well trained, and can keep her voice sweet as honey as she calls you names and belittles you. To make a long, upsetting story short, I will be referring this matter not only to my mothers attorney, but to our Police Department's Elderly Fraud Unit. There is a great Detective in the department who handled a case involving my mother a few years ago. And oh yes, the perpetrators, slick as they thought they were, are in jail.
I recommend that all of you do the same. Don't forget to file a complaint with the Do Not Call Registry, if you are also registered.